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<br />\~ > <br /> ~ 10 n s;? <br /> :;z: m % m <br /> ~ "TI <br />N c: m en ,...,~ :z <br /><$I n % <:::::> n4 <br />C') ("\ Z c::. n en <br /><$I ;lIl; ~'" ~ <br />CO rrI ,~ ~ C 0--4 0 :IJ <br />cS -I en ~f ~ c:: )> IT1 <br /><$I :::; ncn .. :z -1 N 0 <br /> Z ~ rt1 <br />CJ'1 r- ~% G":> --. -<0 <::) :> <br />-...,J tT'I ~ Cl~ N en <br />N o ""'1 <br />~ -.-, CD Cl 2 <br /> r ""'1...,.. <br /> t'T1 ~ 0 _1i:.,~ CD en <br /> :00 IT1 :::r: fl1 if <br /> -=: IT1 -'0 )> co 0 <br /> n 0 ::3 r- ::0 C <br /> en r-J>. a i:: <br /> m '"'" en <br /> '" ;::0:; U1 m <br /> )> z <br /> 0 -.......... -...] -t <br />~._.,._-- co Z <br /> en N 0 <br /> en <br /> <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~ <br />~\f'. <br /> <br />o <br /> <br />DEED OF TRUST <br /> <br />Loan No: 450818867 <br />MIN: 1007451-0000000033-7 <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 23, 2009 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Scot W Bandel and Kellle J Bandel, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(D) "Trustee" is Central National Bank <br /> <br />State of Nebraska <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679.MERS. <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446.3555 <br />LFI #FNMA3028-MERS 1101 (A) Page 1 of 13 Initials: <br />