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<br />Gl'tlGOIlI ..00597' ADDITIONAL TERMS
<br />PIlEPA YMENT AND A~ OF THE FINANCE CH.UlGE: Even though I do IIOt have to pay more !han !he regular scheduled monthly paymenl, f have the
<br />right 10 prepay tile whole amount owing w you in fvI1 at any time or In part from time W,time, If tile lending In.titution or bank !hat buY" my contract cornputes the r_
<br />chaQJe daily, I know my filW>Ce charge will be less If I make an early payment, and ,t will be htgher If! pay late; I also tecognlU lItat any necesaary ~to my totaJ
<br />f~ charge will be ",tlected in my final bill: f also know !hat tile amounts .buwn on !he teVerse side for!he Finance Charge, Total ofPayment.s, am{ 1heTOIaI SaIePrice
<br />are e!ti_ baAd on the .....mptir n lItat Y."" will receive each of the paY,Unts exactly on its due dale; and f know that there ,will be '!" refund if f prepay beelwselhete
<br />is nothing W tefund If f am charged on a daily basiB, If the lending \tlI1JtuUon or bank doN DOt c~ the finance charge daill: and.f f prepay1bewhoJe 8IIIOlIDt, you
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<br />o(te.s thm $1 ,00 willllOt be made,
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<br />, IMPORTANT NOTICE ABOUT WARRANnES:
<br />(a) W. aa SELLER HEREBY .DlSCLAIM ALL WARRANTIES, EXPRESSED OR .IMPUED. . , OF MERCHANT. '..... . . A-
<br />BILITV AND FJTNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SEL1.ERRJR..
<br />N1SHES BUYER WITH A S-I:PARATEWAm'EN UlllTED WARRANTY OR SEJMCE CONTRACT MAOE8V8EI,;.
<br />LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(b) j llavetead, in detail,!heseparatc "LlMITED WARRANTY " which accompanies !his contract, ltexplalns thecondilionsanci~iDwbil;h1he~
<br />uI'lldDred products will be tepaired or "'I'UIald. I take noli"" of the limitations on !he wamutty, and f partlcul....ly tecognizerhal any impIIedWmalllyWllidl~.to1he
<br />goo<Is lasts only..1ong as the wammty or service CODtraa,
<br />SPECfAL-OlIDtR GOODS: I know !hat you have .-.sum! my Ilou.... and iu openings so lItat YOll can make !he products W /it mypartienlarbouse.ltatAn,Odaelbli'dIo
<br />goo<Is rhaI are manufacl1m>d for my specifiC house probably will not fit any other llou_, and WllIer such COIldltioitJ,l know rhall.cannotC&llCCt1hiacontractaC any_
<br />after the period of time giwnlO me, by Jaw. in which wcanceI, Afterlltat legal period of time, I know lItatlhawtheobliptiOlltopayyouinfull!he8lllOllDt~., .. .....,.
<br />OBUGATfONSPEIl1'AfNlNG TO MY IlEAL ES1'ATE: I. I pt'OII1Uewl<eepmy house In good tepairandtoketll itiltsured roralJeut8O\lbotifll . ......
<br />by buying a fIR! and extended co_ insuranee policy, Th= .......-.nee wmpany must be.\lllIOI'OVed by you. and !he policy 1IlIIIt have "~,claUH
<br />you ~ to be paid if the", i. a Joss. TIie insurance c~pany I'IlU$t agree rhaI !t will DOt cancel iny policy without fll'lll..ll~yl)U_ I autIIorize 1he1JJll!lllllC'Cl .' .... ....
<br />youdirectlv for any I.... You can choose to use !his IOSUrIllee payment toetthernopay any """,""IS I owe you tlrto tepaJrmyhOuse. 2,1 also promue IhItI '.' .. .....
<br />anyone else 10 place any liens on my real _ withont your written permission, 3. I ""',""'c. .,\'.y all taxes, ......._lind otllercbargeaon lDY'11lIl.etIlIIe~_
<br />4. I promise w timely mue all payments on my ~or loan. secW1!!d by my l":aIO>!me, (, :'~i".-~~'that I will "'l!. ". ("lIId;renew or cbIlllge prior 100000~yoDI'~;..
