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200900497 18. To borrow and give security. To borrow any sum from any lender and encumber any of my real or personal property as security for loans. To execute and deliver notes and other obligations, and mortgages, security agreements, financing statements, pledges, liens and other encumbrances. 19. Self-dealing. My attorney may deal with my said attorney and no transaction shall be void because of said self-dealing nor because my said attorney was a part owner of property with me or had interests similar to mine or had any interest in said transaction. 20. To make gifts and implement estate plan. To make gifts to reduce my estate or for charitable, religious or educational purposes. To continue any plan of gifts I have initiated. To follow and implement any estate plan that I have formed. Gifts may be made to my said attorney if my attorney is a member of my family and would otherwise be deprived of an equal share. 21. To compensate my attorney-in-fact. My said attorney may pay to my said attor- ney reasonable compensation for services performed in acting on my behalf. 22. To do all other things necessary in connection herewith. In general to do all other acts, deeds, matters, and things whatsoever in or about my estate, property, and affairs, or to concur with persons jointly interested with myself therein in doing all acts, deeds, matters, and things herein, either particularly or generally described, as fully and effectually to all intents and purposes as I could do in my own proper person if personally present, it being my intent to grant to my said attorney a general power to act for me and in my behalf, and not a limited or special power, limited to the specific acts herein described. 23. Access to safe de{)osit box. My attorney shall have full and free access to my safe deposit box. 24. To disclaim. To renounce and disclaim in whole or in part, fractional shares or specific assets in the manner provided by law, any property or interest in property of any kind whatsoever, passing to me by intestate succession, as devisee, as successor of a renounced inter- est, as donee, as beneficiary under a testamentary or nontestarnentary instrument, as donee of a power of appointment, as grantee, as surviving joint owner or surviving joint tenant, as benefi- ciary of an insurance contract, or as the person designated to take pursuant to a power of appointment exercised by a testamentary or nontestamentary instrument, or as recipient of any benefit otherwise under a testamentary or nontestamentary instrument, and to execute and deliver and file in the appropriate Court, or with the proper authority any such renunciation or disclai- mer. 25. To aoooint guardian and conservator. To nominate a guardian for my person and a conservator for my estate if such protected proceedings are commenced. 26. Power of attorney effective notwithstanding disability of principal; continues in effect after principal's death until notice. Pursuant to the provisions of Sections 30-2664 through 30-2672, Nebraska R.R.S. 1995, I declare that this power of attorney shall not be affected by my 4