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<br />84,-."
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<br />006160
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<br />Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and
<br />Lender may agree ill wntlng that interest shall be paid on the Funds. Unless an agreement is made or applicable Jaw
<br />requIres interest to be paid, Lender shall nOI be required to pay Borrower any interest or earnings on the Funds, Lender
<br />shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the
<br />purpose for which each dehit to the Funds was made, The Funds are pledged as addilional security for the sums secured by
<br />Ihis Securilv Instrument.
<br />If the amount of Ihe Funds held by Lender, together with the future monthly payr.nents of Funds payable prior to
<br />the due dates of the escrow ilems, shall exceed the amount required to pay Ihe escrow items when due, the excess shall be,
<br />at Borrower's option, either promptly repaid to Borrower or credited to Borrower on monthly payments ofFunct$.Iftlie
<br />amount of the Funds held by Lender is nOI sufficient to pay the escrow items when due, Borrower shall pay to Lender any
<br />amount nec~sary to make up the deficiency in one or more payments as required by Lender,
<br />Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to. Borrower
<br />any Funds held by Lender. If under paragraph i 9 the Property is so.ld or acquired by. Lender, Lender shall apply, no iater
<br />than Immediately pnor to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the time o.f
<br />appitcauon as a credH agi.Hnst the sums secured by this Security instrument.
<br />3, Application of Payments, Unless applicable law provides otherwise, all payments received by Lender under
<br />paragraphs I and 2 shaH be apphed: first, to late charges due under the No.te; second. to. prepayment charges due under the
<br />Note: Ihird, to amounts payable under paragraph 2; fourth. to interest due; and last, to principal due,
<br />4, Charges; Liens. Borrower shall pay all taxes. assessments, charges, fines and impositions attributable to. the
<br />Property whIch may attain priomy over this Security Instrument, and leasehold payments or ground rents. if any,
<br />Borrower shall pay these obligations in the manner prOVIded in paragraph 2, or if not paid in that manner, Borrower shall
<br />pay them on time dIrectly to the person owed payment, Borrower shall promptly furnish to Lender all notices'o.f amo.unts
<br />to be paId under this paiagr-aph. If Borrower makes these payments directiY1 Borrower shall promptly furn.ish to Lender
<br />receiPts evidencm~ the pavments.
<br />. &,rrower shaU pr~mpt1y d.ischarge any lien wnjch has prinn: f '-J\. 'Or this Securit., Instrument unless Borrower-: (a)
<br />agrees 1O wmmg to the payment of the obligation secured by tk :,: a ma.' 'ler acceplable to Lender; (b) contests in good
<br />f:lith the hcn by, Gr dd~nd5 against cnf0t'cemen~ .:J ..lie lien ii:l, ,-..~ai proceedings which in the L-ender~s opi.r~on op....~te to
<br />prevent the enforcement of the lien or forfeiture of any part of Ihe Property; or (c) secures from the holder of the lien an
<br />agreemem satisfactory to Lender subordinatmg the lien to this Security Instrument, If Lender determines that any part of
<br />the Property :s subje-.;t to a lien which may attain priority over tillS Security Instrumen~. Lender may give Borrower-:i1
<br />r!oHce ~dentlfy~~g ~he hen. BDrrC\Ver shaU s~ti~f)' the lien or t:k.e cne or mere of the 3c:ions set forth abcve -within 10 days
<br />of the glVlOg of notice.
<br />S, Hazard Insurance, Borrower shail keep the improvements now existing or hereafter erected on Ihe Property
<br />insured agamst loss by fire. hazards mcluded Within the term "extended coverage" and any other hazards for which Lender
<br />reqUIres msuran<:e. ThiS Insurance shall be mallltalOed in Ihe amounts and for the periods that Lender requires, The
<br />Insurance carner prOVidIng the lllsurance shail he chosen by Borrower subject to Lender's approval which shall not be
<br />unreasonably wlthhe1d.
