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<br />I <br /> <br />(C) Increased Mmthly Pa}'lDel1t <br />1'tI~.~ , 't&1~ents detenu1ned uOOer Section 4 or 5 after atrj Olange late cwld cause my <br />wpaid ..: ..'.',. . . .t);)exceed the limlt stated in Section 6(B) llelo;I. If so, on. the .date that <br />my payi~' nmtbly payumt; IiOuld cause me to eltceed that limit, I will instead begin~.anew <br />lIIll1thly. payIJII!l1t IIl1tU the. next: Olange late. The new nrothl.y pa}!lEDt w.1llbe . ina n . aDDInt. lob1ch <br />toOOld. be sufficient: lD repay my then unpaid principal in full on the mat:ur:tt:y date at my current <br />i.nterest rate in substantially eqml paymentS. Nero. IIIlIJthly pa}1lll!l1ts will be 'cdebll:llllned. in tb:tsToillY <br />after each Change Date tntU the next Pajment ~.Date. <br /> <br />(D) Required Full Pa}1lll!l1t <br />~ with t.11e first montl-J.y pa}1llei'it after the <br />Payment as my llD1thly payment:. <br /> <br />6. INCREASES IN THE PRINCIPAL AMOUNT TO BE PAID <br />(A) hlditions to My lJnplid Pr!reipal .... . . .. ........ ............. <br />!oV llDlthly payment could be less than the lIl!Calnt of the :!r.terest.port:1m of. the. ~.u)~,,,"" <br />that ~ be suffkient to repay the u::paid F"....-;:::.ipal I ~ at Ulel1EllltiU;ypaymenl:'date~c~' '.011> <br />the maturlty date in substantially equal payments. If so, each lJI)rith that the .a.lllllIit of my' <br />pa)'llBlt. is less than the interest IXlrtion, the !bte Holder willsubtral;:t the. .' . <br />payment fran the IlIIIOUl1t of the interest fOrt1on ani will Md the diff~to~~" <br />The !bte Holder will also aid the interest ontheallDlZ1t of tals'diff_ tOl!l1' <br />each lJI)rith. The interest rate 00 the interest added to pr!nc!pal wUlbe tberaf:ti <br />Section 4(C) above. <br /> <br />(B) LiDd.t; on My lbpaid Principal '. .' . .. .... ". ...... .... ..... <br />!oV unpaid pr!nc!pal cal never ex;;:eed a ~ ~'"".lL o;qJ"\l' to <Jl.... '1I.Ildnldbil!l:1~'~eI'it.. <br />(l25%) of the principal lIlIOlJllt ! otigl.MJ.JV born:<.'",,;. " , . <br /> <br />7. NOTICE OF CHANGES....... <br />The ltlte lb1der will deliver or!lllill to me a notice of any cli81l(!eSin lII)>"~pa)tao!l~..b,i!f~.... <br />the effective date of any change. The oot:l.ce will inclule infOtlll':ltion requiredby1awtobe"81~'.1/IIii""" <br />and also the title ani te1eptxJne IUlIber of a person liho will _r atrj ,questiOosll1l;\1'.qa,;e <br />regardi~ the oot:l.ce:' . . <br /> <br /> <br /> <br />'-;',-::>~' <br /> <br />\:'!:;,;:;; <br /> <br />:-, "';,-;;:--:~-,1 <br />"Y ;-;-:~.'; <br /> <br />":.i,:~ <br /> <br />, , :' ,,--, - ',-~ ' --""", <br />- , ~::':;':':~ <br /> <br />"'-,-,C',"i-'; <br /> <br />--' O};'''F~; <br /> <br />- -,,,'.."~i";'}} <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br /> <br /> <br />c ,,:;.