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<br /> DEED OF TRUST ~D Sa
<br /> PARTIES: This Deed of Trust is made on 01/02/2009 among, the Grantor, CHRISTOPHER M WALZ, A SINGLE PERSON (`Borrower"),
<br /> AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br /> Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br /> laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender"),
<br /> CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br /> which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br /> way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br /> "property"),
<br /> PROPERTY ADDRESS: 1103 W LOUISE ST, GRAND ISLAND, Nebraska 68801-6424
<br /> LEGAL DESCRIPTION:
<br /> THE NORTHERLY SIXTY-SIX (66) FEET OF LOT ONE (1), IN BLOCK FIVE (5), IN WINDOLPH'S ADDITION TO THE CITY OF
<br /> GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br /> Located in Hall County, Nebraska.
<br /> TITLE: Borrower convenants and warrants title to the property, except for
<br /> SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the covvenants and agreements
<br /> contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br /> Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br /> renewals thereof.
<br /> The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br /> A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 01/02/2009
<br /> Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br /> contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed,
<br /> ❑ Revolving line of credit agreement dated , with initial annual interest rate of %
<br /> All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br /> the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed,
<br /> The above obligation is due and payable on January 27, 2018 if not paid earlier.
<br /> The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $20,970.89, plus
<br /> interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br /> covenants contained in this deed of trust, with interest on such disbursements.
<br /> ❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br /> ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br /> made a part hereof.
<br /> RIDERS: ASSIGNMENT OF RENTS
<br /> DESIGNATION OF HOMESTEAD
<br /> Pursuant to the Farm Homestead Protection Act, designation of homestead iUttached to this deed of trust and made a part hereof has
<br /> ❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br /> SIGNATURES: By signing below, Borrower agree to the terms and conveaants contained in this deed of trust, including those on page
<br /> 2, and in anVder ebed 7 ed by Borrower.
<br />
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<br /> HRISTOPHER M W
<br />
<br /> ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br /> The foregoing instrument was acknowledged before me on 01/02/2009
<br /> By CHRISTOPHER M WALZ, A SINGLE PERSON
<br /> My commission expires: S&c_
<br /> ~L,~~tary Public
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