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<br />:. ~t}"rr- 005988
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<br />ADDmONAL TERMS
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<br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHAllCE, Even thoogh I do DOl have to DaY more lhan the regular ""lwIuled monthlY l"'~, ! "- ~
<br />righl to prepay 1he wbole amount owing to you in full at any time or in part from time to time. If !be lending institution or bank that boys my contract computeS !be fmance
<br />ctiarge daily, 1 kn<>w my flD8!lCe ch.!'ge will be I... if I maI<e an early paymenl. and il will be higheJ: If I pay lale; I also recognize that ant necessary Idiuotment to my total
<br />finance cbanr~ will be re&ded in mY filU!l bilJ; 1 fd~ iroow th~t tM !LrootLt'!!S !hown on ~"'~ ~Hte (-or t~ Fi~!t~ CR....M~. Tete! ci ~ ..}'~.s! ani the T~..a! Sale Price
<br />are esti.......baBed on me usumptiOn that you will receive each of !be payments exactly on Its due date; and I know that rbere will be no refund If! prepay becaua4> there
<br />is nnlhing to ",fund if! am ctuuxed on a dally b..is, If !be lending institution or bank does DOt compule me fU\llllce chergedaily. anditl prepay !be whole 8IIIOlIIlt. you
<br />will tefund to me the unearned portion of !be finllJl(.'e ctuuxe (interest) by 1he _nling prooedure known .. !be actuarial rnelhod;andtlie amount of my rebalewill be
<br />figurclll.on the S<heduled dates. IJId amounts of my monthly paymenl and not on the actUal dale. and amounts of the prepayments that I pay to you, I !mow Illata ret\md
<br />ofl..sthan $I,OOwill not be_.
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<br />,IMPORTANT NOnCE ABOUT WARRANTIES:
<br />ta) W. .. SELLE.q HEREBY DISCLAIM ALL WARP.ANTlES, EXPRESSED OR IMPlIED, OF MERCHANTAo'
<br />B11.1'1"Y AND FITNESS FOR A PAR11CULAR PURPOSE ON ALL GOODS AND SEAVlCES UNLESS SELLER fUAi.
<br />NtSHES BUYER WITH A SEPARATE WAmEN UMITED WARRANTY OR SERVICE CONTAACTM4DEBYSEL~
<br />LEA ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(b) I have read, in detail, the separate "LIMITED WARRANTY" wl1ich accompanies thls COllltact. It explains the conditions and cin:umstam:ea in wbich !be'_
<br />afactand ~~ will be. repaired or repl~. 1 take notice oftbc limitations on the warranty. and I ~!3rly recg~~ thatany-~lu.d_:-w~_~-~'wth6:
<br />g~ iasu amy as long.as toe wemmty or servtce- contract.
<br />Sl"'..crAI..-n!lD!nl C.ooOS: 1 know that you have measund my house and Its ~nings so that you can make !be products to lit my partidllar 1IouIle. ltU;e.notil;e'tbtU!lli
<br />goods that are manufactUred for my specific house probably wili 00i. fit any vtt. JlV~t- L~ andcr such ~tL^!!!j '! know tb3tf cannot cai1ceI,-this COIlttICt:atuJ'_time-=-
<br />alter1he period of time given to me, by law. in wbich to cancel. Aftertbat legal period of time, I know that I have !beobligation topayyouinfulllbelllllOUllt~., ...' ,;:
<br />OBUGA '!'IONS l""vT A...Yf\!I!l!G TO MY REAL ESTATE: I. 1 promiie tv keep my twuse in good repair and tv keep it iilsimId fOf at ~ llG'Jbofi",~~
<br />by buying a fin: and exumde<i cov....ge insurance poiiey, The insurance company must be approved by you. and the poiicy.must have Il~ ciause:wlIichll18lMt,
<br />you are 10 be paid if rbere is a loss, The insurance compan. y must agree that il will not cancel my policy without fU'&llelling you. I authorize !beiniwanceCOttll>allYto pay.'
