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I D. UNIFORM SECURITY L1\iSTRUMENT; GOVERNING LA W;SEVEJlABILITY Uniform Covenant 1 S of the Securit.y Instnunent is amended to read as follows: 15, VIIlf_ SecIIrlty I...-; ~ LaW; Sennlllllty. This form of Se<:uri~ Instrumen~ combines uniform covenants for national r use and r.on-uniform covenants with limited variations by jurisdiction to constitute a uniform securityins!rwnent covering real prcOperly, This I Socurity Instrument sball be governed by Federal law and the law of the jurisdiction in whieb the Property is 100000ted. In the ~t that any provision or~ of this Security instrument Of' the Note """ilkls willi appiicabiebtw, such conf'det shall not affect otherpromiol\$ of this Security IlIStl'UlDeDt or the Note whieb am be given effect without the conflicting provision, and to Ibis end the provisions of tbis Scicurity h-Iltuwumtaiid the Nvti;.u-e ~~ lU ~~fi;c. Eo TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 17 of the Security Instrument is amended to read as follows: 17. Tnulsfer or the Property or a Beaeftdtlll_ I. Ilomnm. If all or any part. of thel'ropcrty or an inten:st therein is sold or traIlSft>ned- (or if a beneficial interest in Borrower is sold or transferred and Borrower is nOl a natural person) wilbont. Lmder:'s prior written COIISeflti Lender may, at Lender's option. declare all t"" sums secum:I by this Sec:urity Instrument to be immediatelydtle and pllyable.H~.tbis- option shall not be exercised by Lender if exercise is not authorized by Federal law. If I..cJlder exercises sucb option to accelerate, Lender shall mail BOrrower notice of acceIcrationin acc:ordant:e with ~I:4'berJ!O~;~ notke shall provide a period or not less ~han 30,jays from the date the notice is mailed within which Borrowctmay;pay_SlIlDS lIorrower rails to pay such sams prior to the expiration of such period, Lender may. withoUt ful1nel'-ltotictl ordemaadmi ' remedies permitted by parllllrapb 18 hereof. _ . . __ __ . _ _, _." _:>",,; Notwithstanding a sale or transfer. Borrower will continue to be obligated UDder the No!e and thia ~ ~,,~; released Borrower in writing, -- " LOAN <-'HARGIS If the loan S<<Ut'ed by tbe Secmity Instrumenl is subject to ..law wbieb .,,,. maxintum loan c~ aadthat iawisfillllll1' , interest or other loan chaIses coiiccted :>r 10 be coIio<:ted in ronnectillD with the ioan exceed permitte4\imiU. tbea: (t)alI)lJlJllill be <educed by the amount ncccssary to reduce the .:barge to the permitted limit; and (2) any sums lIIRUy coIIecllliil'tillll", exceeded permitted limits will be ",funded to Borrower, Lender may clloooe to malte tbis refund by <educiDa the priaciJlIlloWell' or hy making ~ dir~ ~yrn.mt t~ Bo~. If a r~ftL..nd r~L.~ principal. the !'~uctinn will be t.rea!ed:a!-a ~-!ll~~!!!.e!U. t~.::-"'__ ---"..",': ;.:';'-'-'-,< ,-..:"~,:- ,:- -'-'~~>_:' IN WITN>>lS WHEREOF. IIornroolor Ita exeaItelIlIIII AdjJdIUIe RIlle RIder. ./ ~Z /;M']; . /.:J ,:~t>f: .,<&~.r/ .: ~"'-.. William M. 8iggs BORJl . - /) /' K W:.... ..~l~ iJiOItKOwtlR (/ U T~--.-\; '~~:~l~i (SoeI!r' . .--"7---' .- /1f::2:~7~f Nancy ;J. 8igg"j:j BORJlOWEll (SIGN ORIGINAL ONLY) p L :- }oo tI III .of :v :> 0 -l ..... .. '""" :! ~)cJ <= <..-" u'j :;s 1 -&: <:> -I = <;:'4 1 ,..., :::{ 111 II -n ',} ..... -< co .. .., a, '" .~..) ~;:'1 0 '" <... -" x ~~~o 0 ..... ::~~~5O " E c: "" -0 := ;: ~M '" 3 M1 ::x .. ".. ;a .:;> '" ~ \ ,If- ',(1') iJ} ~ )7> h-l b:> z <.n -::-- I, !' ,.... p \" :;:~ ~ I~l , -