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<br />~ .....~ _..._"'. ..._.___ ~v. ..........-w.....II5G7
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<br />BluW :':01~o~:I=t:':p~W-~~~=~s,:~~~uE,f~ :~A~~
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<br />NISHES BUYER WITH A SEPARATE WRITTEN UMlTED WARRANTY OR SERVICE CONTRACT MADE BY SEL.
<br />LER ON rrs OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(b) I have read, in detail, the oeparate "lIMITED WARRANTY" whicllllccompanies thi,contra<:l,lte.plains the condition3 andcirculTlJtallc:e. in which the...,..
<br />..,......... products will be repaired or replaced, I tlIke notice of the limJtationo on the WlllT&Ilty. and I particu1arly recognize tIw any implie4 warranty whicb appIiea to tbe
<br />soodol..ts only ..long.. the WlllTllDty o'!lCt'Vice contrllCt.
<br />SPEClAL-ORDER GOODS: I know that you have meaaIIIed my house and its openings 110 tIw you can make the procIucts to fit my panlcuIar house, I taJie ootlce lbat the
<br />g~ tbm ~re ma.'!!!!~...!..-ed for my specifiC house prcbzh!y will not fit ""W other-houses, and under weh cond1tioos., I know thii1 I cannot cancel dIia COIIIIW:t AI: auy,tiD:ie
<br />aft...tbe period of time given to mo, by law, in which to"""",,!, After tIw lel!a1period of time, I knowtlwI bavethe o\),jgation to pay you in full !belltllOtlDtOVllltl.
<br />OBLlGA nONS PERTAINING TO MY REAL ESTATE: I. I promiae to keep my houJe in good repair and to keep ;, inoUNd for at IealtIll9' oflla~.
<br />by buying a rite and e'!ended covetII!C insurance policy, The insurance compony mUlt be IIfIIIIl)VecI by you, and the pOIIcyllltllt bavubellellclliry~~lbat
<br />you are to be paid if there io a lOIS, The insurance company must ape tbal it willftOt canceliny policyWltbout rltSttellinl! you. I~1bei.nHlaDce:~1I!pay
<br />you directly for any Ioas, You can c:boose to ute this i_ payment to either repay any amountslowe you or to repair my houJe, Z,} a1l1Opmmiaetbat,tWill_~,
<br />anyone else to place any.licns on my =1_ witbtlut your writum permission, 3. I promise to payalltaxes,_ and otberchatpstl!lmyreaJ~"""",,_i..
<br />4, I promise to timely nlake all payments on my prior loan. """UNd by my =1_. I also promise that I will notextend, =-' ""cbanJepriorw.n.wiIbiIut)'tlUl'~
<br />permission,S, If! do not insure my bouse or fulfill my other obligations to my =I _, thcnyou can do it forme.ifyou want (but you dO not have to).lfyoudcJJlllY:llIQ'
<br />of_ obligations for me,l &gnlC to pay you back on demand plus intenlst at the higJJost lawful contrattrateof intenlst,Unlil Ipay YOllbacl<, tbesl>~-wlttlJe8dded.
<br />to my debt to you which is secured by my =1_ and bouse. I know that if you decide to buy inau"""", forme that you do ftOtbav$ to obtain any """,""",-or)llblllty"
<br />insUl1l1lCe.
<br />SALE OFMY HOUSE: I prorni..not to ..II, lease or give my house to anyone untill bave fully"'Jl8id my debtwyou.
<br />DEFAULT: I will be in defaul~underthiS<ontractif:
<br />1. Idon'tmak:eapaymentwbend~or
<br />2. I break any promise I made to you in Ibis contract: or
<br />3. Somelbing else happens which causes you to believe in good failh thai I do not intend to pay you as promised; or
<br />4, 1 defauk on any obligations for which I am using my home.. collatcral; or
<br />5. Something bappcns to my house which tbreatens your rights, ifany. in i~.
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<br />~ ~~~~ =~%~=~=~}i:~:i; :M~;: ;Jid:~~:U;~a;:.1:/::=:'il;:' b:eh::~nou:=~~.;Wre:"~~aDlOIIIIta.'_~.',;~owe...'~:~..._.yOQ...-:_.....if..__'i.,'.;.;
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<br />or. to protect your ri$!lts, I ape to pay you for your reasonable attorneys' fees and for other rcIatlld expl>1!SCOS sucll as court costS,title scarcbea an4111011e)"}'Illi.~.. ......
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<br />to protect my house. If you are allowed 10 collect such amounts by law. .. ..
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<br />OTHER RIGHTS: We can cl100sc not to eoforce any of the rights unde, this contract as often as we want without losing them. Or (W<lcandeJay ~Uyllft6iitillttl:,)
<br />without losing them. We can also use any rights now or in the future given to US by law, . . ....... .i .
