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[Space Above This Line For Recording Data] <br />Loan No: 101218529 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 6, 2009 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Richard D Klanecky and Jennifer J Klanecky, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a. Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note "means the promissory note signed by Borrower and dated January 6, 2009 <br />The Note states that Borrower owes Lender <br />EightyFour Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 84,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2039 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (000) 446 -3555 <br />LFI #FNMA3028 4/02 Pagel of 13 Initials: _ <br />N <br />Zi <br />Z <br />M <br />xi, <br />CA <br />_ <br />\ <br />r _ <br />A <br />--1 <br />1\J m <br />n <br />cn <br />ca <br />- > <br />00 <br />l <br />G-, � <br />-< �, <br />a <br />+ <br />CD <br />IIIIII■.� <br />G <br />r <br />co CD <br />W <br />- <br />M <br />_ <br />A <br />CID <br />C0 <br />(n <br />G!1 <br />[Space Above This Line For Recording Data] <br />Loan No: 101218529 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 6, 2009 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Richard D Klanecky and Jennifer J Klanecky, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a. Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note "means the promissory note signed by Borrower and dated January 6, 2009 <br />The Note states that Borrower owes Lender <br />EightyFour Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 84,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2039 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (000) 446 -3555 <br />LFI #FNMA3028 4/02 Pagel of 13 Initials: _ <br />