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<br />(C) Increased ~y Pa}'lllent
<br />~ pay:i.rg any aDJI.Ots determlned under Sectioo 4 or 5 after any; ChaI:I8e ll!\teccW:d ~ catalie: m,y
<br />mpaid ~;~....' . t:t)~'l:heliml..... t'.s. tat...edin.Sec. tw. .n6<.B.).bel....!N.; ....If....so...oo......~.'da~.t$t:.
<br />mypayillllliY~y~tii.u1a.'bausemetoeJreeed.that1JBdt.Iw.U1.~'. " .'. ... ......
<br />lIIlIlthly paylII!!Ilt ~ tha 1'li!llt ~.' J)lt::e.: . rl~FnawnDnthlt.~,
<br />I<<lUld ~ sufficlalt to . ret:8, my tlmuripliJdprllilii:palin' fU'l,l(li'; ~'.
<br />inl:erestriltE! in. sdlstantiaUy . eqml.. paymi!l1tS.., NllW'lIXIl.thly pll~s'w.u:I."D!li",.,
<br />after eachO:lange Date mill thaneKtPll}'IlIent.'Olaoge Ililte; .. '. .' .'
<br />
<br />(D) . Requir\!d. Ftlll. Payomt
<br />Jleg1~ with tha first monthly J:8)111lellt after the f:ltlal OIqellate. i:wfllipayt~;~r
<br />Payment as my moothlYJ:8yment.,., ,;.'
<br />'J-~-~i:' -,,-,:-;
<br />
<br />6. INCREASES IN THE PRINCIPAL ~~UNT' TO BE PAID
<br />(A) Additions to ~ 1Jnraid Principal
<br />~ ontthly. payment coold be less than tha aJ!WIlt of theinterEst~oft~,
<br />that 'IoOUld be sufficient to IeI&Y the tl!lplrld Irtnctpal I <:JWe'at the,nDnthlYSP!iymenf;\"
<br />the matud.ty date in.8tb3tantiaUy equal payIlEntS.: If SO. eachDOOththattbia,'
<br />J:8yment' is less than tha intereSt wrtion.tha!bte Holder will subtl:act the>
<br />payEnt. iran tha anamtof the interest Wrti6nani willaddthe~~'tO'~'
<br />'!be !bte HOlder will also add tha interest on:the allDtnt' of' dds. dffference;to.,
<br />each month.. The interest rate on the interest added to principal will betbe:"~;"ccm .. .. . ,,"
<br />Section 4(C) ab:>ve. ". "ii';;;).'>'
<br />
<br />(B) Limit on ~ lhprld Principal . . .... . ii',
<br />~ mpa:id principal cal never exx:eed a maxilIun anamt equal to ooe,hiDdred1:il!Iltrfii1~;~;";,
<br />(125%) of tha pE':lncipti aoount I originally ix>1:n:Joled. . ' .
<br />
<br />7. NOTICE OF CHANGES . . ...0
<br />'!be !bte &lder will deliver or mail to me a notice of any cbangesin myllllXlthl.YP!i~;,b<i!f~;;;>
<br />tha effective date of any cbmge. '!be notice will inclule ! ,"<>nmtion required by lawto;be;g;l,.~.
<br />ani also tha title ani te1e{bJne runber of a person d~', ;:11 aDS\o1!t' c;ty. questioDs;I_hiI,ve
<br />reaard1~ tha mtice." . , .
<br />
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<br />B. TRANSFER OF THE PROPERTY OR A BENEFIC TAL INTEREST IN BORROWER
<br />
<br />
<br />Unif01lll Covenant 17 of tha SeaJrity Inst:mDent is auended to read as follows:
<br />
<br />Transfer of tha Property or a Benef:lcia1 Interest in Bort'Ollel'. If aU or any psrl: Of the,
<br />Property or any interest in it is sold or transferrei (or if a beneficlalinteJ:est in,:.llQrroIler:1a
<br />sold or transferred aai llorrowlr is not a natural persm) witiOltLetder'sprlorwrlttenrceDlliellt.,
<br />Ieaier my, at its option. require 1DJJediate J:8yurent in full of all _secured by tl):U!~5ec:ud.ty'
<br />InstrulEnt. However. this option sba11 mt be eJGeJ:d.sEd by I.enler if E!lIel'Cise is ptl:lhibttllLbr
<br />federa1law as of tha date of this Security InstmDent. Ieaieralsosba11mt<exeJ:Cisatbiso~
<br />if: (a) ~ causes to be sub&l.tted to l.ender informatioo required by LeJxIer toeval.uate. the,
<br />i~ transferee .as if a new loan Wl;!re being ~ to transferee; ani (b) LerIlIer ~y
<br />dete1lllines that Ia1der's security will mt be iIqBirEd by the loan as8lIIptioo and that tha r:l.sk. ofa
<br />breach of 8DY COYenant or agreement in this Security Instrullent is accEptah!.e to Lender.
<br />
<br />To the extent pemrl.tted by applicable !ail, LeIlder my chaxge a reasooable fell'as acoai1tfJln.to
<br />LeIlder's aDient to the loan assuaption. l.ender may also require the t:ransferee to sial1' an
<br />asslJlPtim agteEIIBlt that is acceptable to l.eoder aai . that obliptes . tha transf~ to l<eep~aU the
<br />promI.ses ani agreaaents made in tha Note ani in this Security Instrullent. I!orxoierwill CXllltimle . to
<br />be obl.:1gated mder the Note lDl this Security Iost:nIIIent \cl.ess IaxIer releases Bol:t'ClWerinwriting.
<br />
<br />If lalder exercises the option to require i1mBliate J:8yment in fuU. l.ender' shall give Bol:t'ClWer
<br />notice of acceleration. The mtice shall provide a period of not less than 30 days fr<:m the. date the
<br />notice is delivered or miled within t.b:I.ch I!orxoier IIIJSt pay all SUIIS secured by tl):U! . SEcud.ty
<br />Instruuent. If Borrower fails to pay these SUDS prior to the ellpiratioo of. this period, .~may
<br />inwlce any I8Iedies penul.tte.i by this Security Instrullent witblut further mtice or dElllllXl on
<br />Borrower.
<br />
<br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and convenants
<br />contained in this Adjustable Rate Rider.
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