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<br />9. ProtectlOlf of Lender's Interest in the Property anil Rights Under this Security Instrument. if
<br />(a):Borro~ fmsto perfonn the covenants and agreements_contained ,in this SecUrity Instrument; (b) there
<br />is 'a. Iegalproceedjng that might significantly affectLendei'sinterest in the,PrOperty and/or rightS under
<br />fui!; ~ty lIistri.tment (stic;:h as a proceeding in bankruptcy, probate, for condemnation or forfeitur~, for
<br />eilfQrcemem of a.lien which may attaip priority' over this' Security Ins~t or . ,to, enforce law~or
<br />tegrililtions);,or .(p)BOrrower has ~8tidoiled the Property, then Lender may ~o and:payfor whatever is
<br />ieasOnahl~ or' appropri81e ~o prot~ LeriQer's interest. in the Property lmd rights 'Under this Security
<br />Insnini1eill, mc;ll,1pingprotectii1g andIorassessing the value of the ProPertY, and.secwing and/or repairing'
<br />the Pro~rty.. Lender's actions can include, bilt are not limited to: (a) paying any sums secured by,il lien
<br />wmcli haS prioriij .oyer this Security InStt:Ument;(b) appe8ring in _court; ~ (c) paying reasonable
<br />attorneys' ~ to protect its inteiestin the Property and/or rights under this Security Insfr!1D1ent, 'inclUding
<br />its,'-~ P<isition in a-banl<ruptcy. prOceeding. &;curing the Property includes, but is not limited to;
<br />.entering the Prppel,ty'tO ~'repajis, ;~ge; lQCks, replace or bollI'd uP, doors ~ windows, drain water
<br />frotp. pi~, el~ate building or olb,\:lrc04e violaq,ons or dang~usconditi~ns~ and l;1av~ ,utiliti~:_~ed
<br />gn.-or.off. Although Lendei may.take:'aCtioh under this section 9, Lender does~t bav,eto do so and isfu)t
<br />underany duty or..obligation to do sc,~, IUs agreedtbat Lender incurs no.liability for no~ taking any or all
<br />actions.. authorized 'Under this Section. 9 . '. ' ':
<br />',., Any amounts disbursed :byLender under this. Section 9 shall beco~ additional debt '-of BQrrower
<br />seCUred. by .tJ:!j~ $epurity Instirimimt~, theBe amountS shall ,bear interest at, the N,ote rate - from the date of
<br />disbursementand"'shall be I'ayable,.wjth s1ich~, upon notice from Lender to 'Borrower requesting
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<br />pa~~s ~~ Instruinent. fu o~ ~ ltasehold, Borrower shall complY"~th' all th~. provisions of the
<br />.1~, If Borro'W~. acquires, fee titl~ to ,thePropetty, the leasehold and the fee title shall not .merge unless
<br />J...enq~' agrees.to.t11e merger in WIiMg. '.' , ,.' ". .. "
<br />. . \,: 10.' Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan,
<br />Borrower shall pay the premiuinsx:equirecI to maintain the Mortgage Insurance in: effect. If, for any reason.
<br />tl;W'Mortgage ~ance eoveragC? requir~ by Lender ceases to be avaUable from the ~rtgage insurer:that
<br />pt:eviously provided such ~Ce aticl: 5,oriower was'req\!ired to make separately'designated payments
<br />to\yai'd the premi!lffiS for _Mortgage' ~ance, Borrower' shall pay the premiums re.quired to ~btajn
<br />coverage substantially equiv:alent lc(theMortgage Ii1surance'.pre'Viously in effect, at a cost substantially
<br />equivalent to the cost to Borrower of the Mortgage insurance previously in. effect, from an alternate
<br />mortgage ~ selected by Lender. If substantially equivalent Mortgage I~ coverage is not
<br />ayailable, ,BorroWci,: ~l coritjnu~ tQ pay to Lender the amount of the separately deSignated pa)'IIleIUs that
<br />were due, when the insurance coverage ceased to be in effect. Lender will aCCept, use and retain these
<br />paYments as a non-refundable loss .reseive .in lieu of Mortgage Insuri:Ulce" Such ~oss reserve shall be
<br />, DQn~refundable,li9twitbStanding the fact that the Loanis ultimately paid in full, and Lender shall not be
<br />req\iirOO to pay Borrower any interest or earnings on s1ich loss reserve. Lender can no longer requfre toss
<br />reserve payments if Mortgage Insurance,c;:overage (in 1:heiunount and for the period that Lender requires)
<br />provided by an .insurer selected by Lender again becomes available, is obtained, and Lender requiI'C$
<br />separately designlUed payments toward the premiums for Mortgage Insurance. If ,LenCIer required Mortgage
<br />InslJ!llIlce as a condition of making'- the Loan and Borrower was required to make separately designated
<br />payIXleIlts toward tl1e premiums for Mortgage Insurance, Borrower shall pay the premiums required to
<br />Waintain Mortgage Iilsurarice in effect, or to' provide a non-refuAdable loss reserve, until l..en(:ler's
<br />requireinent for Mprtgage Insurance ~ in aa;ordimce 'with any written_agreement between BOIrowerand
<br />~ provid41g for such terinination or until termination is required by Applicable Law. Nothing in this
<br />Section 10 affects Borrower's' obligation to pay'interest at the rate provided in the Note. "
<br />. , . Mortgage InSurance reiInburses Lender (or any enti~ that purchases me Note) :for certain losses' it
<br />may_ incur if Borrower d~eS not 1'ep~:i' t)1elpan' asagreed..- Borrower is not a party to. the Mortga~e '
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<br />-.Insurance.l . .-" - ' ' . ' ' .' .,'... _ -
<br />" Mortgage' insUrers eval1ill~ tbeii totai risk on all such insurance in -force from time to time, and may
<br />enter into agreements With other parties that share or modify their risk, or reduce losses.' These .agreements
<br />~,~ ~pns anclc;onditions that are satisfact,ory to the ~rtgage insurer and the other party (or parties) to
<br />these agr~ts",:These agf~tsmaY require the mortgage insurer to n:iakC pa}'IXlCnts using any soun;e
<br />of ~s that the IJiortgage inSurer may have available (which may include f\u1l:J:s obtained from Mortgage
<br />'~ance.pIepll~).'" ,',
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<br />:;\St~6(NE)(0407J;o2: '
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<br />08-11-06-000003
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<br />Fonn 30281/01
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