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II' ;IV n ~r> m I- m :r: ,-..:. Z 2! m en <::::> a (jl n:t t <:::> Cl N Z n :z; ~(, c.g o --i C$l i~ "'" c::l> ~ :IJ 0 -r"1 Z -, m C$l I en :;0 ~' ,...,., -f IT1 0 <0 CD Cl C$l nen .. :;; ~ -<0 :> C$l ~::c o~ 0"'" c:> en -....J ......c .,.., Z (j) -r] z CD ~ ~ 0 r :r: p"j en m -0 ;p.. OJ C> iI r-n ::3 r :;:0 0 r ;p.. 0 c:: (fJ (f) -..J s: C,.) ;:><: m l> en ~ -J:: --- --- c...,) (f) ......c Z (f) 0 rSDace Above This Line For RecordinQ Datal DEED OF TRUST App#: 3398480~ c:::::Y ~ C: 0 Loan#:450496 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated .Ianmu)f 30, 2009 , together with all Riders to this document. (B) "Borrower" is Wayne R r.arrett,anrl hiK KIlr.r.Al::Knl'K In trllKt nf thA WaynA r.arrAtt RAvnr.ahlA Trlll::t. anrl any amenrlment!:: thArAtn anrl KimhArly n r.arrAtt, anrl hAr l::1Ir.r.Al::l::nl'K in trlll::t, nf thA Kimherly r.arrptt RAvnr.ahlA TrllKt, anrl any amAnrlment!:: theretn, a!:: tenant!:: in Cnmmnn, Borrower is the trustor under this Security Instrument. (C) "lender" is Fird Natinnal Rank nf Oml'llha , Lender is a Natinnal Ranking AKKnr.iatinn organized and existing under the laws of ThA IInitArI !=OtatAl:: nf AmArir.a. Lender's address is ...16..2D. nnrlge!=Ot ~tnp R13R, Omaha NF RR197-8138. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Fil'Kt Natinnal Rank nf Omaha a Natinnal Ranking AKKnr.iatinn, Trustee's address is 1820 nnrlge ~t ~tnp 8138, Oml'llha NF RR197-R138 (E) "Note" means the promissory note signed by Borrower and dated .Ianllary 30, 7009 . The Note states that Borrower owes Lender OnA HllnrlrArI Ninety Twn Thnll!::anrl nnllal'K anrl 7ern CpntK Dollars (U.S. $191.00000), plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FAhrllary 1, 2039 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" mean all Riders to this Security Instrument that are executed by Borrower. The fOllowing Riders are to be executed by Borrower [check box as applicable]: o Adjustable Rate Rider 0 Condominium Rider o Balloon Rider 0 Planned Unit Development Rider o 1 - 4 Family Rider 0 Biweekly Payment Rider o Second Home Rider [XJ other(s) [Specify) Trust Rider RETURN TO: First National Bank of Omaha Mortgage Loans 1620 Dodge St Stop 8138, Omaha NE 68197-8138 NEBRASKA..Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Nebraska Deed of Trust 3028 NE DOT 01101 (Page 1 of 13)