<br />permission" 5. ~f I do not insure my house orrd......Jl my m= ohiigf~Cf'& to my ~ ,'we,:, ,~-:..~! l'Cu.e.,',. ~_ ~ fO!.~ if~~~~(butyoo~oo~. _ _ !~:
<br />cl t.'=e cbhgllhOnS for me, t ~ to pay yO"~ bac~ t5n darnmd pfuJ: . me.. '~Si it: u-.e i.1if_' -~,. .-' lawTul OOntt'tA."t nne m: mteI'est. UnDll pay you oacJE'r .tttac-lUIIDUQI$
<br />to my debt to you which i. secW1!!d by my realeswe and house, I know rhaI if you decide 10 buy insurance for me that you do not have toobWn any
<br />insurance.
<br />SALE OF MY HOUSE: I promise lIOt to ""U,lease or gi.e my buuse to anyone until I have fuUy repaid my debt to you,
<br />DEPAUL T: ! wi!! be in def1!'J.l!t1.~!hi!contr&ct if:
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<br />1_ idt).n't!!'~~p:j'rr'~"~heiiui:le;or
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<br />, I break any promise I made 10 you m this contract; or
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<br />3. Something else happens which cause.! you to believe in good faith !hat I do no~ inteod to pay you as promised; or
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<br />4. I default 00 any obiigarions forwhicb i am wing my bome-M collatet1il; or
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<br />5_ Sometlting happmsto my house which tlueatens yourrights, ifony, init.
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<br />IF f AM IN DEFAULT: I undentand !hat you have the right to forecl""",!he Mortgage I have given 10 vou and have my house sold tolepay any &mOUIIlI , owe. you. ifl
<br />am m default under !hI' contract. Befono my h<:nae i. sold, you will do e""'}'lhing that the law reqmm.. If you hire an attorney to ass!:lt you w fell my 1louIil,'or, 10__,
<br />. or, 10 prote<:t your rights, I agree to pay ,oufor your reasonable attorne)'l>' fees and for other related eltpenseuuch as courtcosts.l1t1e searobelandlllOlllly)'Oll ~
<br />to-protect ,my house. if you are--allOweBtocoliect sucn amotm15oy iaw.
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<br />OTHER IUGHTS: We can cboose DOl to enforce any of the righto WllIer this conlraCt as often as we want without losing them, Or, we can delay O1Ifon:intID)'o( lblJ riptI-
<br />without Iosinglhem. We <.an also use any righto now oon the future gi.en to us by law,
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<br />DELAYS: I .know rhaI you will use your best efforts to installlhe products I am pun:hasing on my house, but I also undentaod that it! some silllations yon may~:
<br />delays that"", caused 1>)' strik.... weather conditions, delay. you have in obtaining matcrWs. or for other reasons that are beyond your control. I ul1lleMlDdthat)1lII wiIl-:
<br />not be liable for such delay.,.,
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<br />AltBlTIlAnON: Iflha... a lfupute or cwmwith youconceming tile quantity_ quality orpetformanceof1he products. I undentand thaI mydiapukmaybolUbltli!lllcllO '
<br />and ""ttled ~ to the mediauon-ltbitratJOn program that may have developed In my community, I also laiow that any deciJlon made bY an itbitnlOl:(l) wtlUId bUll"
<br />tered in the court havrng jurisdict.1On over me and yoo.
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<br />SALVAGE VALUE: I know that the window._ woodwork, and other material, that have to be removed by you for 1hil inslallatioo have NO laivap vaI1Ie.WbItI YOU'"
<br />move them.}'OU can have them for wilatcvcr purpote you want.
