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<br /> DEED OF TRUS'S'
<br />
<br />
<br />
<br /> DEFINITIONS
<br />
<br /> Words used in multiple sections ofthis document are defined below and.othermords are defined in Sections 3,11,13,18, 20
<br /> and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br /> (A) "Security Instrument" means this document, which is,dated January 8th 2009 , togetherwith
<br /> all Riders to this document.
<br /> (B) "Borrower" is Kenny V Haggard and Patricia A Haggard, as husband. and wife
<br />
<br />
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<br /> Borrower is the trustor under this Security Instrument.
<br /> (C) "Lender" is Pinnacle Bank Lender
<br /> is a bank organized and existing under the laws of the State of Nebraska
<br /> Lender's address is 7001 South 27th Street Lincoln, NE 68512
<br /> Lender is the beneficiary under this Security Instrument.
<br /> (D) "Trustee" is TierOne Bank P.O. Box 83009 Lincoln, NE 68501
<br /> (E) "Note" means the promissory note signed by Borrower and dated January 8th 2009 The Note
<br /> states that Borrower owes Lender Two Hundred Twelve Thousand and 00/100
<br /> Dollars (U.S. $ 212,000.00 ) plus interest. Borrower has promised
<br /> to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2039 _
<br /> (F) "'Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br /> Note, and all sums due under this Security Instrument, plus interest.
<br /> (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be
<br /> executed by Borrower [check box as applicable]:
<br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br /> ❑ Balloon Rider ® Planned Unit Development Rider ❑ Other(s) [specify]
<br /> ❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br /> administrative rules and orders (that have the effect of law) as well, as all applicable final, non-appealable judicial opinions.
<br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br /> imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br /> similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br /> so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br /> to, point-of-sale transfers, automated teller machine 'transactions, transfers initiated by telephone, wire transfers, and
<br /> automated clearinghouse transfers.
<br /> (L) "Escrow Items" means those items that are described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br /> party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br /> the Property; (ii) condemnationor other taking of all or any part ofthe Property; (iii) conveyance in lieu of condemnation; or
<br /> (iv) misrepresentations of, or omissions as to, the. value and/or condition of the. Property.
<br /> (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the. Loan.
<br /> NEBRASKA--Single Family--Fannie Mae/Freddie ' Mac ENT Form 3028 1/01 age 1 0
<br /> UNIFORM INSTRUMENT (p f8 pages)
<br /> 9754.CV (1/08) 2308058639 Creative Thinking, Inc.
<br /> OOTO(001 ca719)
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