<br />Ai! msurance poliCies Jnd renewals shall be acceptable to Lender and shall include a standard mortgage clause,
<br />Lender shall have the nght to hold ,he polICies and renewal:;. If Lender requires. Borrower shall promptly give 10 Lender
<br />aU re'~elp:s of paid premiums ;Jnd renewal nOiKts. In the eVt:nt of iO$s, Borrower shaH give prompt notice to the insurance
<br />carner and Lender Lender may make proof of loss If not made promptly by Borrower.
<br />Unless Lender and Borrower otherwise agree In writmg, insurance proceeds shall be applied 10 restoration or repair
<br />\)f the Property damaged, 'f the restoration or repair IS economically feasible and Lender's security is not les..<ened, If the
<br />restoratlon or repair IS nol ~c'onomlcal!y feaSible or Lender's secunty would be lessened, the insurance proceeds shall be
<br />applied to the sums ,,"cured by thiS Secunty Instrument, whelher or not then due, with any excess paid to Borrower, If
<br />Borrower abandons the Property, or does not answer wlthm 30 days" notice from Lender that the insurance carrier has
<br />olfer~,j (0 seHle a daml, then Lender may coHect the Insurance proceeds, Lender may use the proceeds to repair or restore
<br />the Propeny elf to pas ,urns ",cured by thIS Secunty Instrument. whether or not then due. The 30-day period will begin
<br />when the notlce!S gl\-en.
<br />Unles,,; Len~jt"r ;md D(lrfo\.\-'er utherWlSt" agree 10 wnting. any )ppiicH!On of prot:"eeds to prinCIpal shall not extend or
<br />postpone the due date elf the monthly payments referred to l!1 paragraphs I and 2 or change the amount of the payments, If
<br />under paragraph I <I the Property IS acqUired by Lender. Borrower's nght to any lIIsurance policies and proceeds resulting
<br />from damage to the Property pnor 10 the a,'qUlslllon shail pass to lender w the extent of the sums secured by this Security
<br />Insrrunlent nnm('diatdy pnor to the acqUIsition.
<br />;;. D_~_...............:~._ .._~~ '''!I~;....~_.,_~_ _e n___,~...~.... , ..__..L-_.L.1~ D___..u>__ _1.."_11 _"'~ ..J""o--~,..._., ..1..____ ,~_ ,....l.,,........,~:_"_.
<br />--. ". ..~~ .......K'VU y,,,,,,,, ."........t.."n""'"."~ .... " i.ij~1- "". ~La.:J"'-~.U.u.;,o.. .i.J..." ."....~I ....~ll !It.'1 U{.:~!VYl- UU!u.:!.o...:: '..n ::l!...H.;~~~H~4UH.":
<br />change the Property, Jllow the Property to det~no~ate or commit waste. If thiS Secunty Instrument IS on a leasehold,
<br />Borrow~r shall ~ornply with the provlSlonS of the lease, and If Borrower acquires fee Btle to the Property. the leasehold and
<br />f~ nile s.hall no! rnerge unkss Lender agrees to rh~ merger !!1 writmg.
