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<br />~ <br /> <br />200900794 <br /> <br />Loan No.: 40160772 <br /> <br />(c) All terms and provisions of any interest only rider, where applicable, or other instrument or <br />document that is affixed to, wholly or partially incorporated into, or is part of., the Note or Security Instrument and <br />that contains any interest only terms, said tenus and provisions are forever cancelled, null and void, as of the date <br />specified in paragraph No. 1 above. <br />(d) Borrower has no right of set-off or counterclaim, or any defense to the obligations of the Note or <br />Security Instrument. <br />(e) Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole <br />or in part of the Note and Security Instrument. <br />(f) All costs and expenses incurred by Lender in connection with this Agreement, including recording <br />fees, title examination, and attorney's fees, shall be paid by the Borrower and shall be secured by the Security <br />Instrument, unless stipulated otherwise by Lender. <br />(g) Borrower agrees to make and execute such other documents or papers as may be necessary or <br />required to effectuate the terms and conditions of this Agreement which, jf approved and accepted by Lender, shall <br />bind and inure to the heirs, executors, administrators, and assigns of the Borrower. <br />7. This Agreement will not be binding or effective unless and until it has been signed by both <br />Borrower and Lender. <br /> <br />~, "'-'\, Cr~<t <br /> <br />Q- t;A. <'< ~ <br />Cg1as A. varetts <br /> <br />'1 frPvara:tlZ?~ <br />~~ <br /> <br />(Seal) <br />-Borrower <br /> <br />Date <br /> <br />~~."~ OW'6 <br />, <br /> <br />(Seal) <br />-Borrower <br /> <br />Date <br /> <br />(Seal) <br />-Borrower <br /> <br />Date <br /> <br />(Seal) <br />-Borrower <br /> <br />Date <br /> <br />BORROWER ACKNOWLEDGMENT <br /> <br />County of Hall <br /> <br />~ <br />~ <br />~ <br /> <br />State of Nebraska <br /> <br />On this '-"'\ day of ~, ? .~C& , before me, <br />cS'T<>c~ ~. ~~~,\.:~-~ [name of notary}, a Notary Public in and for said state, <br />personally appeared Douglas A. Evaretts and Carolyn A. Evaretts <br /> <br />[name o/person acknowledged], known to me to be the person who executed the within instrument, and <br />acknowledged to me that he/she/they executed the same for the purpose therein stated. <br /> <br />c;\6-~ ~. ~~~'-~C~ <br /> <br />~ ~L~ ~ 'h. \~",,-z..:L~ <br />Type or Print Nam~ of Notary <br /> <br />(Seal) <br /> <br /> <br />GENERAL NOTARY. Slale of Nebraska <br />STACEY A RUZICKA <br />My Comm. Exp. May 10.2011 <br /> <br />Notary Public, State of <br /> <br />My Commission Expires: <br /> <br />~---{-l~ \c.9--, <br />5-"\\)-'\ '\ <br /> <br />l'iEBRASKA LOAN MODIFICATION AGREEMENT-FIXED/ARM <br />(FNMA Form 3161 6/06)-Modified <br /> <br />Page 3 of 4 <br />