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<br />DELAYS: I know that you will use your besleffons to install the products I am purchasing on my house. but I also undenlandlhat lnllOltIluitllalioDYOtIJIlIIY'~.;~
<br />delays ttlat are caused by strikes, weather conditions, delays you have in obtaining materials, or for other reasons that are beyoiId.your control, IlIIIIlediillKllflat~>lri"jt"
<br />not be hable for such delays. . .. ... ,.. .....:,
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<br />ARBlTRAnON: If I have a dispute or claim with you concerning the quantity. quality or performance of the prodllCtll. lundentandtbalmydiJputlamaybasuJ;miUlld.'!O" '
<br />and settled acconlin~ to the mediation-arbitration program that may have developctl in my community, I also know tbal any deci.ion made by an irbill'ator(.) wouItl~IlI!".'
<br />_ in the court havmg jurisdiction over me and you,..
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<br />SALVAGE VALUE: I know '!W the windows, woodwork, and other material, ilia, :",-.. ot'''' removed bv :;ro for this inataIIalllXl bavellO lalvaaovalue,WIietlyou .'
<br />move them. youcanhavetbemtorwhateverpurposeyouw~t. - -. ,
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<br />:~~~~~~?t:?~~~='!::tocth'f.o~=~=\';;~~~t~":J1':.~~~~~:l~f:(~I,~,:a~o:-'~~::ev::=y
<br />at our tingertips; I give you my consent to COIl'CClany obvious crron that may bave oa:lII'Iid when the blanks in this co_ w..... compIc1ed ..
<br />INVALID PROVISIONS: If any provision of this conlrllCt violates tbe law and is unenforceable. the reatoftheC9lltnK:twiJIbevalitllfllllYpartoftbiJCOtltIIC1:~.
<br />p.ymern of l1lIlre "".emit than the law permits, then you will only have the right tocol:ca from me !be amount of intcrcsl wbicbthc lawallOWSytJl1IOCoJ!eet..
<br />COMPLETENESSOFTHISCONTItACT: ThisCOtltfllC(canonlybedlangcd1fb0tb~_llll!re.,.;nwriting,
<br />Tbe followingDOtlCC hrinRs tn my anentionthe rights that I bave even when this contract is sold to a fillllllcial institution 0' a bank. and I should ootlce tbal the irIIpImo
<br />tance of this provision is stressed by its appearance In ten point. bold face type:
<br />NOnCE
<br />Thltl credit contract flnancea a purch.... All legal rights which the Buyer has against theSeUer arialng
<br />out of this tranNCllon, Including all clalma and dehtn.... a,.. alllO valid aaalnat any holder ofthla contnlCt.
<br />The right to recover money from the holder under this provision Is IImlted'to the amount paid by the buyw
<br />under this contract.
<br />A claim Is a legally valid reallOl1 for suing the Seller. A defenae 'S a legally valid reuonfor not paying
<br />the Seller. A holder Is anyone trying to collect for the purchase.
<br />lNS\.J'RANCE CANCEU.A nON: If I have requested insurance in Ibis pun:base, I may cancel sllCh request for insurance for any reason within fifteen (15) day. from !be
<br />date of this contract by ""tifj'ing you or the holder of this cool\'aCt in writing. I know that the cancellation of my covenge will be arranged with the iIlItnm:e ctirler(.) IIId '.
<br />. full refund of my prcmiUlIl\s) together with applicable finance charge will6e credited to this conl\'aCt, '.,
<br />PLEASE NOTE: if I have requested insurance lD this purchase. I will receive within thirty (30) deys a certificate of insurance more fully describing the iIlItnm:e coverqe,
<br />ll<now that if there IS ,,,,,. conflict in the covenge or the language of the certificate or insurance and the following Notice of Proposed Insurance that I am covered nn1y to
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<br />LO<~.tem!tatcd;nLO< foflowLog NonceofProp=d In>~~~~~~~;;:;~:;;;;;;~~~:~~~;l hai4;:fu-008IaO
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<br />I tlIke notice that eitber Credit U~ or Cmlit Accident and Health Insurance, or both. will be applicable to this Sales ContraCt 011 the reverse side only ifl bavecbosen
<br />it by si~ the request for such insurance, This inaurancc will only c:ove,the P.C"OD signing tbe requeot at the cost forcacb type of insurance shown, Subject to IlCC<IllIlU\Ce
<br />by the Insurance eompany, the insurancc wIll be effective ... of today and will continue oilly ror the number of months after the effective da", oq"'" to the .1IUIIIbel- of
<br />l)lOntbly payments, I understand that tills parncular insurance lIIlIY not provide coverage for my 188. few \",yments, and !bat during that period of time I wiJllIOt have lilY
<br />insW1lDCC coverage, All benefits and proco:eds of the insurance will be paid to f?u 0' to a fmancial institlltlOO ora bank if it purclwes the Sales C_ to !be extellt ofilS
<br />In_ and any bahllu:e will be payable 10 me. The irutial amount of Credit Ufe Insurance is the amount requiml to tepay the Total of Payments; thereafter. the insurance
<br />decreases by the amount of each monthly payment on a scheduled 30 day basis, If I am jointly obligated on the Sales ContrllCt with a Cn-Buyer, and we have both signed
<br />therequesl for Credit LifelosllTllllCC, death benefits will be pay.b1eonly with respect to the ftnt onc of us lod;." Subject to exclusions. eJiminations or wailinaperioclstated
<br />in the 'nsurance policy or ...rtifiCalf:. Credil Ace'''''''t and Health Insurance is for the benefit amount of 1/3Otb of each month'. payment forcacb day that I am tOtidIy dinbled
<br />due to"" IrJury or sickness "'bile! ow...,y payment t,) you: howe'.....,1 under5tand that I have 10 be prevenledfrom working due to such total disability formoretblll four.
