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<br /> ~ 0(/1 0 m <br /> ~ ~ <br /> 0 () if----;:::) 0-1 <br /> ;:la ~ c:l> "" <br /> m :I: )I< ,~ l <br />-. , t'. {~ t/l;{)V ." m (/'J ,..__X" , Cl Z~ 0 :D <br /> C n :t ~~' ".., ~lTl ~ <br /> Z '" [T1 i. C":l -<0 0 <br />I\.) n ~ c ~_.- I--" O"T1 :J:oo <br />S % !('. -.l "T1Z CO en <br />S m .." :::r: rn Z <br />(Xl n t l-" <br />...... ~ :I: 0 -0 )>CP ~ <br />S rn ,;0 0 <br />I\.) 1'1 ::3 ,p :D <br /> CJ (f) N C <br />...... ~ V> <br />-....j . l-" 7' s:: <br /> a. J> .-. ~ <br /> --"-" <br /> C) N -.l <br /> c.....J (JJ <br /> (JJ :z <br /> 0 <br /> <br />~fter Recording Return To: <br />HERITAGE BANK <br />110 E 9TH STREET <br />WOOD RIVER, NEBRASKA 68883 <br />Loan Number: 00-0051 <br /> <br />5550 <br /> <br />[Space Above This LIne For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated DECEMBER 10, 2 008 , together <br />with all Riders to this document. <br />(B) "Borrower" is BERNARD H BORER JR, A SINGLE MAN AS HIS SOLE AND <br />SEPARATE PROPERTY <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br /> <br />organized <br /> <br />" <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK. PO BOX 83009. LINCOLN. HE 68501 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated DECEMBER 10, 2008 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY-FIVE THOUSAND AND <br />00/100 Dollars (U .S. $ 135, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JANUARY 1, 2039 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Commwlity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800-649-1362 <br />www.docmsglc.com <br /> <br />p <br /> <br />Ne302ll.dol_"",1 <br /> <br />1111111111111111111111111111111111111111111111111111111111111111111111 <br />