<br />you directly for any lou, You can choose to use this inslll'lUlCC payment to either repay any amounts 1 owe you or to repair my bouse. 2, I abo protllise that hvill'iIot&llOW
<br />aulo.. else to p'iace any liens on my real estate W!thout your wrillell pennission, 3. r r.;:mise to .PRr all taxea. .......menlS.and other C~OII my ~eataU>.,luf
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<br />of1hese obligations rorme.1 agree to pay you back on demand pius inte<es'Ol the "11\":"'1 w.,,-~ "onb1ll:lrate of'6=t, Until I pay you back. tbueamounls will1*1iddeiI:
<br />~ my~to you which is secured by my real estate and house. i know tbalify(B,: ~$.._.' k .~. hI;y ~n.1;o~anC8 forme that you do notbave to obtain anyhomeowner.or'lDbllity
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<br />SALE OF MY HOUSE, I prnmise not '0 sell, I.... or give my house to anyone untill bave fully repaid my debt to you,
<br />DEFAULT: I will be in defaull underthis contract if:
<br />I. I don't make a payment when due; or
<br />2_ I bteak&ll'j promJ.sc: I made 10 you in this CODlraCt; or
<br />3. Something elsehappem which c""",,, you to believe in good faith lbal I do not intend to pay you as promised; or
<br />4. !~ey~!g&!igns (1)rwhich lam u.sing my home as collat.erat; or
<br />5, Sometbing happetlS to my house which tbn>atemyourrigbts, ifauy. in it.
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<br />IF I AM IN DEFAULT: I uncfergtand dmt you MV~ t~ ri:fit t<.1 f~~ ~ M~f't~.~ ! M'!~ g11!en to V~J ~ ~'fe my ~.!2~!d tC: ~y.~ ~-==.! ~-~'!fI
<br />am in defaull under this contract. Before my t"",,,,, is sold, you will do everything lllatthe law teqtI. ires, I( you bite an attontey to...... . t you IOseU'1Ily house,.. or.tolllO.
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<br />or, 10 prote<:t your ri~ts, I "i"'" to pay you fur your reasonable attorneys' fee. and forother _ expenses such.. courtCOBtS, litieseardlesandtJlOllC)!youcxll!llldt4. ....
<br />to protect my house, If you are allowed tncollect such amounts by law.
<br />0TIlER RIGHTS: We can choose_u.e.fon:e ony of !be riJbts under this contract as often.. we wmt without 1000ingrbem; Or. we can delay ent'orciIla any oftbeJlabtt.
<br />without losing them. We can also """""y rights now or in !be future given to us by law.
<br />DELAYS, I know that you will UllC your bes, efforts to install1he products 1 am purchasing on my house. but I also understand that in some .iltlllli.0D5 YOllmay__
<br />delaY' that an: caused by .trii:.., -*"'r conditiOllS, delays you have in obtaining material., or fur other reasons that are beyond your control, 1 underslan4:IIlatyouwilI .~
<br />not be liable for .uch delay..
<br />ARBITRATION: If 1 have a dispute or claim with you concerning the quantity, quality or perflll'ltl8llC<l of !be products. I undentaod lllat my dia{;Itte may be IllbmIlIedto
<br />and oettled accordi~ to the mediation-art>itration program that may have developed in my commtutity, I also !mow lllat any deciJiOll made by lIIlntralOJ(,) woul4 be en,.;
<br />tered in !be court havmgjurisdiction overme.and you.
