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<br />LOAN NUMBER; 0160287072
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on December 2, 2008. The grantor is STEVEN C
<br />KISNER, A SINGLE PERSON, and JEFFREY R OCHS, A SINGLE PERSON, whose address is 4125
<br />ELMWOOD DRIVE, Grand Island, Nebraska 68803 ( "Borrower "). Borrower is not necessarily the same as the
<br />Person or Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained
<br />further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation
<br />Signers. The trustee is TierOne Bank whose address is 1235 IN' St / P.O. Box 83009, Lincoln, Nebraska 68501
<br />( "Trustee "). The beneficiary is TierOne Bank, which is organized and existing under the laws of the United States
<br />of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ( "Lender "). STEVEN C
<br />KISNER and JEFFREY R OCHS owe Lender the principal sum of Five Thousand One Hundred Twenty -
<br />eight and 50 /100 Dollars (U.S. $5,128.50), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note "), which provides for periodic payments
<br />( "Periodic Payments "), with the full debt, if not paid earlier, due and payable on December 15, 2011. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 4125 ELMWOOD DRIVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT 13, IN WESTWOOD PARK FIFTH SUBIDIVISION, IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID /Sidwell Number: 400397943
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />® 2004 -2007 Copyright Compliance Systems, Inc. D81A- 3217.2008.02.266
<br />Consumer Real Estate - Security Instrument DL2036 Page 1 0I8
<br />ww.COmp lianccsy®rcm s.com
<br />800 - 968 -8522 - Fax 616- 956 -1868
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<br />THIS DEED OF TRUST ( "Security Instrument ") is made on December 2, 2008. The grantor is STEVEN C
<br />KISNER, A SINGLE PERSON, and JEFFREY R OCHS, A SINGLE PERSON, whose address is 4125
<br />ELMWOOD DRIVE, Grand Island, Nebraska 68803 ( "Borrower "). Borrower is not necessarily the same as the
<br />Person or Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained
<br />further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation
<br />Signers. The trustee is TierOne Bank whose address is 1235 IN' St / P.O. Box 83009, Lincoln, Nebraska 68501
<br />( "Trustee "). The beneficiary is TierOne Bank, which is organized and existing under the laws of the United States
<br />of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ( "Lender "). STEVEN C
<br />KISNER and JEFFREY R OCHS owe Lender the principal sum of Five Thousand One Hundred Twenty -
<br />eight and 50 /100 Dollars (U.S. $5,128.50), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note "), which provides for periodic payments
<br />( "Periodic Payments "), with the full debt, if not paid earlier, due and payable on December 15, 2011. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 4125 ELMWOOD DRIVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT 13, IN WESTWOOD PARK FIFTH SUBIDIVISION, IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID /Sidwell Number: 400397943
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />® 2004 -2007 Copyright Compliance Systems, Inc. D81A- 3217.2008.02.266
<br />Consumer Real Estate - Security Instrument DL2036 Page 1 0I8
<br />ww.COmp lianccsy®rcm s.com
<br />800 - 968 -8522 - Fax 616- 956 -1868
<br />yo.
<br />
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