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<br />and will add the dilferen~'e to my unpaid pllncipaL The Note Holder ",ill also add interest on the amount of this
<br />difference to my unpaid prineipaleac1, month. The interest rate on t.he interest added to principa!will bethtFrate
<br />required by Section 4{ C} above.
<br />
<br />(t!) Limit Oft My Unpaid Principal: Inewt..H MontbtYPllyment
<br />
<br />My unpaid principal can never exeeed a maximum amount equal to one hundred twenty./ive pef~nt'{125!~)
<br />of the prineipalamoullt 1 originally borrowC'd My unpaidprindpal rouldexceed that m~mUtnamG\lntif'Jp~y~,
<br />L;mit~J Pal'''''''''!. !fso. C'<l .he dat" that my paying my Limited Paymentwoold causemh, exa<ldtllM\limit,l~'.
<br />Instead begin paying a new monthly payment lIntil the next Change Date, Thenewmonthlypaynte'fWwlii'~~~,,~,
<br />am"unt which would be sufficient to repay my then unpaid principal in full on the maturitydateatmY'-<1U\T(!'nllnt~"
<br />rate in substantially equal payments. .
<br />
<br />(I) Required Full Payment
<br />
<br />Beginning with lhe first momhly payment after the final Change Date, I will paytheFuU ~aY/!le-nta;i',~
<br />mOll!hly pa y men L
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<br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST INB()RllOWE~
<br />
<br />Uniform Covenam 17 of Ihe Security Instrument IS amended to read as follows:
<br />
<br />Tran.~f"r of the Praperty or a 8eneficiallnterest in Borrower. If all or any paJt(}ftltePtOpeny0ran:Y~-'
<br />in II is sold or Iransferred (or if a beneficial interest in Borrower is sold or transferred and Bol'roWeris MI'an*J)~h':
<br />person 1 wllhout lender's prior wrillen consent, Lender may, al its option. require immediate paymClltin.,t\iIldiif',lijl;"
<br />sUms secured by this Secumy Instrumell!, However. Ihis option shall not be exercised by Lender' if'e~'A$' .
<br />prohibited by federal law as of the date of this Secumy Instrument, Lender also shall not exercis(lhls,optiOti4f'r{,i!,)"
<br />Borrower causes to be submitted to Lender intormanon required by I '. Aer to evaluate theintendedtranSf.ascifa.
<br />. m:w b~-r.. were he:~e m:!rl~ !o the, nans.feree: and! b} lender rea~ ":~ql) determines ~L.a.t Len_der"'s:S(!CUrity;-will~-DOt:~
<br />impair("d by the IGan assumpuon and thai th{~ :l$~: ,,)f 3 h,f :)f any covenant or - agreement- in 'this:-:$.ecui;tf'
<br />Instrument is acceptable to lender.
<br />
<br />To Ihe extent pertntlled by apphcable L,.., Lender may charge a reasonable fee as a rondilioll 10 Lotder's
<br />consent to the 10'1>1 assumplloll. Lender may also require the Iransferee to sign an assumption agl'eltmentthli:t. is
<br />acceplable to Lender and that obhgales Ihe lfan~feree to keep all the promises and agreements r;,ade in the Note and
<br />in ,hi" Secumy Instrument !lorrower WIll continue l<) he obligated under the Note and thi. Security !nstrumentual_ ~
<br />LCl1der releases BorrOWt:f In wrIung,
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<br />BY SIGNING BELOW, Borrower ",.:eplS d"J agrees to the terms and covenants contained in Ihis AdjllSlable
<br />Rate RioCL
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<br />If Lender o,el("'" the "piton l<l re"Ulfe "..medlale paymem in full. lender shall give Borrower notice' of
<br />acceleration. The nOllce shall proVIde a penod of nol leos, than 30 days from the date the notice is delivered or mailed
<br />within \vbtch Eklnowcr must pay aB ~ums secured by lOts Sct:urity In~ln.HnenL If Borrower fails to pay these sums
<br />pm'r to the ,,>pir..,i,'n of thts rellod, Lender may ,nvoke any remedies permitted by this Security Instrument without
<br />funher nouce or demanJ on B()rrnw-er
<br />
<br />
<br />Liroit of ~terest Rate Chan?es: The rate of interest I am required to pay shall
<br />never be =eased on ar:y SJ.I1g1e Change Date by nore than t\<JO percentage points
<br />(2.?%)fran the rate of lIlterest I have been paying for the preceding twelve llDIlths
<br />My l.i"lterest rate sc'.al1 never be greater t.l'lall 18%. A ~ .
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