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IMPORTANT NonCE! ABOUT WARRANTI~5: (a) W... SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA. BILITY AND FrrNESS FOR A PARTICULAR PURPOSE ON ALL OOODS AND SERVICES UNLESS SELLER FUR- NISHES BUYER WITH A SEPARATE WRmEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL. LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). (b) I have feBd, in detail, the separate" LIMITED WARRANTY" which accompanies this contract. It explains the conditions and circumstances in which the DUm- ufllctured prodUCI' will be repaired or replaced, [take notice of the Iimitalion. on the warranty, and [ particularly recognize that any implied WlU'l'8!lty which applie.to the goods lasts only as long as the warranty or service contract. SPECIAL-ORDER GOODS: I know that you have measured my house and its opening. so that you can make the products to fil my particular hou... I take notice thatme goods thaI are manufactured for my .pecific house probably will nol fil any other hou.... and under .uch conditions, I know that I cannot can""I this contract.1 any time aft...... the perind of time given to me, by law, in which to can",,!. After thallegal period of time , I know that I have the obligation to pay you in foJll the amounlowed, OBLIGATIONS PERT AINlNG TO MY REAL ESTATE, I. I promise to keep my house in goodrepair and to keep i~ insured for alleMt 80% of itsret>Jl!:!l~value by buying a fire and extended coverage inllUrlUlce policy, The insurance company must be approved by you, and the policy must have a beneficiary clause whiCh says !bat you are to be pald if there is a lass, The in.urance coJtlj>any mu.t agree thaI il will not cancel iny policy withOUI firalleDing you, I authorize the ins1ll'lll1CtOcompany topay you direcdy fOr any loss, You can choose to use this insurance paymenllo either repay any amounts I owe you or 10 repair my house, 2, Ialso promise !bat I will notallow anyone else to place any lien. on my reales_ withoul your written permission, 3, I promise to pay all taxes, as....ments and other c~onmy reahstate whei>~, 4. I promise to timely make all payments on my prior loan. securedby my real estate, r also promise thaI I will not extend; renew or changeprior loans without your wrltteit permission,S, If! do not insure my house or fuIfili my other obligations 10 my 191 estate, then you can do il for me if you wanl (but you donothave to). If you do paylOr of these obligations for me, I agree to pay you back on demand plu. intere.I.1 the highesllawful contract rate of intere'l. Until I pay you ha::k, these IUl101IllISwill beidded 10 my debt to you which i. secUred by my real estate and house, I know thaI if you decide to buy in.urance for me thaI you do not have 10 obtain any_ orliability ms~e: " SALE OF MY HOUSE, I promi.. not to sen, lease or give my hou"lo anyone until I have fully repaid my debIto you. 'DEFAULT: I will be in default underthi. contraclif: I. I don'l makeapayment wben due: or 2. I break any promise I made 10 you in this contract: or 3. Something else happens which causes you to believe in good faith thaI I do not intend 10 pay you as promised; or 4. I defaull on any obligations for which I am using my home as collaleraI; or 5. Something happens to my house which threatens your rights, ifany, in it. IF I AM IN DEFAULT: I understand thaI you have the righllo foreclose the Mortgage j have given to you and have my f.ouse sold 10 -repay !!IY "m<l\!!itt I ov;e you:!fl'c am in defaull under this contract. Before my house i. sold, you will do everything thaI the law requires: If you hire an attorney to as.isl you to sell my. hotIle. ,:or, to sue. . .-. .. .'.f.. or, to protecl your rill!'ts, I agree to pay you for your reasonable attorneys' fees and for other related expense. .uch as court costs. title -'Ches andlllOllO)',YOUexpen@. 10 protect my house. If you are allowed 10 collect such amounts by law. . . ... ... .>. .", OTHER RlGIITS, We can choo.. not to enforce any of the rights under this contract as often as we wanl withou~ losing them, Or, wecandeIay enforcin& anyof''-- withoullo.ing them, We can also use any rights now or in the future given to us by law. DELAYS: I know that you will u.. your be.tefforts to install the products I am purchasing on my house, bUI I also understand !bat. in some .ituatiOlllYOUmay.