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,n a� Mr ry FTI ■ �... 'h ° CD C) Cn r After Recording Return To: SOLSTICE CAPITAL GROUP INC. 17461 DERIAN AVENUE SUITE 200 IRVINE, CALIFORNIA 92614 Loan Number: 701523 qp,9 [Space Above This Line For Recording Data] DEED OF TRUST FHA CASE NO. 321 - 2591546 -703 MIN: 1003316- 0000701523 -8 THIS DEED OF TRUST ( "Security Instrument ") is made on NOVEMBER 21, 2008 The trustor is LYNN M. HETRICK AND JACQUELINE S. HETRICK, HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP NOT TENANTS IN COMMON ( "Borrower ") . The trustee is INTEGRATED REAL ESTATE PROCESSING ( "Trustee ") . The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. SOLSTICE CAPITAL GROUP INC., A CALIFORNIA CORPORATION ( "Lender ") is organized and existing under the laws of CALIFORNIA . and has an address of 17461 DERIAN AVENUE SUITE 200, IRVINE, CALIFORNIA 92614 Borrower owes Lender the principal sum of ONE HUNDRED TWENTY —SIX THOUSAND FIVE HUNDRED TWENTY AND 00/100 Dollars (U.S. $ 126, 520.00 ), This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on DECEMBER 1, 2038 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in HALL County, Nebraska: SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS EXHIBIT "A ". A.P.N.: 400155346 which has the address of 1935 FREEDOM DR. [Street] GRAND ISLAND , Nebraska 68803 ( "Property Address "): [City] [zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument: but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose Borrower Initials: FHA NEBRASKA DEED OF TRUST - 6/96 Neddz.Nwamd Page 1 of 7 DoCMagiC 9IRNUM 800-648 -1367 www.doemagic.com