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<br />SPECIAL SITUA nONS: Due 10 the uniqueness of some of !he \'foduct.s that you ..,U, I understand rhaI in special silllations lItat ~ Regional 0l'Iice may hawlD miew
<br />and """"fll thili contnlCt, I also ll!ldentAnd that 1hil sale occurred LD my home and that you and I may DOt haw had all the conect Infonnaiion itttpoJ1anl to Ihia lIUAlllltlII
<br />at ourfingertipo; l give you my conoent to ronect any obviou. etro",1>oI ""r Imvo occurred when the blanks in tbi. contract wereCOlllflletecI,
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<br />lNV /\LID PROVISIONS: Ihny provision of !his COnttacl viol..... the law and is unenforceable. tile rest of the contnoct will be valid. If."y part of 1hil COIltt1IQlI1lqllinli'
<br />payment of more in_1han tile law penmt.s. then you will only have the right w colloct from me !he tIlIIOun! of inte<est whi<:b !helaw allow. you lOcoIlccl.
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<br />COMJ'LE1'li:1\l'ESSOFnos CONTflACT: Tha contract Call ooIy be changed if both you and I agree In writing.
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<br />The folloWing l10lice -S'.~ my attention,~ rights rhaI ~ hav.~ even when Ibi. cnntract i. sold to a financialln.tilUtion or a hank, and hhould IItllice tbat!he imporo
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<br />tanceottll..proVU1Ot1,.__try",__".u:npoutt,boidr_type. NOTICE _ DOlit78
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<br />'!l* ~ ~~ ,,~ ~ ~ AI! ~ .r1ahts whklh the 81MII' hu.14iMt the .......arIIIng
<br />out of this tranuctton, InckIdfng all ctallI18 and ~ are al80 valId.lnat any-hoidw of'uq CCIfiit'iICf,."
<br />The r1aht to reccMM' money from the holder under thla provlalon is IIm_ to the .moum paid by tM buyer
<br />under lhIa contnICt. '
<br />A claim Is a f911y valid nlII8OI1 for suing the Seller.. A ...... la a legally vallcl ruaon for not .."ng
<br />the Seller, A holder Is anyoM trying to collect for the purchue.
<br />fNSUJtANCE CANCELLA TfON: If! ha.e~ insuruIce in this~, I may cancclsuch request for.m.1IttlIlCe forany reason withJn flfteen (15) dayl from the
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<br />PLE.UE NOTE: !f I bave _ted insurance In thili pI.."'O!=e, I will receive within thirty (30) daY" a tertificaIe of inSUl'lll1Ce more full)< deacribinJlthe inPmmco covenp,
<br />, know that if tIlerelS lilY conflict in tile co-. or the languap of !he certilicale of insurance and the following Notice of I'ropoMd Insurance that I ant covered only to
<br />=c-c.'l=nt~:n tbe fcnowlDl Notte: of~ Insurance.! also know that I have 1Il5Ul11DCCro~uni)' ift have beeiicba,-ged for it.
<br />~~'i t>,;::l, 0; \ NOTICE OF PROPOSED INSURANCE
<br />I, ~'.~ that eiIher C'Rdi1Ufe or CteclitAccldonl. an: HealihlllSlll'ance. or bolh, will be applicable W Ibi. Sales ConlrllCt ~ the revene ""'co'!ir it I have <booon
<br />it "1....... the~for1ItidI_, Tllii iMunl&c;;...._ onlyCO'\'fft."~ ........ltheteqUl'Matlhecostforeech type of msurance mown. liUlljeCl.to~
<br />by lite l~ COftijIIllIly. !he ~ will be effective.. of tOday and will COIltinue oItIy fur the lIUIIIber of t!IOIIlbl after !he effectm di:llo equaI.1O the...... of
<br />"">Il!!oIy P"~, I ~ lbMlbJ; jNI';'War insunInce may _ provide coverap for toy iaat few l"'ymentl. and rhaI duMg tiIat period of time j will Dot have lit)'
<br />'- coveQICO, All beMfilo aod ~ of the in........,.,. 'W..i ill I be l>&ld to ~ or to a finaucialln1litution or a bank if i~ purdwes the Sales Contract to the.. _Ill of ill
<br />'-_ny~wiIl be payable to _, The initiaI...-nl <>!Credit Life.1It,surance ~ the, ~t req~~ ~ ~!he T<>l1!' of !a~lI: ~ Iht..... ~
<br />~ by the 6BlQWlt ofetdt montbly ptytQeftt Oft}\ KheclU-1ed jU '18y bUtt. U I un JOmu>,: OOl~ on T.IJC~' \,..ODtra<;i mID i \...-u--au;rfi, iiiiu we 1:.-.,. IN\II ~
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<br />_Io_.,....~ wllile I-...,.)JI)'_ It>,.,..; lIowe..... I Wldm1and lItatI haw... be prevented from -illl due to .""b total dioabillty for_lIlIlI fou.r.
