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<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST is made this 14th day of January, 2009, by and among,
<br />GLADYS R. LOPEZ, a single person, herein referred to as "Trustor", whose mailing address is
<br />423 West 13th, Grand Island, NE 68801; BRANDON S. CONNICK, hereinafter referred to as
<br />"Trustee", whose mailing address is P.O. Box 790"; urand Island, Nebraska 68802, and DAWN
<br />M. PEARD, a single person, hereinafter referred to as "Beneficiary", whose mailing address is
<br />1710 Columbia Circle, Grand Island, NE 68801.
<br />
<br />For valuable consideration; Trustor irrevocably grants, transfers, conveys and assigns to
<br />Trustee, in trust, with power of sale, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions of this Deed of Trust, the Trustor's interest in the [ollowing-
<br />described property located in the County of Hall, Nebraska, to-wit:
<br />
<br />Lot Five (5), Block Two (2), Schimmer's Addition to the City of Grand Island,
<br />Hall County, Nebraska.
<br />
<br />together with all improvements, fixtures and appurtenances located thereon or in any way
<br />pertaining thereto, and the rents, issues, profits, reversions and the remainders thereof, including
<br />all such personal property that is attached to the improvements so as to constitute a fixture, all of
<br />which, including replacements and additions thereto, are hereby declared to be a part of the real
<br />estate conveyed in trust hereby, it being agreed that all of the foregoing shall be hereinafter
<br />referred to as the "Property".
<br />
<br />FOR THE PURPOSE OF SECURING:
<br />
<br />( a) the payment of indebtedness evidenced by Trustor's note of even date herewith in
<br />the principal sum of EIGHTY-FOUR THOUSAND EIGHT HUNDRED SEVENTY-FIVE AND
<br />NOll 00 DOLLARS ($84,875.00), together with interest at the rate provided therein, or the
<br />principal and interest on any future advance not to exceed the total principal sum initially
<br />secured hereby as evidenced by promissory notes stating they are secured hereby, and any and all
<br />renewals, modifications and extensions of such notes, both principal and interest on the notes
<br />being payable in accordance with the terms set forth therein, which by this reference is hereby
<br />made a part hereof;
<br />
<br />(b) the performance of each agreement and covenant of Trustor herein contained; and
<br />
<br />(c) the payment of any sum or sums of money which may be hereafter paid or
<br />advanced by Beneficiary under the terms of this Deed of Trust, together with interest thereon at
<br />the rate provided in the note.
<br />
<br />To protect the security of this Deed of Trust, Trustor hereby covenants and agrees as
<br />foHows:
<br />
<br />1. Payment of Indebtedness. To pay when due, the principal of, and the interest on,
<br />the indebtedness evidenced by the note, charges, fees and all other sums as provided in the loan
<br />instruments.
<br />
<br />2. Title. Trustor is the owner ofthe Property and has the right and authority to
<br />convey the Property and warrants that the lien created hereby is a first and prior lien on the
<br />Property and the execution and delivery of the Deed of Trust does not violate any contract or
<br />other obligation to which Trustor is subject.
<br />
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