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<br />200900772 <br /> <br />Loan Number: 2445220 <br /> <br />SECURITY INSTRUMENT RIDER <br />(For Security Instrument Securing Electronic Note) <br /> <br />~IN.: 100162500024452204 <br /> <br />THIS SECURITY INSTRUMENT RIDER is made this 30th day of January, 2009, and is incorporated <br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security <br />Instrument") of the same date given by the undersigned ("Borrower") to secure Borrower's Note ("Electronic Note") <br />to AmTrust Bank ("Lender") of the same date and covering the Property described in the Security Instrument and <br />located at: <br /> <br />3619 Schroeder Ave, Grand Island, NE 68803 <br />[Property Address] <br /> <br />COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower <br />further covenants to Lender and agrees with Lender as follows; <br /> <br />A. Electronic Signing of the .Electronic Note. Borrower electronically signed the Electronic Note using an <br />Electronic Signature with the understanding that by doing so Borrower has promised and agrced to pay the debt <br />evidenced by the Electronic Note, plus interest, in accordance with the terms of the Electronic Note. This covenant <br />A does not apply to any Borrower who, with the Lendcr's express consent, does not electronically sign the <br />Electronic Note, but does sign the Security Instrument. <br /> <br />B. Additional Definitions. The words "Electronic Note" and "Electronic Signature" shall have the respective <br />meanings given to those words in the Electronic Note. Other words capitalizcd in this Rider, but not defined in this <br />Rider, shall havc the mcanings given those words in the Security Instrument. <br /> <br />C, Copy of Loan Documents. Borrower acknowledges receipt of a copy of the Loan documents either on <br />paper or in another form acceptable to Borrower. <br /> <br />BY SIGNING BELOW, Borrower agrees to the terms and covenants contained in this Security Instrument Rider. <br /> <br />_z:-JP <br /> <br />Brian E Schardt <br /> <br /> <br />(SEAL) <br />Borrower <br /> <br />(SEAL) <br />Borrower <br /> <br />(SEAL) <br />Borrower <br /> <br />Security Instrument Rider (For Security Instrument Securing Electronic Note) <br />AmTrust Bank Page 1 oft <br /> <br />WSL:640 Issued: 01/09 <br />WSL640MU 12/08 <br />2445220 <br />