<br />-. . (14)_. .., ...... p.' .llef_. !he","",- heootlt.. paid bock tt>.the..tint day of m'f total disaliility, f ............1lIM f _olJfaiIs...~ ~---4!\'=a~ltf
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<br />_tM~__II!!!Ii!_Je... ~!Oollo..._,- _of.-mp lIlIoIed in tht:.insunntcepoliq ,llo:now !bllllt)' lIllpaid_in.JtCeiI ofllle lMunlnce
<br />~1lii...lt>bepaid.IfItJts..~ i.~inf\ollpnorll>thel.ut~<la<<!,....y -'itls_pm'lti1tml will bo~ toltleiA!he_
<br />- ~ by la.. WIllIiil thirty \301 dayl., l will recoin the ~ of 1_ lI10m tully detCribinJ my insurance ""_.' IJ the~. it not lIC<lCpll>d by
<br />___, '" r"rhIMlt~.tllI'loMofdtc__pl<:mt_lhavepai4,
<br />MJnr.1l;: Tl!o__~ClJlIIlIill__n\l......tol"iu. __by lIS U>thefiaaI><:W inStil1lt>on <)t btW: in ",,*fur it IQ'buy thlocontrlCt.
<br />~ W....... AND A_IUIIINT Ofl' 1N8T~ SALES COfffRACT AND MORTG,GR
<br />roll: VN.I.!t!ll!!Qltvf!.l), ~bo:tfty"Ill,Ui'..tI''''''''''''''', ~""Illlldcli_", li..-/n 'H, D . ndiPfllu L ",1-. , ,_I'
<br />l~....... . 'lIl~"~.' ......llllIi.... ,_._' _..' llloMlOllio.. .~. . '. $_<:-'. "aIId~,~. w\dl 011 ilemeAut. '.'1111<> ttsl"'. Y"-., 1,ltId!hePf'Ol*\Y
<br />~.~, ;(..-.-..~ ~_~ .......!h;<MOl1Jllpptm''''_"fflll>~'\illtJKt. S<'llCr..._Illll~: \!, II ".. theriallt to......
<br />lhlo~; (.l !\R ~...d .... m Ill.. <t_ MIl. ill tt.J ih!y;:r'. _ _ ...-wI) _ _ ,"""''' (3 j Thl. rnllItaCl """" ,rom the 00tIa fide oole
<br />~... ..".,.,*"'.IIOf>'.........~ _, ('Ii Tho <*OlI ~_ -n MllJ>IH~ "'.. -.111 ""'" ~y !luy;:r0i "" Jlllrt "f..i<l do"'ll,Il'!l'- ..... k>onc<l a,.
<br />"":!.i.!"'.,lit!!,,~ll); ~ ",...,..; r.~, l'.ach~ 10 .l1c~ fl>_1:. H!) ThlJ",,_ i! ~....., "il, _l't ~~ 1<1 11\) cI."", <;\Of_, da-.l...."lht
<br />,>f",~ift1lw;"""-<l!'''_'t''_~''~.V'!1,''~<lid:ll<l!~~'''y Il:de1aIm ,..,..i..... ;j''"''tl''. nile'" ~..".
<br />"'_~:f~H"lIIiI. __.._,....~..~.. . ..~k>. .ritlIt.of~.._...~.olIOd~~.Ule!k;. C=:""_Of~ia.
<br />,..""~.....~ _....."'.<l>o._ "'" _,,_...bao~,,~..'h"c_,_ llIf$~ ~ ..IfSlt.iElWmlclljf
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