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200809785 announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fecs as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. Reconveyance. Upon payment of all sums secured by this Security Instrument and termination of Borrower's right to obtain further advanccs under the Contract, Lender shall request Trustee to reconvey the Property and shall surrcndcr this Sccurity Instrumcnt and all contracts cvidcncing dcbt sccurcd by this Sccurity Instrument to Trustee, Trustee shall reconvey thc Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs, Lender may charge such person or persons a fee for reconveying the Property, but only ifthe fee is paid to a third party (such as the Trustee) for serviccs rendered and the charging of the fee is permitted under ApplicalileLaw, Substitute Trustee. Lender, at its option, may from timc to timc rcmovc Trustcc and appoint a succcssor trustee to any Trustee appointcd hcrcundcr by an instrument recorded in the county in which this Security Instrument is recorded, Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law, Request for Notices. Borrower requests that copies ofthc noticc of dcfault and sale bc scnt to Borrower's address which is the Property Addrcss. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this Security Instrument and in any Rider executed by Borrower and reco~ded with it. ~ A ~nU-- .4 R D SETLIK /(d~ Date f'il4~~'I/~'"":3-de MICHELLE L SETLIK Date l0 2004-2001 Copyright CompJil'lllcc Systems, Inc. D81A-A9E.5. 200~,02,266 C()nsum~r Real Estate - Sec\1rity Instrument DI.20Jti Pllgc 6 of7 www.compliil.llceil).!il~mii.com 800..968-8522 - Fa< 616-956-1868