<br />SALVAGE VALUE, I kn<r", that 1he windows, woodwork. and other materialo tha, have to be ",moved by you for thl. In.tallatiOll bave NO aa1.... value, WllIII you re-
<br />move rbem. you can have rbemfor wha!eVetpurpooc you want,
<br />SPE(;!.4L S!TIJATIONS: [)oJe to the u..~~~-=::~!:=::: of~ rcd~:; t.~ y~ ~1. I u..~t:.id that in ~iaI ;jt-..uo;ti~ ~ ~ Rajiwiil c:r.w'uiiy iiiWiUiV-iiwW' j'
<br />and accept this conlracL I also understand that this salc occurred m my home and thaI you and I may not have hall all the _ ittformatlon impoIuutt 10 d111.1faIIIlleIloIl
<br />at our fingenips; I give you my consenl to correct auy obvious emn that may nave QOOImd....bon tbe blanks in thls COllIl'llcl_ completed,
<br />INVALID PROVISIONS: If any provaion of this COIltI'aCl violarea t.be law and illIlICItforccabk.the telll oftbe _ will be valid, If any pari of dlill:OlllrllCt 1'IIRIlnl.'
<br />~tof mono im.."anbatl!be I.... pernnts. then you will only have theri&bt I<>col!ectfrom_theamounl of~ wblcht.belawall_youtocolleet\:. -
<br />~~~:.Tb1.>..-..:t"""<>nlybe~ifbQih,~1.....1IWilittg;
<br />The; fol~ '!"'ice brinl!s to my alW1tion.!be rigm. that I have e..... whon this COtIlI'act is wid to a finan<:ial institution or a bank. and f should notit:ethat the lmpor-
<br />lIIDce of this provwon tB-..d by tls appearance m !en point. bold face type: ,0 A .A ^_Aft..fi.
<br />NOncE QOt - QUOuau
<br />This CNdiI contract ftnancetl a purchaae. All legal rights whloh the Buy... hu agaInat the............
<br />0\It of th!3 tmnMCtion, IMtudIng all claims end defen-. are allO valid aaelnet any ho!cIIItofttQ..~
<br />The right to recover money frorit the hofder under this provlalon Is IImltecf to the amount peId by ttIe.'~
<br />under thIa comr.ct.
<br />A claim" a legally valkl reason for suing the S4ll1er. A ~.. Is . legally vaKd I'HIOn for not paying
<br />thA ~ A. hAlAa.. I. __~ .~ ...... ,--I~ ~ ~ _-!~_
<br />..~.."- ---_. ..,. '"---._. -,... -..,_... ..,...". ...... ......rw.-.. -,--.- ...-.-- ,....-,-.._.
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<br />INSIJl\ANCE CANCELLATION: If! haverequeated iosutllllCC in this purchase.l may cancel ouch ""l- for insutance for any _ wililin fifteen (15). fro$tbt
<br />daie of this COt>lr1lct by notil'yina you or the bolder of this _ in wrillng. 1 know that the cancellation of my coverage will be arranaed wilb tho ina1.IraJx:e cairiel(1) and
<br />a full refund of my "",mium(.) tilgelhet with applicable fonanee charge will6e credited to this contract.
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<br />tIlee:<<eJltst5!ndm 1he following NOIIcc:ofPtoposnd 1...utancc:.1 al"" know that I have inflUTOllCC <ovena.only if! nove b<l!!n "-'!ll!'gedfur il.
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<br />~.Io.u)?.O~l NOTICE OF PROPOSED INSURANCE
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<br />I tab ~ aw: l!llliCr CNdit Ufe or Credit Accideltl and Health inour-.e. or both. will be appIl<:abIe to 'hi. Saies Contracl on the ~ aide onl,. if I have cboaen
<br />it t>y.~ng tIloo ""11*1 fur.ucl1 iDlluraJ!cc. ' This iDlUt1lllCC will only cover. thepononsiJning the n>qUe&l1ll tbe.cost fur each typo o. f _ alto. Wtl, Sob. ilOCl to~.. . ..
<br />by !be ~ COOlpllI>y. the ~ will be effecti.e as of Ioday and will continue oDly fur the IIIID1her of lIlOI1tha after tile effective date eql$\ to !be1lllllllM\' of
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<br />-.~.. ~......""l' '"' -~. -.. ...I!!!>o F. Y to me, The initW _I'" ...ted.il ute Ittsvnnce IS the amounl n:quired to "'PRy the TOIal ofPal'menq; tbereafter. !beUl.. _.