<br />tenn ( 14) CO~~V~ da~ bef~. - t~ im\L~ be~fil is paid OA",lt m the fi..1'!t day of my total disability. ! a!=o t=cw !!=t ! c==ct obt:!:: =y ==--== frc= ;= If!
<br />am...... 65)Unof.today.llJIII! abo!tMw that 1be.1D!I1onuIce """...... proTIded 10 me may eooiUlalllUimlllD _ of -...... wbleb wUI DOt pay ID_
<br />CMOtI, the eaIln _1Ilat I _ you. Due '" the JOaX'mum amount of coverage stated in tbe insUI'll1lCC policy. I know that any Ullpaid amount in excesa of the insUDlllCO
<br />co~ will still r.ave to he p:id, If the Soles Contraa is pn:p;li<j in full prior to ihe last payment date. any Uncamcd insurance premiUllll will be refunded to me in the man-
<br />ner pres<:ribo<l hy law. Wilbin thirty (30) day., I will receive the certificate of insurance more fully describing my insurance covctaI!", If the ins_ is IIOt accepted by
<br />the msurancewmpaay.1 wiJI receive a refund of the mswance premiums I have pald,
<br />BIJYER: The next two ~ CO<ltain WllITatIties relative to this sale given by US to the financial institution or bank in order for it to hoy tbia _ttact,
<br />SELLEFrS WARRANTIES AND ASSIGNMENT OF IHSTALLME~~~LElf-CONTR~C},AND ~OR:rG~GE, .
<br />FOR V ALliE RECEiVED, Seller bereby sells, assigns, conveys. transfers and deliv.... '0 ~ I:" I
<br />(Assignee) all of Its rights, title and illterest in and to the Installment Sales COlIttIICt and Mortgage, 'together with all liens existing to...,,,,,, its I, and the property
<br />enclllllbete<l hen:by. Assipee lS herebv subatituled.. Mortgagee under the Monpge provisiou. of this conttact, Seller WlltrlllllS and represents; (I It has the right to make
<br />lbisllSSllJlDlCllt; (2) All statements &ad fifU"'S in this c:ontnoet aDd in tbe Buyer'. statement are materially tnIe and tIlmlCt; (3) Tb.io c:ontrllCt _ from the boDa.5de.ate
<br />of the JOo<Is and services descrihed betein; (4) 1M cash downpayment shown in this contract was actually paid by Buyer and no part of .aid downpayment we loaned di-
<br />rtdly or tndiIectly by Seller 10 Buyer; ,5) Eacb Buyer ..legally competent to contract; (6) This contract IS not i1Ild will not he .ubject to any claim, defen.... detllllld or righl
<br />of offset; (1) The execution of this contract and the undcrl1ing saI.. transaction. giving rise thereto did not v":late any federal or state, la~, directive, ruJe.o'!eguJ.tlon now
<br />In effe<:I; (8) In the _that Ibis CODtrlJOt or the underlymg ..ue.. _!IOO " subjeCt '" . noht of r..'''.._ '" can<:elllilOn by UlC tsll~. _II ntIC1SlI1OI\ 01' cancelJa..
<br />\lOll pcOod has expired anoineitbet the saJe _this conll1lCt has ~Jed ormcinded. lJIlSCllIfIUCT IS SOlD....satEIt WR1IIlIlT RECIIURSE.
<br />IN TESTIMONY WHER5OI', tbe undenigned i. ar;m repre~ve of the Seller and ~Slg~ below on behalf of the Seller on thi.
<br />day of __ . _ .19__, ,"
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<br />The f"",pug ,..."'"."" was aclr.nowlellged hef~on . / _ PACE~R PRODUCTS, 1Nc;;,~.~/'. /
<br />(' /16-;;< j Y '--/~, '.. ... / j~')., /'
<br />-",.r /" . 19~') B). {;,.. Fe".?' t;..(.. /... .ca., /,.Jt~,
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<br />IT,. lhe IUll>orItb<l .$ ot Seller 1"1>0 IS ~. 0;' /-'.'Zl ..., '~h<f"''''. ' ,,;l.a..
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