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84005696
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Last modified
11/20/2008 10:30:35 PM
Creation date
11/20/2008 10:30:34 PM
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DEEDS
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84005696
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<br />I <br /> <br />(8) A~ to My UCp:b:C Prlndp:!: If! ch~ re pay the Litnited-Peym~nt. my ma..mt.h1y'payment'_oou!d <br />be less than the amount of the interest portion ofth& monthly payment that would be sufficient to repay the <br />unpaid principal I owe at the monthly payment date in full on the maturity date in flUbstantiaUy equal <br />payments. If so. each montht.hat the Limited Payment!s less than the interest portion, the Note HOidenvill <br />subtract the Limited Payment from the- amouni of the interest pot"tiun' and--will 4dd -'the_diff~-..:nre'-to -my ~_ <br />paid principal, The Note Holder will also add interest on the amount of this diffetencetomyunpaldprincipal <br />each month. The int~reet rata on t~ int~st_!!!!ded t.o pri-1lci~ will be the-T3~-NqgiteQ-by-Sectioo-AJ3l~ve. <br /> <br /> <br />(91 Limit on My Unpaid Principal; lnereased Monthly Payments: My unpaid principal canneveruceeda . <br />maximum amount equal to one hundred twenty-five percent (12&%) of the principal amount I originally'~ <br />rowed, My unpaid principal could exceed that maximum amount if lpaya Limited Payment; If so,ontb&date <br />that my paying my Limited Payment would cause me to exceed that limit, I will instead begln paying:anew , <br />monthly payment until the next l'at~ change date, The new monthly payment will be'in an amount Which <br />would be sufficient to repay my then unpaid principal in full on the maturity date at my current intereStra<.e <br />in suostantially ~'Ual paYrr"~ntg. <br /> <br />U~ PKqiih-ed Full Pa}-mei'it: B~5illrJng "i\oith trl& fiist uwntt-Jy paymant after the. final P.ate-C"~~tlSv-'Dat&i 1 <br />will pay the Full Payment as my monthly payment. <br /> <br />B. WAN CHARGES: <br /> <br />It could 00 that the loan secured by the Set?..L."ity Instrument is subject to 8-!aww~Jch sets-ma:!!l~:n:~-.!Oen <br />charges and that law is interpreted so thlit the interest or other loan charges collected or robe collectedin,COJi> <br />nection with the loan would exceed permitted limits. If this i1:i the case. then: (U any such loan chargllshall:be <br />reduced by the amount necessary to re<iuce the dJarge to the permitted limit; and ill; any sums aimtdycoi- <br />lectecl from Borrower which exceeded permitted limits will be refunded to BorroWer. Lender mayehllOlle'to <br />make this refund by reducing the principal owed under the Note or by making a direct payment to B_, <br /> <br />C. PRIOR LIENS: <br /> <br />If Lender determines that all or an~' part of the sums secured by this Security Instrument are subject to a <br />lien which has priority over this Security Instrument. Lender may send Borrower a notice identifying. that <br />lien, Borrower shall promptly sec~ an agreement in a form satisfactory to Lender subordinating that Hen to <br />thig ~ll!"ity In~tn.Jm~!lC <br /> <br />D. TRANSFER nF THE PROPERTY' <br /> <br />If there is a transfer of the Property as desc:ribed in the Security Instrument. Lender may require 11I an in- <br />l'retlSe in the nm'ent Note interest rate. or i21 an increase in lor removal on the limit on the amount of any one <br />interest rate cluutge lif the.... is" limit), or (31 a change in the Base Index figure. or aU of these. asa condition of <br />the Lernier.s walvmg the optlon to acceleraU> prov,doo to the ::;ecunty Instrument, <br /> <br />By signing helow, Borrower accepts and agroos w the terms and covenants contained in this Adjustable <br />Rau> Rider, <br /> <br />u.. <br /> <br />l") <br />C <br />u.. <br />tv- <br />Cl <br /> <br />D.K.R.S. Investments, Inc. <br />- ---- - -.---- -- ------ ------- '--'-~-,~-~ -~~~~~--~~~--, <br />I) _ _, / '/~ Borrower <br />By ff/. // ,;I ~}t}#F~ <br />)(_/~"'-~4G:K....~_,,--_~':::L <br />~..,~ r n~.........~ n-....~~.. Rn.......w..... <br />1tl jJ::::;;'/;;;:'Y;i~-'-- <br />1~/(~'7-""~~':/"~/ (l~1.{!..:-:l;-;'~ <br />~~ ';:'--" -. ' <br />o ::-??k-;>r,' /-..,"7~,~') <br />..-/r, ~ <br />o &;~~l(< 7 n I-'";\.{~I!.U'-c;, <br />~~;~~ <br /> <br />~ <br /> <br />V) <br /><D U) <br />~~ <br />m < <br />"" <br /> <br />~"J ~ ~ <br /> <br />o -~1~~ ~~~ ~ <br />I ~} ~;>~ t: <br />) ~~~~;; <br />~ ,'; -3 -;1- <.;> <br />Q -., "'-<h <.> <br /> <br />J <br />~ <br /> <br />.~ <br /> <br />'~~ <br /> <br />l- <br />t} <br /><t <br />0: <br />I- <br />lJ) <br />m <br />< <br /> <br />en <br />....... <br /> <br />I- <br /><-.l <br />c:::> <br /> <br />\ c' <br />~ L.; <br />~; '" <br />\J\ <br /> <br />..; <br /> <br />c; <br /> <br />03 <br />~ <br /> <br />,/ 7'~~/~kA.- <br /> <br />,l/ '-/ <br />. '- ('.~1.:'i'" <br /> <br />l <br /> <br />AOJ,VST ABLE RATE LOAN RIDER <br /> <br />f8&l4.-tM <br />
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