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<br />200900841 <br /> <br />banking transactions my attorney-in-fact deems desirable. determine the location <br />of the operation. the nature of the business it undertakes. its name. methods of <br />manufacturing. selling. marketing. financing. accounting. form of organization <br />and insurance. and hiring and paying employees and independent contractors. <br /> <br />(d) Execute. acknowledge. seal and deliver any instrument of any kind that my <br />attorney-in-fact thinks useful to accomplish any purpose listed in this section. <br /> <br />( e) Pay. compromise or contest business taxes or assessments. <br /> <br />(f) Demand and receive money or other things of value to which I am or claim to be <br />entitled as the proceeds of any business operation. and conserve. invest. disburse <br />or use anything so received for purposes listed in this section. <br /> <br />(6) Insurance and annuity transactions <br />My attorney-in-fact may do any act that I can do through an agent. in connection with <br />any insurance or annuity policy. that my attorney-in-fact deems desirable. My attorney- <br />in-fact's powers include but are not limited to the power to: <br /> <br />(a) Continue. pay the premium on. modify. rescind or terminate any annuity or policy <br />of life. accident. health. disability or liability insurance procured by me or on my <br />behalf before the execution of this power of attorney. My attorney-in-fact cannot <br />name himself or herself as beneficiary of a renewal. extension or substitute for <br />such a policy unless he or she was already the beneficiary before I signed the <br />power of attorney. <br /> <br />(b) Procure new. different or additional contracts of health. disability. accident or <br />liability insurance on my life. modify. rescind or terminate any such contract and <br />designate the beneficiary of any such contract. <br /> <br />(c) Sell. assign. borrow on. pledge. or surrender and receive the cash surrender value <br />of any policy. <br /> <br />(7) Estate, trust and other beneficiary transactions <br />My attorney-in-fact may act for me in all matters that affect a trust. probate estate. <br />guardianship. conservatorship. escrow. custodianship or other fund from which I am. <br />may become or claim to be entitled. as a beneficiary. to a share or payment. My <br />attorney-in-fact's authority includes the power to disclaim any assets which I am. may <br />become or claim to be entitled. as a beneficiary. to a share or payment. <br />IIII <br />IIII <br />II/I <br /> <br />Durable Power of Attorney for Financial Management - Page 7 of 10 <br />