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<br /> ti1 <br /> . <br /> :'" 111' ~ '"'-> <br /> lD m ~ m <br />I\.:> "TI en ~ o (/, ~ <br />is c: ~ ;n~ ~ 0-1 C> <br />is ~.~ Z "'Tl C::~ <br />CO ~ C ~ ~ ,...,.., ::z: -1 N ::IJ <br />is W CO ---ilTl C> m <br />is -<0 C <br />-....J ("')en o~~ 0" C> )> <br />..... ~% -., c...> " -~ en <br />I\.:> !J ~ ..... CO Z <br /> 0 :r: Pl <br /> ,." <br /> nl t --0 ~ CU C> en <br /> ::3 r :;0 ~ <br /> <.:;;:I r-~ C> <br /> en en C <br /> C,.,) ^ -...J s: <br /> ;D- ........ m <br /> -L: -- Z <br /> -C en N -I <br /> ...... en Z <br /> ~ 0 <br /> ~ <br /> <br /> <br /> <br /> <br />[Space Above This Line For Recording Data) <br /> <br />Loan No: 09-059768 ~ <br /> <br />\J'. <br />l...f'-. <br />t:::.l <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 30, 2009 <br />together with all Riders to this document. <br />(8) "Borrower" is <br />Denise Kozel, an Unmarried Woman <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />TierOne Bank <br />P.O. Box 83009 <br />Lincoln, NE 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated January 30, 2009 <br />The Note states that Borrower owes Lender <br />Sixty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 60,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2039 <br /> <br />NEBRASKA. Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br />