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<br />200810452 <br /> <br />(j) Application ofPavments. Unless otherwise required by law, sums paid to Lender hereunder, <br />including, without limitation, payments of principal and interest, insurance proceeds, condemnation proceeds and <br />rents and profits, shall be applied by Lender to the amounts due and owing from Trustor and Borrower in such order <br />as Lender in its sole discretion deems desirable. <br /> <br />(k) Severability. If any provision of this Deed of Trust conflicts with applicable law or is declared <br />invalid or otherwise unenforceable, such conflict or invalidity shall not affect the other provisions of this Deed of <br />Trust or the Note which can be given effect without the conflicting provision, and to this end, the provisions of this <br />Deed of Trust and the Note are declared to be severable. <br /> <br />(1) Terms. The terms "Trustor" and "Borrower" shall include both singular and plural, and when <br />the Trustor and Borrower are the same person(s), those terms as used in this Deed of Trust shall be interchangeable. <br /> <br />(m) Governing Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. <br /> <br />Trustor has executed this Construction Security Agreement Deed of Trust as of the date written above. <br /> <br /> <br />STATE OF NEBRASKA) <br />) SS <br />COUNTY OF HALL ) <br /> <br />The foregoing Construction Security Agreement Deed of Trust was acknowledged before me this 18th day <br />of December, 2008, by Kris Nolan Brown, Executive Director of Goodwill Industries of Greater Nebraska, Inc., a <br />Nebraska Corporation. <br /> <br /> <br />GENERAL NOTARY - State of Nebraska <br />BARRY G SANDSTROM <br />My Comm. Exp. June 30, 2009 <br /> <br /> <br />~ <br /> <br />C:07/HOMfI'EO/FORMS/CONSAO <br /> <br />5 <br />