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<br />(81 Additions to My VnDSid Principal: If I chooae t<:> pay the Limited Payment, my monthly payment could
<br />be less than the amount of the intere~t portion of the m<.lnthly payment that would be sufficient to repay the
<br />unpaid principal 1 owe at t!No monthiy payment date in full on the maturity date in substantially equal
<br />payments, If so, each month that the Limited Payment is less than the interest portion. the Note Holder will
<br />subtract the Limited Payment from the amount of the interest portion and will add the difference to my un-
<br />paid principal, The Note Holder will also add interest on the amount of this difference to my unpaid principal
<br />each month, The interest rate on the interest added to principal will be the rate required by Section AIS) above,
<br />
<br />(91 Limit on My Unpaid Principal; Increased Monthly Payments: My unpaid principal can never exceed a
<br />maximum amount equal to one hundred twenty-five percent (125%) of the principal amount I originally bar-
<br />rO'll;ed, My unpaid principal could exceed that maximum amount if I pay a Limited Payment, If so, on the date
<br />that my paying my Lilnited Payment would cause me to exceed that limit. I will instead begin paying a new
<br />monthly payment until the next rate change date, The new monthly payment will be in an amount which
<br />would be sufficient to repay my then unpaid principal in full on the maturity date at my current interest rate
<br />in substantially equal payments,
<br />
<br />am Required Full Peyment: Beginning with the first monthly payment after the final Rate Change Date. I
<br />will pay t.he Full Payment as my monthly payment,
<br />
<br />B. LOAN CHARGES:
<br />
<br />It could be that the loan securPd by the S"',,"uL'ty lnstn: n 1S subject to a law which sets maximumiOll!l
<br />char~s and that law is interpreted so that the interest or other loan charges collected or to be collected in con-
<br />nection with the loan would ..xceed permit.ted limits, If this is the case, then: (1l any such loan charge shIdl be
<br />reduced by the amount necesMry to reduce the: charge to the pertrJt.ted limit; a~ {2} an}'" S"~s aL.~y col-
<br />lected from Borrower which exceeded permitted limits will be refunded to Borrower, Lender may choose to
<br />make this refund b)' reducing the principal owed und..r the Note or hy making a direct payment to Borrower,
<br />
<br />0, TRANSFER OF THE PROPERTY;
<br />
<br />
<br />C, PRIOR LIENS:
<br />
<br />I f Lender delermlOes that all or any "art 01' thl' sums secured by this Security Instrument are subject to a
<br />lien which has priority over this Security I nstrument, Lender may send Borrower a notice identifying that
<br />lien. Bom,wl'r shall promptly "'C<'ure an al{l't'ement in a form satisfactory to Lender subordinating that lieti to
<br />this Security lnstrument_
<br />
<br />If there is a transfer of th.. Property as described in the Security Instrument. Lender may require HI an in-
<br />~~ in the r:U!'Tf:!.nt Nn~ lI1r~Ji.f_ r~t~. 0!" ~2~ ~!! i~~~ !.!! !!}!" ~!!l~v!t! ~fl the- !i~.it .on the :.~~ cl =7 =
<br />i;;t<!rest rate change lif thel'(> is a limit!, or tal it change in the Base Index figure, or all of these. 88 a condition of
<br />the Lender's wa"..ing the option to an'derate provided in the Security Instrument,
<br />
<br />>, By signing \",low, Rorrowl'r accepts and ul5l""'" to thl' terms and covenants contained in this Adjustable
<br />Rate Riner
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