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<br />(C) Increased Mmthly Pa}'lDel1t
<br />1'tI~.~ , 't&1~ents detenu1ned uOOer Section 4 or 5 after atrj Olange late cwld cause my
<br />wpaid ..: ..'.',. . . .t);)exceed the limlt stated in Section 6(B) llelo;I. If so, on. the .date that
<br />my payi~' nmtbly payumt; IiOuld cause me to eltceed that limit, I will instead begin~.anew
<br />lIIll1thly. payIJII!l1t IIl1tU the. next: Olange late. The new nrothl.y pa}!lEDt w.1llbe . ina n . aDDInt. lob1ch
<br />toOOld. be sufficient: lD repay my then unpaid principal in full on the mat:ur:tt:y date at my current
<br />i.nterest rate in substantially eqml paymentS. Nero. IIIlIJthly pa}1lll!l1ts will be 'cdebll:llllned. in tb:tsToillY
<br />after each Change Date tntU the next Pajment ~.Date.
<br />
<br />(D) Required Full Pa}1lll!l1t
<br />~ with t.11e first montl-J.y pa}1llei'it after the
<br />Payment as my llD1thly payment:.
<br />
<br />6. INCREASES IN THE PRINCIPAL AMOUNT TO BE PAID
<br />(A) hlditions to My lJnplid Pr!reipal .... . . .. ........ .............
<br />!oV llDlthly payment could be less than the lIl!Calnt of the :!r.terest.port:1m of. the. ~.u)~,,,""
<br />that ~ be suffkient to repay the u::paid F"....-;:::.ipal I ~ at Ulel1EllltiU;ypaymenl:'date~c~' '.011>
<br />the maturlty date in substantially equal payments. If so, each lJI)rith that the .a.lllllIit of my'
<br />pa)'llBlt. is less than the interest IXlrtion, the !bte Holder willsubtral;:t the. .' .
<br />payment fran the IlIIIOUl1t of the interest fOrt1on ani will Md the diff~to~~"
<br />The !bte Holder will also aid the interest ontheallDlZ1t of tals'diff_ tOl!l1'
<br />each lJI)rith. The interest rate 00 the interest added to pr!nc!pal wUlbe tberaf:ti
<br />Section 4(C) above.
<br />
<br />(B) LiDd.t; on My lbpaid Principal '. .' . .. .... ". ...... .... .....
<br />!oV unpaid pr!nc!pal cal never ex;;:eed a ~ ~'"".lL o;qJ"\l' to <Jl.... '1I.Ildnldbil!l:1~'~eI'it..
<br />(l25%) of the principal lIlIOlJllt ! otigl.MJ.JV born:<.'",,;. " , .
<br />
<br />7. NOTICE OF CHANGES.......
<br />The ltlte lb1der will deliver or!lllill to me a notice of any cli81l(!eSin lII)>"~pa)tao!l~..b,i!f~....
<br />the effective date of any change. The oot:l.ce will inclule infOtlll':ltion requiredby1awtobe"81~'.1/IIii"""
<br />and also the title ani te1eptxJne IUlIber of a person liho will _r atrj ,questiOosll1l;\1'.qa,;e
<br />regardi~ the oot:l.ce:' . .
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<br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER
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<br />Uniform 0J0.ienant 17 of the Security InstIUDBllt is 8llB1ded to read as fo~:, . '. ." . >;c.',.
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<br />Ttanafer of the Property or a Benef:l.cial Interest in llon:aIer. If all or ~ pIJrt of~'
<br />Property or ~ interest in it is sold or transferred (or if a benef!clal~;iA,~~;'1s
<br />8:lld or trarBfe.rred ani llorrower is oot a natural pers:m) wi.t:houI: Iaxlelfs pd.or:,..nt:ta:i~.
<br />Ulnder 1lBy. at its option, require imaed1ate payaent in full of all - ~'tvl:his~~o/
<br />InstruBlt. l:bllMi!r, this option shalloot be. ~. by I$ier if~1lJ.l~ii~:"";;ir
<br />feden1llaw as of the date of this Security~. Len:Ier alaosball UQt,~..tli!s~""
<br />if: (a) ~ causes lD be suluitted lD la1deJ: infOl'll!lti<:n teq!.Iind. .'~' ~ to~~~i
<br />intended transferee as if a new loan were being IIBde lD trarBferee; atri (b) laJ:iEllt ~~!I1"l1'
<br />detemIlne8 that l.eDder"'s securtcy will rot be ~ IT! the kan ~atritlae the~;i)f;'a'
<br />breach of any COYel'lIIllt or agresaent in this Security lnstl'\mellt is acceptable to !alder. .
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<br />1b t.'= ="'-1t pe~!:te!. by '=Ppl.k~~ l,Jiw, !alder lIBY ~ a ree~"fee_ac::andiJ:fDn.to
<br />Islder's coosent to the loon asllUllptioa. Um:ler _y also ~.the ~tocH_-' '
<br />ass\llption agreeIIBlt that is aa:eptable to Lenler ani that obl.J&ate$t:be t:ralISfeI:ee tctlleepall,tlJe
<br />PJXJIId,au atri ~ 1ll!lde in the Note atri in this Security ~. ~wUl ~to\
<br />be obligated \Dler the lbte atri this Security Inattuaent ~. !alder lll1.lIalIe8l1omllil!l:'in_tUii.
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<br />If la1ler elIIe1ci_ the option lD requite. italdiate paymrntinfull, '~lII:iallg!Vlt~.;~
<br />notice of aa:eleratim. The llDt:l.ce shill. provicie a period of oot lees tbm 30 days fraa tbe . date1:be
<br />ootke is delivered or 1I8!led 1olI.thin lob1ch /lor'roe1' IJIJSt pay all 8\8 ~; ~ thU~ty
<br />1Ilstl:uIen.t. If 8on'ower fails to pay theee !lUllS pri...or lD tie expirat.iooot thl.sP\lE':lI:ld. IAl!dirr-.,:
<br />:lnwile any ~ peIllli.tted by this Security InstruDeDt witbJut furtlwr mt1ce. or. d.elmIl.. OIl
<br />lloI'1'tlllll!r.
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<br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and conv.8l1Jlnts
<br />contained in this Adjustable Rate Rider.
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