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<br />DEED OF TRUST
<br />
<br />It? l:)iJ
<br />
<br />PARTIES: This Deed of Trust is made on 01/02/2009 among, the Grantor, DOUGLAS A MILLER and PAMELA M MILLER, HUSBAND
<br />AND WIFE ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Iil!a!~d, Hall County, Ne::,raska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, i,c<:ues, f.'rC'fits,.1!-lcc;n~, t~;::m~llts, hcr::dit;;;;"iiCilt:" privileges and any ai'puncnances thereunto beionging {ail called the
<br />"property").
<br />PROPERTY ADDRESS: 4140 MANCHESTER RD, Grand Island, Nebraska 68803
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />LOT SEVENTEEN (17) JEFFREY OAKS SIXTH
<br />NEBRASKA
<br />
<br />SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The seeured debt is evidenct:d by (List al: instruments -and agreements secured by this deed of tlUst and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 01/02/2009
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />D Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on January 20, 2012 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $3,878.58, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed 0ft!"u~t, '.vith i~terest on such disburse,ment8~
<br />D Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />D A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iUttached to this deed of trust and made a part hereof has
<br />o been disclairned; the discl~imer i.~ 2.t~ached. to this deed oftr1)~t and m~de a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed oftrust, including those on page
<br />2, and in any riders described above signej!.!> rrower. fb. . '
<br />
<br />~~f?~
<br />
<br />
<br />GENERAL NOTARY- Sta1e of Nebra8ka
<br />LISA R. MAYER
<br />My Comm. &po May 10, 2011
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 01/02/2009
<br />By DOUGLAS A MILLER and PAMELA M MILLER, HUSB D AND WIFE
<br />
<br />My oomm;,,;on ~p;re,IY'atJ 10, ;;Jo( I
<br />
<br />
<br />otary Public)
<br />
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