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MCGRATH Loan #: 450819241 PIN: 400379945 MIN:100681804508192415 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 29, 2009 together with all Riders to this document. (B) "Borrower" is KERRY W. MCGRATH AND EILEEN R- MCGRATH, HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 802 N. WASHINGTON, JUNCTION CITY, KS 66441. (D) "Trustee" is CENTRAL NATIONAL BANK. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JANUARY 29, 2009. The Note states that Borrower owes Lender NINETY FIVE THOUSAND Dollars (U.S. $95,000. 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT A& 338.2 Page 1 of 12 Form 3028 1 /01 ZA CD C=) C-73 -< -i 4; � <D �l 0 � K:D _... i..r..i Z i a �� R M r CZ) �o Cn G.3 After Recording Return To: CENTRAL NATIONAL BANK Cil f� r\3 802 N. WASHINGTON /PO BOX 1029 Q JUNCTION CITY, KS 66441 (785) 238 -4114 ATTN:MTG PROCESSING DEPT. Prepared By: CENTRAL NATIONAL BANK 802 N. WASHINGTON JUNCTION CITY, KS 66441 (785) 238 -4114 v � [Space Above This Line For Recording Data] Cv DEED OF TRUST MCGRATH Loan #: 450819241 PIN: 400379945 MIN:100681804508192415 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 29, 2009 together with all Riders to this document. (B) "Borrower" is KERRY W. MCGRATH AND EILEEN R- MCGRATH, HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 802 N. WASHINGTON, JUNCTION CITY, KS 66441. (D) "Trustee" is CENTRAL NATIONAL BANK. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JANUARY 29, 2009. The Note states that Borrower owes Lender NINETY FIVE THOUSAND Dollars (U.S. $95,000. 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT A& 338.2 Page 1 of 12 Form 3028 1 /01