<br />DEED OF TRUST
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<br />84 - 006197
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<br />THIS DEED OF TRUST is made this 77th day of Nm/pmhpl'
<br />19....BtL., among the Truslor, lilAI TFR H KRIIC;F ANn SHiRl FY M KRIISF. hll"h"nrl "nrl ..d f"
<br />(herein "Borrower"), AREND R. BAACK, ATTORNEY AT LAW
<br />(herein "Trustee"), and tile Beneficiary, HOME FEDeRAL SAVINGS " lOAN ASSOCIATIOM OF GRAND ISlAND, NE
<br />arorporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOClJST. p" Q. SOX 1Clll9,
<br />Ol'AND ISlAND, HE 88802 (herein "Lender"),
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<br />BORROWER, in consideration of Ihe indebtedness herein reciled and thelrusl herein crealed, irrevocably grants and conveys 10 Trustee,
<br />in trust, with JlC>Wer of sale, Ihefollowing described property located inlhe County of HAl I
<br />Slate of Nebraska:
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<br />LOT NINE (9), IN BLOCK FIVE (5), IN SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND,
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<br />HALL COUNTY, NEBRASKA
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<br />The Rider to the Deed of Trust which is att'JL '':'- hereto and executed on the same day,
<br />is hereby incorporated into thrJ mo:;:'tg3ge. '" Rid-I' shalJ. amend and supplement the
<br />covenants and agreements of tt,','i '''ortga" ;s if the Rider was a part thereof.
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<br />which bas tbe address of
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<br />71n jlrp~t l?th ~trRPt
<br />(STREET)
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<br />Grand I..lilnd
<br />(CITY)
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<br />NphrRsk~ RRRnl
<br />(ST ATE & ZIP CODE)
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<br />(herein "Property Address");
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<br />TOGETHER wilh aU lhe improvements now or hereafter erected on the property, and aU easements,rishts, appurtCaances:,rents'.
<br />(subject however to the rishlS and authorities given herein to Lender to collect and apply such rento), royaltiel, milIerJII, oilaJUt'l!ftSrlillts_
<br />profits, water, water rishts, and waler stock, and all fixtures now or hereaC1er attached to the property, aU ofwhich,.;nclwlinji rilp~llII($iInd
<br />additions thereto, shall be deef!led to be and remain a pan of the property covered by tbis Deed of Trust; and all of the foregoing, tOgc~.witlt
<br />said property (or the leasehold estate if this Deed of Trust is on a leasehold) are herein referred 10 as the "Property";
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<br />TO SECURE to Lender {aj th~ re~ym~m 9fth~ imidJt~lnes5: ey!de!'~ed by !!crrc:w:r':n:cted:t=i November 2?-~-.: --l~84-'" _ ,:
<br />(herein "Note"), in the principal sum of THIRTY THREE THOUSAND AND No/lOO-------"'"'---'-;,._,__."..;,.-'__;,;__~.
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<br />with interesttheroon, providing for monthly imtaliments of principal and imerest, with the balance of the indet:>t~ if n<< $QOI!CI'~lI>~
<br />and payable on Decembe r 1, 2004 ; the paymen(of allOthe.r8Ulll$;
<br />with interest thereon, advanced in accordance berewilh to protect the security of lhis Deed of Trust; and the performan<:e of the ~vcnlllltS~
<br />agreements of Borrower herein contained; and (b) Ihe repayment of any future advances, with inleresllhereon, made 10 Borrower bYL~.'
<br />pursuant to paragraph 21 hereof (herein "Fulure Advances"),
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<br />Borrower covellllllls that Borrower is lawfully seised of the estate hereby conveyed and has the righllo grant and convey the Properly,
<br />thaI the Property is \IIlenCumbered, and that Borrower will warrant and defend generaUy the tiUe to the Property again$tall claImsan!1
<br />d_ds. subject to any declarations, easements or restrictions listed in a schedule of exceptiom to coverage in any title insurall-."'UJl<!licy
<br />insuring Lender', ioteresrin the Property.
<br />UNtFO~\1 COVENA...'ffS. Borrower and Lender- covenant and agree as follO\Zr's;
<br />l. hy_ 01 PriIIdp&I ud ~. Borrower shall prompUy pay when due Ihe prindpal of and interest on the indebtedness. ~
<br />by the NQtt. prepayment and late charges as provided in the Note, and the principal of and interest on any Future Advances secured by ttm Deed
<br />vf TnlSI.
<br />1, ,...rOl' T_ _~. Subjcctlo applicable law or to a wrillen waiver by Lender, Borrower shall pavto Lender on,the~y
<br />D1Qnthly illSlalllrlent.s of prioclpalandin_t are payable under the NOle. until lbe Note is paid in full, a sum (hereinuFun<1s") equal. to one,
<br />tweifUI of thc yearly 1UC$lll1d as$C5SIDeI1ls which may attain priority ovel thi. l)e.ed of TfUil. and ground rents on lbe Property, if any, plus one..
<br />!wdflhm)lear\y prmtiWl1in.laIltnenu forbtWll'dinsurance, plus one..twdfth of yearly premil1m installments for mortpae Ut$lll'&IIce, if any, all
<br />as ~y ~.initially:and from timet" time by Lender on the b;lsis of _menu and bills and t'alllOllable C$timates IhereOf,
<br />1'lle I'llnda~. be b!!klinan inltitutiollthcdcposi15 or !llX:OUntl of which are insured or IIl1lltanteed by a t'ederal or s\ate ~y iil'o:tludiD8
<br />~ if lAnder i. sllC/l anm.!:ltll!ion). Lender shall apply the.Fund$IO pay said taxes, ~li, ins\l.tance premlum.sandarOllnd renu.
<br />Lender may.1lOl dlilrJe. fOf $Q'lIoldin$ and ~plyina the funds. anaJyzina ;aid JlCWW1!or verifying and oompill.n& said ....wmenl5and bills,
<br />W1~ Lender Jlil~ IlorrOWllf i_est on the F'UndiI 'Uld~iqlble law petlnib> Lender to make such acllllrge, Borrow... and Lender may *&fee in
<br />~ at I~ lime, of WlClltionof this Deed or Trust that interlll/t on IlIe fl>lla. .b.1Jl be paid to Borrower, and ~ such llJl..--nent is made 01
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