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<br />Loan No: 809638
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<br />DEED OF TRUST
<br />(Continued)
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<br />200900177
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<br />Page 2
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<br />without Lender's prior written consent,
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<br />Removal of Improvamanta. Trustor shall not demolish or remove any Improvements from the Real Property without Lender's prior
<br />written consent. As s condition to the removal of any Improvements, Lender may require Tru$lor to make arrangements satisfactory
<br />to Lender to replace such Improvements with Improvements of at least equal value.
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<br />Lender's Right to Enter. Lender and Lender's agents and representatives may enter upon the Real Property at all reaaonable times to
<br />attend to Lender's Interests and to inspect the Real Property for purposes of Trustor's compliance with the terms and conditions of
<br />this Deed of Trust.
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<br />Compllence with Governmentel Requlremente. Trustor shall promptly comply with all laws, ordinances, and regulations, now or
<br />hereafter in effect, of ell governmental authorities appliceble to the use or occupancy of the Property, Including without limitation, the
<br />Americans With Disabilities Act. Trustor may contest In good faith eny such law, ordinance, or regulation and withhold compliance
<br />during any proceeding, including appropriate appeals, so long aa Trustor has notified Lender in writing prior to doing so and so long as,
<br />in Lender's sole opinion, Lender's interesta in the Property are not jeopardized, Lender may require Trustor to post adequate security
<br />Or a surety bond, reasonably aatisfectory to Lender, to protect Lender's interest.
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<br />Duty to Protect. Trustor egrees neither to abandon or leave unattended the Property. Trustor shall do all other acts, in addition to
<br />those acts set forth above in this section, which from the character and use of the Property are reasonably necessary to protect and
<br />preserve the Property.
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<br />DUE ON SALE - CONSENT BY LENDER. Lender may, at Lender's option, declare immediately due and payable all sums secured by this
<br />Deed of Trust upon the sele or trensfer, without Lender'S prior written consent, of all or any part of the Resl Property, or any interest in the
<br />Real Property, A' sale or transfer" means the conveyance of Real Property or any right, title or Interest In the Real Property: whether legal,
<br />beneficial or equitable: whether voluntary or involuntary; whether by outright sale, deed, Installment sale contract, land contract, contract
<br />for deed, leasehold Interest with a term greater than three (3) years, lease-option contract, or by sale, assignment, or transfer of any
<br />beneficial interest in or to eny land trust holding title to the Real Property, or by any other method of conveyance of an interest in the Real
<br />Property. If any Trustor is a corporetion, partnership or limited liability company, transfer also includas any Change in ownership of more
<br />than twenty-five percent (25%) of the voting stock, partnership Interests or limited liability company interests, as the CaSe may be, of such
<br />Truetor. However, this optfon shall not be exercised by Lender if such exercise is prohibited by federal law or by Nebrasks law.
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<br />TAXES AND LIENS. The following provisions relating to the taxes and liens on the Property are part of this Deed of Trust:
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<br />Peyment. Trustor shall pay when due (and in all events prior to delinquency) all taxes, speCial taxes, assessments, Charges (including
<br />water and sawer), fines and Impositions levied against or on account of the Property, and ahell pay when due all claims for work done
<br />on or for services rendered or material furnished to the Property. Trustor shall maintain the Property free of all liens heving priority
<br />over or equal to the interest of Lender under this Deed of Trust, except for the lien of taxes and assessments not due and except as
<br />otherwise provided in this Deed of Trust.
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<br />Right to Contest, Trustor may Withhold payment of any tax, assessment, or claim in connection with a good faith dispute over the
<br />obligation to pay, so long as Lender's Interest In the Property is not jeopardized. If a lien arises or is filed as a result of nonpayment,
<br />Trustor shall within fifteen 115) days after the lien arises or, if a lien is filed, within fifteen 115) days after Trustor has notice of the
<br />filing, Secure the dischsrge of the lien, or if requested by Lender, deposit with Lender cash or a sufficient corporate surety bond or
<br />other security satisfactory to Lender in an amount sufficient to discharge the lien plus any costs and attorneys' fees, or other charges
<br />that could accrue as a result of a foreclosure Or sale under the lien. In any contest, Trustor shall defend itself and Lender and shall
<br />satisfy any adverse judgment before snforcement against the Property. Trustor shall name Lender as an additional obligee under any
<br />surety bond furnished in the contest proceedings.
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<br />Evidence of Peyment, Trustor shall upon demand furnish to Lender satisfactory evidence of payment of the taxes or assessments and
<br />shall authorize the appropriate governmental officisl to deliver to Lender at any time a written statement of the taxes and assessments
<br />against the Property.
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<br />Nollce of Construcllon. Trustor ahall notify Lender at least fifteen (15) days before any work is commenced, any services are
<br />furnished, or any materials are supplied to the Property, if any mechanic's lien, materialmen's lien, or other lien could be asserted on
<br />account of the work, services, or materials. Trustor will upon request of Lander furnish to Lender advance assurances satisfactory to
<br />Lender that Trustor Can and will pay the cost of such improvements.