~:,\\ <br /> <br />Uniform 0J0.ienant 17 of the Security InstIUDBllt is 8llB1ded to read as fo~:, . '. ." . >;c.',. <br /> <br />Ttanafer of the Property or a Benef:l.cial Interest in llon:aIer. If all or ~ pIJrt of~' <br />Property or ~ interest in it is sold or transferred (or if a benef!clal~;iA,~~;'1s <br />8:lld or trarBfe.rred ani llorrower is oot a natural pers:m) wi.t:houI: Iaxlelfs pd.or:,..nt:ta:i~. <br />Ulnder 1lBy. at its option, require imaed1ate payaent in full of all - ~'tvl:his~~o/ <br />InstruBlt. l:bllMi!r, this option shalloot be. ~. by I$ier if~1lJ.l~ii~:"";;ir <br />feden1llaw as of the date of this Security~. Len:Ier alaosball UQt,~..tli!s~"" <br />if: (a) ~ causes lD be suluitted lD la1deJ: infOl'll!lti<:n teq!.Iind. .'~' ~ to~~~i <br />intended transferee as if a new loan were being IIBde lD trarBferee; atri (b) laJ:iEllt ~~!I1"l1' <br />detemIlne8 that l.eDder"'s securtcy will rot be ~ IT! the kan ~atritlae the~;i)f;'a' <br />breach of any COYel'lIIllt or agresaent in this Security lnstl'\mellt is acceptable to !alder. . <br /> <br />1b t.'= ="'-1t pe~!:te!. by '=Ppl.k~~ l,Jiw, !alder lIBY ~ a ree~"fee_ac::andiJ:fDn.to <br />Islder's coosent to the loon asllUllptioa. Um:ler _y also ~.the ~tocH_-' ' <br />ass\llption agreeIIBlt that is aa:eptable to Lenler ani that obl.J&ate$t:be t:ralISfeI:ee tctlleepall,tlJe <br />PJXJIId,au atri ~ 1ll!lde in the Note atri in this Security ~. ~wUl ~to\ <br />be obligated \Dler the lbte atri this Security Inattuaent ~. !alder lll1.lIalIe8l1omllil!l:'in_tUii. <br /> <br />If la1ler elIIe1ci_ the option lD requite. italdiate paymrntinfull, '~lII:iallg!Vlt~.;~ <br />notice of aa:eleratim. The llDt:l.ce shill. provicie a period of oot lees tbm 30 days fraa tbe . date1:be <br />ootke is delivered or 1I8!led 1olI.thin lob1ch /lor'roe1' IJIJSt pay all 8\8 ~; ~ thU~ty <br />1Ilstl:uIen.t. If 8on'ower fails to pay theee !lUllS pri...or lD tie expirat.iooot thl.sP\lE':lI:ld. IAl!dirr-.,: <br />:lnwile any ~ peIllli.tted by this Security InstruDeDt witbJut furtlwr mt1ce. or. d.elmIl.. OIl <br />lloI'1'tlllll!r. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and conv.8l1Jlnts <br />contained in this Adjustable Rate Rider. <br /> <br />;.~,' ',~ ~ <br /> <br /> <br />..:. <br /> <br />d <br /> <br />;~ J:!_ <br />~~ -"'St,. <br /> <br />Om ~ <br /> <br />~ ~,\L~;~a. - <br />€~"'<{, .....-' <br />- I ,~-J <br />lSo i i~::3~ <br />c: 0 ~ ~.~ ~ ~ <br />-: I' s3~ ~-'.':':: <br />.. u..;::.- <br />) !<< ::c~ <br />c; -.:t" .... (,? <br />"" .GO <I) Q <br /> <br />;' I .' <br />~'.(/l' "</1' ;~ -<).~,/1. ;"i{'.iZ-f' <br />CL1t;jnnc 'o' ...t'Jihi'il:Jrst <br /> <br />(({ (Seal) <br />-Borrower <br /> <br />L <br /> <br />...., ~ <br />.::r <br /> <f: <br />"'-' C: <br /> \,.,l.i <br />-""- . ~ 'i I,,!' <br />". ~,,1J C> <br /> '. ';'~ ~. <br />co ;; c.. <br /> \ c; <br />.~.- ~ u. <br /><"" "-""ij u: <br />= V, <br />.:::- <br />00 <br />a <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br />