-- delays thaI are caused by strikes, weather conditions, delay. you have in obtaining materi8ls, or for other reasons that are beyond your control. I lIIIderstandtIiatyoucWill.' nol be liable forsuch delays. . ... . ARBITRATION: If I have a dispute or claim with you concerning the quantity, quality or petformance of the products. I understand that my dispute may be 1ullmlU!ed1O and settled according 10 the mediatinn-arbitration program that may have developed in my community, I also laiow thaI any d.'!Cision IDIde by an itiIiIntor(l) woukllie_ tered in the court havmgjurisdiction over me and you. SALVAGE VALUE: I know thaI the window., woodwork, and other material. tha~ have to be removed by you for this installation have NO salvlp value; Wbea you nio move them, you can have them for whatever purpose you wanl, SPECIAL ~~ ij..lo the uniqueness of .ome of the l""'iucts that you sell, I understand that in special situations thatl'Our Realonal 0I'IIce. may have 1IO review and accept this con1ract, I also understand that this sale occum:d lD my home and thaI you '. ,4 T may not have had all the correct informaiion impoItantlO dtit ~ al ourfingertips; I give you my consenlto correcl any obvious errorsihat may h""e occu>md w..., the blanks in this <:ontracl WeIC completed. INVALID PROVISIONS, If any provision of ~hi. contract viol~ the law and i. u, c..;e.;l>le, the m: uf 6.. contract will be valid, If any part of !bit COlIlnlCt requiNt.. piij'IDeDtvfrr.ore intere5tt.~an the law permits, thep you win only h...~'e!hoe righttocol:-..;. ':J-om me the amount of interest which the law allows you to col1ect. COMPLETENESS OF THIS CONTRACT: This contracl can only be changed if both you and I agree in writing, The following n~ brings to my attention the rights !bat I have even when this contract is sold to a financial in.titution or abanl<;and I shouIdnoticotbattbe iInpoI> tance ofthi. provision is stressed by its appearance in ten poinl, bold face type: NOnCE 84 --. 0054 53' . This credit contract finances . purchaae. All legal rights which tlUt BI.l,~ n..agaln.t the SeI.... .rIaIng out of this trenuc:tlon, Including all claim. and defen..., are al80 v.lId agaln8t any holder of thl. contnlClL The right to recover money from the holder unc:ltlr this provl.lon I. limited to tlUt amount paid by the buyW under this contract. A claim i. a legally valid reaaon for .ulng the Seller. A defen.. I. . leg811y v.lld reaaon for not .-vIng the Seiler. A hoiGer is anyone trying to CClllact fer the purchase, INSORANCE CANCELLATION: If I ~.ave requested insurance in this purchase, I may canceI.ucb requesl for insurance for any reason within fifteen (15) cIay1 from the date of this contract by notifying you or the holder of this contract in writing, I know thaI the cancellation of my coverage will be IIITIDged with the insurance t:ai'riot(a}and a full refund of my premium(s) tOgether with appIicabl< financecbarge will be credited to thi.contracl, PLEASE NOTE: Ir I have requested insurance in this purchase. I will receive within thiny (30) days a certificate of in.urance D1Ol'C fully describina the insUl'lllCOcovenae. ! know t.l1at if there is any conf1icl in the coverage or t..t}e language of the certificate of insurance and the fonowing Notice of ~ Insurance that I un covered only to the extent stated in the following Notice of Proposed Insurance. I also know that I have insurance CQverageonly if I fiave been charged for it. NOTICE OF PROPOSED INSURANCE I take notice that either Credil Life or Credit Accident and Health Insurance. or hoth, will be applicable to this Sales Contracl on the 1Cver&e side ol!l1lf I haWl cIlCIllIl it by sill"ing the requesl for such insurance, This in.urance will only cover the P."fSOD .igning the requesl at the cost for each type of in.urance shown, SubJllClIo Il:iCllPlIIICO by the InsUrance company. the insurance will be effective lIS of loday' and will continue omy for <he number of months alter the effective date ""WIO the ........ of m<>!>!h!y poy"""'<<. I understand that thi. panicular insurance may not provide coverage for my last few \,"yments, and thaI during that period uf time I will DOl IMve any ins\lJ1lJlCe coverage.. All benefits and proceeds ot ~ msUJ'ttl);~ wtll ~ paul to r.?u or to a fWlUlClMl itiSuUluOO 01 ii ~ik If it ~.:s:s the S!l!e! Ccntr!Ct to tho@tODtofits intereSts and any balance will be payable to me, The initial amount of Credit Llfeln.urance is the amount required 10 repay the Total ofhymenta; dteroIf\er, theinsuraace decreases by the amounl of each monthly paymenl on a scheduled 30 day basis, If I am jointly obligaled on the Sales Contracl with a Co-lIuyer, and we have both s\atlId the ""luesl fur Credit Life Insurance, death benefits will be payable only with respect 10 the fltSl one of us to die, Subject to exclusions. eIiminatioll$Otwailina ~IWed in the Insurance policy or certificate, Credit Accidenl and Health Insurance is rorthe benefit amount of 1130th of each month'. p.yment foreach day th.tI am tOta\l1c1iAb1ed due to an injury 01' sickness while I owe any paymenlto you; however, I undentand thall have 10 be prevented from working due to .ucb total diMbiIity for more ihanfour. teeD (14) consecutive days before the insurance benefit is paid back 10 the firsl day of my lotaI disability. I aIao kaow that I <aanot obllda IDY' IaIIir.- rr- you If I ""'.......65 yeenOlf-ae "",,"y, llJMi 1__'" iIuIl the IDsunmce coveno&eprovlded to _may .....laIn. mulmllm __ ormv......wlllcbwlllllOt~la_ --. !be CIltIre _ tIuIt I owe you, Due to the maximum amounl of coverage SlAted in !he insurance policy, I know thaI any unpaid amount in excess of the im:.tnmce co''erage will.tiII have to be paid. If the Sales Contract is prepaid in full prior to the last raymenl date, any Unearned insurance premiums will be refunded 10 me in the man- ner J""SCrihed by law, Within thirty (30) days, I will receive the certificate of insurance D1Ol'C fully describing my insurance coveraae. If the in._ is not accepted by the lDSUl'alICOcompany, I will receive a refund of the in.urance premiums I have paid,- BUYER: The next!Wo paragrapbs contain warranties relative to this sale given by us to the finallCial institution or bank in order for illO buy this contract, SELLEFfS WARRANTIES AND ASSIGNMENT OF INSTALLME LES CO ACT AND MORTGAGE . FOR VALUE RECEIVFD, Seller hereby ..U., assigns, conveys, transfers and delivers 10 e · ~ (Assignee) all of its rights, tiCe and interest in and 10 the Installmenl Sales Contract and Mongage. together with all lie.. exi.ting to its paymenl, and the property ~~~l)'~~fi=~i:~~1:OUl~U;:;::'::t~~=s~::taI~n=~e~ir::~7rn~~~=~)~~as~~~t:den: of the gOOds and ..rvices described herein; (4) The cash downpaymenl shown in thi. conttaet WllS actually paid by Buyer and no part of said downpaymentwuloaned di. rectly or indirecdy by Seller to Buyer. (5) Each Buyer is legally competent to contract; (6) Thi. contract is not and will not be subject to any claim, defense, demand or right of O~l; (7) The :execution of this contract and the underlving saies transaction givinS rise thereto did not violate any federal or state law. directive. rule or rejulation now in effect; (8) In the event that this conl1'aCl or the underlyiog sales transaction is subjeCl to a rijht of re",ission or cancellation by the BUler, sucb relCi..ion or canceIIa- tion period has expired and neither the sale nor this contracl has cancelled or rescinded. THIS COIlTllACT IS SOLD BY SEllER WITHOUT RECOURSE, IN TESTIMONY WHEREOF, the underoigned)i>> a ad repre~e of <he Seller and has signed below on behalr of the Seller on this day of / C; '/"(1 ,19.-!!;:.Y /.-', The f=going in.trument wu acknowledged ~f~ "J (/ . PACESELft PRODUCTS, I~.~ .~ <'Y :i't1~ ,.-/ /0 -7 / ,~~ .' I. .- By ::>r ( 11_ .......,L1~ ,h'U!?A c..~ by the autbonzed qenl of Seller who IS ~....~.-..~_/... . ?uz f. e...-- Ii!:.e..- My commis.sion expo __ _Allf-....... _.... JESSIE C. Gll.8OW ;1lJ1:iii.. Eijl. Illoc. 12, 1981 q , 1 .,..2:~.~"'( d :---'_ _.--,'.,-~/~:~.__-i..L-(:t<.r-;"J _.__~_~_~________ ",...,.......' ..' { 14:, >:~.:_'4 " i, ~..~~~-'~ ~.~ J<.,_ ~"