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<br />PROPERTY DAMAGE INSURANCE, The following provisions relating to insuring the Property are a part of this Deed of Trust.
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<br />Maintenance of Inaurance. Truator shall procure and maintain policies of fire insurance with atandard extended coverage
<br />endorsements on a fair value basis for the full insurable value covering all Improvements on the Real Property in an amount sufficient
<br />to avoid application of any coinsurance clause, and with a standard mortgagee clausa in favor of Lender. Trustor shall also procure
<br />and maintain comprehensive general liability Insurance In such coverage amounts as Lender may request with Trustee and Lender
<br />being named as additional insureds in such liability Insurance policies. Additionally, Trustor shall maintain such other insurancs,
<br />InclUding but not limited to hazard, business interruption, and boiler insurance, as Lender may reaaonably require. POlicies shall be
<br />written in form, amounts, coverages and basis reasonably acceptable to Lender and Issued by a company or companies reasonably
<br />acceptable to Lender. Trustor, upon request of Lender, will deliver to Lender from time to time the policies or certificates of insurance
<br />in form satisfactory to Lender, including stipulations that coverages will not be cancelled or diminished without at least ten (10) days
<br />prior written notica to Lender. Each insurance policy also shall include an endorsement providing that coverage in favor of Lender will
<br />not be impaired in any way by any act, omisalon or default of Trustor or any other person. Should the Real Property be located in an
<br />area designated by the Director of the Federal Emergency Management Agency as a special flood hazard area, Trustor agrees to
<br />obtein and maintain Federal Flood Insurance, If available, for the full unpaid principal balance of the loan and any prior liens on the
<br />property securing the loen, up to the meximum polley limits set under the National Flood Insurance Program, or as otherwise required
<br />by Lender, and to maintain such insurance for the term of the loan.
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<br />Appllcsdon of Proceeds, Trustor shall promptly notify Lender of any loss or damage to the Property. Lender may make proof of loss
<br />If Trustor fails to do so within fifteen 115) days of the casualty. Whether or not Lender's security is impelred, Lender may, at Lender's
<br />election, receive and retain the proceeds of any insurance and apply the proceeds to the reduction of the Indebtedness, payment of
<br />any lien affecting the Property, or the restoration and repair of the Property, If Lender elects to apply the proceeds to restoration and
<br />repair, Trustor shall repair or replace the damaged or destroyed Improvements in a manner satisfactory to Lender. Lander shall, upon
<br />satisfactory 'proof of such expenditure, payor reimburse Trustor from the proceeds for the reasonable cost of repelr or restoration if
<br />Trustor Is not in default under this Deed of Trust. Any proceeds which have not been disbursed within 180 days after their receipt
<br />and which Lender has not committed to the repair or restoration of the Property shell be used first to pay any amount owing to Lender
<br />under this Deed of Trust, then to pay accrued interest, end the remainder, if any, shall be applied to the principal balance of the
<br />Indebtedness. If Lender holds any proceeds after payment In fUll of the Indebtedness, such proceeds shall be paid to Trustor as
<br />Trustor's interests may appesr.
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<br />CompUsnce with Exlsllng Indebtedness, During the period in which any Existing Indebtedness described below is In effect, compliance
<br />with the Insurance provisions contained in the instrument evidencing such Existing Indebtedness shall constitute compliance with the
<br />insurance provisions under this Deed of Trust, to the extent compliance with the terms of this Deed of Trust would constitute a
<br />duplication of insurence requirement. If any proceeds from the insursnce become payable on loss, the provisions in this Deed of Trust
<br />for division of proceeds shall apply only to thst portion of the proceeds not payeble to the holder of the Existing Indebtedness.
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<br />Trustor's Report on Insurance. Upon request of Lender, however not more than once a year, Trustor shall furnish to Lender a report
<br />on each existing policy of insurance showing: (1) the name of the insurer; (2) the risks insured; (3) the amount of the policy; (4)
<br />the property insured, the then current replacement value of such property, and the manner of determining that value; and (5) the
<br />expiration date of the policy, Trustor shall, upon request of Lender, heve an independent appraiser setisfectory to Lender determine
<br />the cash value replacement cost of the Property.
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<br />LENDER'S EXPENDITURES, If any action or proceeding is commenced thet would materially affect Lander's interest In the Property or If
<br />Trustor fails to comply with any provision of this Deed of Trust or any Related Documents, including but not limited to Trustor's failure to
<br />comply with any obligation to meintain Existing Indebtedness in good $landing as required below, or to discharge or pay when due any
<br />amounts Trustor is required to discharge or pey under this Deed of Trust or any Related Documents, Lender on Trustor's behalf may (but
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