<br />", Protection of lender', Rights in the Property; :\Iort!!age Insurance, If Borrower fads to pertorm the
<br />covenants and ilgre-ern~nts. ~OfHained In thiS SecufHY Instrument. ('.If there 1S a legal procet:ding that may Significantly affect
<br />Lender':~ nghts in the Propeny {Such as J pf~)(;c-euiHg III bankruplL"Y, probale. for condemnarlOn or to enforce iaws or
<br />regu!3.t1(m~.), then L~ndcr may Q-() and pay for wh~.Hever i~ necessary to protect rhe value of the Property and Lender's righ[s
<br />HI the- Prl};.:.~~ty. Lender's ..u;uons may mdude paymg any sums -iccureu by a hen WhKh has pnorlIY over thIS Se-curHy
<br />r_"'r..~~~~_~ ,~__.~~_+_~_ "_. _~n.._" ____.__..~ _~..~~__l-l_ _~"___^Uq" .:___ .,_A __.__.__ .,_ .L_ fl________ .. __1._ _______ .:. 1.L_____L
<br />~H;:o.P I.l1 !lo,,-!H , ~'+'l-"'::;~H !!!!:,: 11! "'-VU! t, t-'il, IH~ l;;:::Q..:)-i..'lI11UIC aUVl H-'::)'~ n:c;:, Q!tu I;!Hl;::l Hl~ un tile 1 I ~'PC! t)' 1\,J IlhH\C J Cpi.lu:::o_
<br /> .-~alH.Jug!l
<br />Lender rrmy U.k.e ;JCllUn under this paragraph 7, Lender does Ill)! h::l\~ to do $t)
<br />t\n: arnounts disbursed by Lender under this paragraph'" shaH bel.:ome J.JJittonal Jcbt of Borro\\.er .,c~urt"d by thIS
<br />S--e>.:unt~-,: Instrum--cnt. l~nkss BOffCl\\'cr and. Lender dJi;fee 10 vther l~rms 0[' pavmc:nr. Ihe~1t amounts sh;.di bear Interest from
<br />the daz"e (~f d,sbur~C:lnt'nr at the 'ate (.ate- anJ sha~ll be payabk. \\lth ll~h:re'i. up~)n IhHH;e from L~nJ.cr ld B..xf;JWcr
<br />rcquc~t}n~ payment
<br />H Lenuef n:ULHred rnortgag-e HlsuranC-t as OJ, conditIon ur maK.lng tne iOall ~e(:ured by {hIS Security instrUfl1t:nL
<br />&)ffftWer ...hall pay t'he premIUms requtred to mamtaIn tht l.nsuran<.,;e in dfe-ct until such tane a~ the reqUIrement for the
<br />IOSUrai'l(;;: ralHll"tiltcc) In ac.(,'crd.ance with BO[Tov.-cr.... and Lender's wntten agreement Of applicable Ia\\-
<br />8.. Inspection. Lender or Its agent may rnake reasonable entnes upon and In:ipecliOns of the Property, Lcnoer'
<br />s.ha-H gr\;e Borrnwer ~h_)tlCe 31 the !!me of or pnor to..in lfl~pe~tlon spe-cd'ymg reasonable cause for r he 111"!.pedlon
<br />9. Cortdetnu4tiO-n~ fhe pnxeeds of any award or dauh for damage~, dIrect ur consequcntiai, l!\ ':,_Hlflt'\::U",lfl \f!.lth
<br />~ln} condcmnahon or other takmg of any pan of the Proper1y, (If for t'..)O;,,'cyan(;c In lieu ,)f condernnatl\H1. are hereb~
<br />"-,,,iinct! dnc sbaU be >"..\1 tu Lender.
<br />in lhe e.....(TH !'__d J. HHal LJ.kmg (!-f the Propeny, the prcx:eeo..\ shall be applied to the- .-.um.... ,>t:cured hX dllS Se\;.'lH"t1\'
<br />In'i-tn.unent, whe-theT !,~t nt'! thcn du~, \Nlt,h ilny f:,\l;es-.'). paId tu Borfo-Wer in the I.:vent 'Jf~~ partial :,;j\....lng ~d rhe PrOrell\
<br />Jnh7\..\ 3,;;:H't()\\'~r ..ant:! LenJel' pttH:r~~TS( <.\gree m wnung, tile sUtn~ ....t.cuI:ed by I~I;J SecurIty h,lstrumeltf ,hail ;:"\-C !'{~du~~ed ~>"
<br />In->e ,;:H'ri,.GUtlt ,,:f ~ht; t;~~-}'.,'~~''i mU~~lphed nj' th~ !ril;,;UPH {d_? \"he ;~H_.a~ ~H11(:I.J!U ,it (11(' ..UTn', 't(;(Ul~.~\.l lnlmc-!..ll.-H,'.':\
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<br />r--wi'nre H'!~.': ~akm_~. di'dd.-t'd ':ni
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<br />the r~ur IfHtrk-e-l V3!-U.t: l_!!t" PPJpt:ny iwnlel1I<.tH:h h-rfnf(' th(" 1_a~lH!il -\n" hill,BkT ...!uii
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