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<br />~ <br /> <br />200810516 <br /> <br />Dollars (U.S. $168,625.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and <br />to pay the debt in full not later than January 1,2039. <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br /> <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Other(s)[specify] <br /> <br />o Condominium Rider <br />D Planned Unit Development Rider <br />o Revocable Trust Rider <br /> <br />o Second Home Rider <br />D Biweekly Payment Rider <br /> <br />(J) "Applicable Law" means an controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable <br />judicial opinions. <br /> <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or <br />similar organization. <br /> <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, <br />or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br /> <br />(M) "Escrow Items" means those items that are described in Section 3. <br /> <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, <br />or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance <br />in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br /> <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br /> <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br /> <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. *2601 et seq.) and its <br />implementing regulation, Regulation X (24 C.ER. Part 3500), as they might be amended from time to time, or any <br />additional or successor legislation or regulation that governs the same subject matter. As used in this Security <br />Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related <br />mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. <br /> <br />Nebraska Deed of Trust-Single Family-Fannie MaeIFreddle Mac Uniform Instrument <br />MERS Modified <br />The Compliance Source, Inc. <br />www.compllancesource.com <br /> <br />Form 3028 1/01 <br /> <br />Page 2 of I3 <br /> <br />Modified by Compliance Source I4301NE 08/00 Rev. 04/08 <br />102000, The Compliance Source, Inc. <br />1904575 <br /> <br />iJ <br />