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♦ F <br />I ' 1 IU11V <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA., <br />(Seal) <br />Richard D Klanecky - Borrower <br />(Seal) <br />4e fer J KI ecky - Borrower <br />(Space Below This Line For Acknowledgment] <br />Hall <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />On this 6 th day of January 6, 2009 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Richard D Klanecky and Jennifer J Klanecky, Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: IZ. 30 -/v 0 <br />/ , 11 ;.4 <br />Vi4o . Zabk -Notary Public <br />GEI4ERAI NOTARY - State of Nebraska <br />�� VICKY J. ZABKA <br />My Comm. Exp, Dec. 30, 2010 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 4/02 Page 13 of 13 <br />