<br />'*-.. by the _.. of each monthly payment on . S<Ilnduled 30 day baiis. If! am jointly obl~ on 1he Sale. Contract with . Co-Buyer, and. we have bodlli&nnd..
<br />..~ rorCrndit Llfel_, dealhbenefit:o will be plIY. able only with mpectto the lint one Of... to die, Subject toexcluoions. eliminalionlotwodlina~statnd
<br />ill............,. PO&Y<>r cenilkale, Credil Accident and Health lnJunilce i. for the benefit amount Qf 11301h of each month'. pavment fur _ day that I 11m lOWly diaablnd
<br />_to... ~ Qr __ wltiIe 1 ""'" any paymeotto you; howe_. I undentand. that I have '0 be prevenltd from woOOng d... to such total disability for mora thalI fout'
<br />_(4)_... -""dttya.bei'onItho i_ benefil is pa;.thacl:!O!be fin.tday of my total disability. I _kDo..l.baIl_ elltIIIa _Y ........frlR""'lfl
<br />-_..,.,.et.......,i_I.......I.balIIle~-.....pn)vWe4Io_...7 ___............ --.tet............wIIIdo wiIIll/IC.'" 111_
<br />-. dllu.___sw . _".. Ow iOibe _iJJIjIm_of--. ~in!be insutaDce policy, I know that ony unpaid _ in exCCSloft.be ~
<br />~.mJli/lhave 10_ paid, If tile Sales C_ ial""POi4 in fUllprit)f wt!lio Iut ('!ly- _. any ~ '-~ l"'!'!'.!ll!!lO wi!! toe!'Ct'Jl!<leI;! 1<>= '" ==0:;'
<br />nor ~ br law. Within tl!u1y i301 day., I will _i.. the ceni&ate of ;111_ more fully dMcribing my ............." co....... If 1he i_ is --..c by
<br />~~.I..Ill~.nrlwliIof_................-._lba..paid,
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<br />JWYU> 1'lla_ltwv~l>OItlain ~Ullati"" 10 tht6iOle,I",," by UJ 10 tho 11_"" inotiiUOOn Ql'bul< in.,.,.fur 1\10 buy thl.CDnltaCI,
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<br />.fOl<.... V-:~:~I;~. ,SeJlarMleb).. .::'.. .._. .=....:..":un:-.f'....:. :. _.:::r.lkJ.:".LL... ~frct. ..~~~ r..~~.:1~.~.J >i};~Q.A~.]..'. ( q-L:i
<br />1~laIl ~!WI _... !WI.....~ ~C_i.."J M~, ~ WItha!l II.... ."lOIlngID-'.1f pa}'D1C<!l, _!bel"Ol'tttY
<br />~. -".~~.~~.lIte~~<lfthli_ ~..._OIld~;\.I)ltb..lbe"ihirou..u
<br />ta<., ...... .. .. ......J :I!"..,.. In dill ~ and. ill iM P\Iyet'. ~... --WlY. l!'\liO. ....vId """"",,0, Thk "",""",I "",>n., from. ,"" "'-'Ita fide talc
<br />,>!'1l>I, ,..w.twllfy f"'lii b, !l.~.." JIi:><l "" /><Ofl of ...4 dow"I""'_OI ",..1<_ J,.
<br />""'UI ,.. .........Q! I>)- ~ 11>&,.,.; 'J"''''' an, <"""'. ,*i~".., domandon",ht
<br />~:tf.~. "..1,'1 Tk~,oI" . . ('tf'~ .!.A'!Ili: tlH-a:UYt'. fW l\'t ~atK.~ l~Jc~
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<br />"'''F''~h;""...~~....~ ,......."'~.itu;;_il_~_..........._. li"'tfSlUllWiftltlllf~,
<br />,: TltllTIMlJNY wm!I!j!Of_ """ .........tp'IO<l,'l.JtMN- ~.>f tloo> Milot _..... ''if!''llI''''~'~ "" t..;..",,~ ,;;.,. ~.iJ.f"~ u,,,
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