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D. UNIFORM SECURITY INSTRUME."'IT; !.'OVERNING LAW; SEVERABWTY Uniform t~v~t J.S 9f!Al' Se<:urity Instrument is amended to read as follows: IS, Ulllf~~ GimnJbla La...; SeYenlIWIy. This form of Security Instrument combines uniform covenants for natioIiaI use and n~.uniform covenants witn limited variations by jurisdiction to constitute a uniform security instrument covering.real.properly, This Securitylnstromentslla.ll be governed by Federal law and tbe law of tbe jurisdiction in which tbe Property is located, Intbe eventtbat.any prO\'ision or clause of this Se<:urity Instrument or tne Note conflicts with applicable law, such conflict sballlIOt affect otber prayisKms,otc! :US' Security Instrument or the Note which can be given effect without the conr1icting provision, and IO'1lIis endtlle provisiom"Gfthis. Sel:iuity Instrument and the No;e are declared to be severable, I E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 17 of the Securi~ Instrument is amended to read as follows: 17. T"""'erof die Properly oralleeefidllll_1II Borrvww.lfall or any part of the Property or an interest tberein is801d or trlU\1fcl;rech (or if a beneficial interest in Borrower is sold or transferred and Borrower is nota naturalpersoll) without Lendef'sprior writtell~ u"nder may, at Lender's option. declare all the SUIm secured by this Se<:urity instrument to beiJllDlCliiateiydutandpay1ib1e,.Hu......w,.,tl;ji..,. op-tion s.~ not be exerci~ by Lero.rler if e;:~ci.se is ~t authQ!iz-ed by Ferl~.mw. If Lender exercises such option to accelerate, Lender slla.ll mail Borrower notice of acceleration in accordartcewith patagI'lIpb !4Iterel,lf"SlIch" notice shall provide a period of not less than 30 day.. from the date the notice is mailed within whichBorrowermaypaYtbe:sums:~'dDe~ij". Borrower rails to pay such sums prior to the expiration of sucn period, Lender may, without further notice or demand oo.BOrrowcI';'invobat1Y.': remedies permitted by paragraph 18 hereof. Notwi~l1standing a sale or transfer, Borrower will continue to be obligated under tne Note and this Se<:urity InstnitllenLunlessLeotli!t::bas"', released Borrower in writing. F. LOAN CHARGES If the loan secured by the Security Instrument is subje<."1 to a law which s\':(, ,",':'li. 'JtIloan cilargef~ and that law:is finally ~"".f.i""'iiilt: ;nt""esl or other loan chacges collected or 10 be "olle<"1ed in ''''rill<<:<.k.;':" :;, ~ 1<>l>.1l c.cecdpermined Iimits,then: (l)an)'~!olIadl.q~i~.,.: be reduced by the amount necessary io reduce the ",wie to the v'abutted limit; and (2) any sums aireadycoiiedcdfn:mdiwtoweic"'hi!l!i>: exceeded pennined limits will be refunded to Borrower, Lender may choose to make this refund by reducing tbe principal O"I'edilnder'theJ.jj)IIW. or by making a direc, payment 10 Borrower, If a refund reduces principal, the reduction will be treated as a partial prepaylJlen1 under tbe~. IN WITNESS WH"''JlEOi'' Borrowtl'lUI! ex.....ud iIlls AdjustJlble Rate Rider, " /~,' /// ./ // J"_ //1 j /: i / / /'/ 114ft; (/;)0#4I1tdf-" I C~ W. 5chrriXdt BORROWER ../ /- r,/; ,,"-uj ~- l~" .,f.... Juli~C. Schmidt / v' do\Z~{ I d7 ;t/ AIIJ~ (Seal) BORROWER (SIGN ORIGINAL ONLY) (Seal) q .) ':J .." '''--' " " "::'J /) ~-. ' \: ~ r-... t p roo ]10 = ;j )0 !1 . => 0ct> oam ':~8;;"-,::;>.E;:o.~ ."r'3~51 it ~ r.~ fjl:.,i: ~ w ,>t.: m 3 ;::~ i I-' tll ;a ~.~ !:: ,J:' ~~ -J~ '"" vJ c:.- ~