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<br />.. <br /> <br />. <br /> <br />," <br /> <br />200900572 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />~11LUJ -~W(t(Q_ <br />Kellle J Bandel <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />[Spece Below This LIne For Acknowledgment] <br /> <br />STATE OF NEBRASKA, <br /> <br />Hall <br /> <br />County ss: <br /> <br />On this 23 rd day of Januarv 23, 2009 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Scot W Bandel and Kellie J Bandel, Husband and Wife <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br /> <br />My Commission expires: <br /> <br /> <br />-Notary Public <br /> <br />,," <br /> <br />~ GENERAL NOTARY. State of Nebraska <br />"Iii EDWARD J. JARQSIK <br />.!.~1y Comm, Exp. Oct. 17. 2011 <br /> <br />NEBRASKA. Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028.MERS 1/01 Page 13 of 13 <br />