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<br />. . <br />. <br /> <br />Loan No: 5853713459 <br /> <br />DEED OF TRUST <br />(Continued) <br /> <br />200901132 <br /> <br />Page 11 <br /> <br />default section of this Deed of Trust. <br /> <br />Guarantor. The word "Guarantor" means any guarantor, surety, or accommodation party of any or all of the Indebtedness. <br /> <br />Guaranty. The word "Guaranty" means the guaranty from Guarantor to Lender, including without limitation a guaranty of all or part of <br />the Note. <br /> <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or <br />physical, chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment <br />when improperly used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words <br />"Hazardous Substances" are used in their very broadest sense and include without limitation any and all hazardous or toxic <br />substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Substances" also <br />includes, without limitation, petroleum and petroleum by-products or any fraction thereof and asbestos. <br /> <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on <br />the Real Property, facilities, additions, replacements and other construction on the Real Property. <br /> <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note <br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note <br />or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by <br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this <br />Deed of Trust. Specifically, without limitation, Indebtedness includes all amounts that may be indirectly secured by the <br />Cross-Collateralization provision of this Deed of Trust. <br /> <br />Lender. The word "Lender" means Wells Fargo Bank, National Association, its successors and assigns. <br /> <br />Note. The word "Note" means the note or credit agreement dated February 10, 2009, in the principal amount of $50,000.00 and <br />promissory note dated February 10, 2009 in the principal amount of $100,000.00 from Borrower to Lender, together with all <br />renewals of, extensions of, modifications of, refinances of, consolidations of and substitutions for the note or credit agreement. The <br />maturity date of this Deed of Trust is March 1, 2012. <br /> <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or <br />hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and <br />additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without <br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property. <br /> <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br /> <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br /> <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other <br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br /> <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived <br />from the Property. <br /> <br />Trustee. The word "Trustee" means Wells Fargo Financial National Bank, whose address is c/o Minneapolis Loan Operations Center, <br />730 2nd Avenue South, Suite 1000, Minneapolis, MN 55479 and any substitute or successor trustees. <br /> <br />Trustor. The word "Trustor" means Thomas G. Graves and Jean E. Graves. <br /> <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br /> <br />TRUSTOR: <br /> <br />X /c/fLrvc4 jJj /~ <br /> <br />Thomas G. Graves <br /> <br />~~ 4z~ <br /> <br />n E. Graves <br />