<br />r-
<br />I
<br />
<br />
<br />(8) Additions to My Unpaid Principal: If I choose to pay the Limited Payment, my monthly pa~llOUkt
<br />he less than ~ mnountoft.'m interest portion of the monthly payment that _uldhes\1fficletit:tO~y'!ihe
<br />~iI4_ prlncl...'^9! ! _~we ~t t!te mond......1y- pajrm=t 'dabo-hl fu!l,~--,t..~._~t~rity.~ . '
<br />payments. If so. each month that the Limited Paymentisless than the~ .
<br />subtract the Limited Payment from the amount of the interest portion and Will
<br />naid Drinciool.. The Note Holdar will al...,!!ddl.!1c~t {>!1c th9 !!..1!m'Jntof thlA~~~
<br />~b month. Tbe interest rate on the interelltaddedto principal will he the1'llte~by
<br />
<br />
<br />,'-' >' -,-.-:!~.
<br />
<br />;' '-~~'~-.-~:
<br />
<br />,- >,~,~
<br />
<br />(9) LImit on My Ul1p3id Principal; IDCn!BSeCI Monthly Paymeat&My unpaidprinciJll!lca:Q
<br />maximum amount equal to one hundred twenty-five percent \125%) of theprincipal,~ I
<br />rowed. My unpaid principal could exceed that maximum amount if }paya I..imited~yP1elltcIL.<,.,
<br />that my paying my Limited Payment would cause me.to exceed that limit. I willin8telld~~~;.;K; "0
<br />monthly payment unWl the next rate change date, The new monthly paymentwinbainan~'\Vfai~Ji:i',.;
<br />would be sufficient to repay my then unpaid principal in full on the maturity date at my eurreJ1l;i~;~(:,"
<br />in substantially equal payment.<;, . . . .. .....
<br />
<br />~,_t~';~;
<br />
<br />~' i-:',', ::~
<br />
<br />':;. ':,,~---~,fi
<br />-C:>.
<br />
<br />(101 Required Fun Payment: Beginning with the first monthly payment after the final RateCh~Date;:'t'
<br />will pay the Full Payment as my monthly payment, .
<br />
<br />B. LOAN CHARGES:
<br />
<br />It could be that tbe loan sa-ured by tbe &.:.W'ity Instrument is subject to alaw which set;srrudimtl"'l:loIln
<br />charges and that law is interpreted so that the interest or other loan charges collected or to bec:oll8eted1riem.
<br />nection ",ith the loan would exc.ooO pemlltt-ed funitg~ If this Is the ease. thGr&: (-U any s-ucli:lUiUi ehafp,-siUW~:oe:"_:
<br />reduced by the amount necessary to reduce the charge to the permitted limit; and (2) &nysumaalreai:!y:,oo};,
<br />lected from Borrower which exceeded permitted limits will he refunded to Borrower. Lender may chooIleto
<br />make this refund by reducing the principal owed under the Note or by making a direct. 9'lym~nt t,o BOI'ro~,
<br />
<br />
<br />C, PRIOR LIENS:
<br />
<br />If Lender determines that aU or any part of the sums secured by this Security Instrument are subjeettoa
<br />lien wrich has priority OVet this Security Instrument. Lender may send Borrower a notice identifying~t
<br />lien, Borrower shaH promptly secure an agreement in a form satisfactory to Lender suoordinatingthat lien to
<br />this Security J nstrument,
<br />
<br />D. TRANSFER OF THE PROPERTY:
<br />
<br />If there is .. trensfer of the Property as described in the Security I nstroment. Lender may require III an in-
<br />crease in the current Note interest rate. or 121 an increase in (or removal of) the limit on tbe amount of anyone
<br />interest rate change (if there is a limit!, or (3; a change in the Base Index figure. or all of tbese. as a condition of
<br />the Lender's wai\'ing the option t.o ac""Jerate provided in the Security Instrument,
<br />
<br />B, "'....... """'". B~~ '...'" ,,'" ...... " ,",. ,"'-'" ~ ~_" ~""""" m "" Ad;""""'"
<br />Rat... Ihder, , l;l1\r"4.*-~_-_._-
<br />
<br />Borrower
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<br />ry . _ Borrower
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<br />ADJUSTABLE RATE lOAN RIDeR
<br />
<br />Hun4M
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