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<br />200900327 <br /> <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(Q) "RESPA" means the Real EstateSettlementProceduresAct (12 U.S.c. Section 2601 et seq.) and its <br />implementingregulation, RegulationX (24 C.F.R. Part 3500), as they might be amended from time to time, <br />or any additional or successor legislation or regulation that governs the same subject matter.As used in this <br />Security Instrument, "RESP A" refers to all requirements and restrictions that are imposed in regard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a "federally rdatedmortgage loan" <br />under RESP A. <br />(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and <br />Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument <br />secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications <br />of the Note; and (ii) the performance of Borrower's covenants and agreements under this <br />Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to <br />Trustee, in trust, with power of sale, the following described property located in the <br />PUBLIC RECORDS of HALL COUNTY <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />LOT TWO (2), IN BLOCK FOUR (4), IN VINE HILL SUBDIVISION OF THE <br />SOUTH HALF (S 1/2) OF THE NORTHWEST QUARTER OF THE SOUTHEAST <br />QUARTER (NW 1/4 SE 1/4) OF SECTION TWENTY (20), IN TOWNSHIP <br />ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL <br />COUNTY, NEBRASKA, EXCEPT A TRACT DEEDED TO THE CITY OF GRAND <br />ISLAND, HALL COUNTY, NEBRASKA BY WARRANTY DEED RECORDED AS <br />DOCUMENT NO. 77-005775 <br /> <br />Parcel ID Number: 400103834 <br />2909 W ANNA STREET <br />GRAND ISLAND <br />("Property Address"): <br /> <br />which currently has the address of <br />[Street] <br />[City] , Nebraska 68803 [Zip Code] <br /> <br />TOGETHERNITH all the improvements now or hereaftererectedon the property, and all easements, <br />appurtcnances,and fixtures now or hereaftera part of the property. All replacementsand additions shall also <br />be covered by this Security InstrumentAll of the foregoing is referred to in this Security Instrumentas the <br />"Property." Borrower understands and agrees that MERS holds only legal title to the interest granted by <br />Borrowerin this Security Instrument,but, if necessary to comply with law or custom, MERS(as nominee for <br />Lenderand Lender's successors and assigns) has the right: to exercise any or all of those interests, including, <br />but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender <br />including, but not limited to, releasing and canceling this Security Instrument. <br /> <br />.-6A(NE) (0407).01 <br />@ <br /> <br />Initials: ~ 1 L M <br /> <br />Page 3 of 15 <br /> <br />Form 3028 1/01 <br />