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<br />D. UNIFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABILITY <br />Uniform Covenant IS or the Security Instn'ment is amended to read as follows: <br />15. UlIIform S<<urity 1__; GoftftliJtc LaW; SeftrabIlI1y. This form of Security Instrument combines uniform oovertantsfornational <br />~ and Il'OIHwJform covenants with limited variations by jurisdiction to constitute a uniform $eCllrity instrument covering real proj>erty. This <br />Security Inslru!neDt shall be governed by Federal law and the Jaw of the jurisdiction in which the Property is located, In the. event tbatany . <br />provision or clause of this Security Jnstrument or the Noteconl1icts with applicable law, such conflict shall not affect other provisions of thiS <br />Security Instrument or the Note which can. be given effect "ithout the conflicting provision, and totms end. the provisions of .1his.Security <br />Instrument and the Note are declllred to he severable. <br /> <br />E. TRANSJ'ER OF THE PROPERTY OR A BENmClAL INTEREST lNBORROWER <br />Uniform Covenant 17 of the Security Instrument is amended to read as followS: <br />17. Tl'IlIISferofllle Propa1yora1teReftdalIllIlenstin Borrower. If all Or any part of the Property or an interestthereiJl.issolllorlraJlSfen'ed <br />(or if a beneficial interest in Borrower is sold or transferred and Borrower is not a nalural person) without.Lender'sprion1lritteIlcOnsant,' <br />Lender may. at Lender's option, declare all Ihe sums secured by this Security Instrument to be immediately due, and payable. . Ho~;. ibis., <br />option shall not he exercised by L""der if ..,erelse is not authorized by Federal law . <br />If Lender exercises such option to accelerate, Lender shall mail Borrower notice of 8C<:elerationinacc>>r~JVith J)8tllIl1lpb 14 b.~,,$II!l\l: <br />notice shall providea period of not less than 30 days from the date the notice is mailed within which Borrower 11lAypa)/theSUll1S~~f:ll'f'" <br />Borrower fails to pay such sums prior to the expiration of such period, Lender may, with"utfunhernotice or demand OIl BOrrower;cinde,aU)" .' <br />remedlespermitted"yparagraph 18 hereof. .' .'. .............:i.< <br />Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and this SecurityInstrumentunlllss"~:~'::.: <br />released Borrower in writing, . <br /> <br />. ! <br /> <br />1 <br /> <br />/J <br />-$ <br /> <br />->t <br />F, LOAN CHARGES . . '. . .. "">.' "':'1 <br />Ifli'>eloan secured by the Security Instrument is subjec~ to a law which sets maximum loan charges, and tbatlawis fmalIy ~~~;~,; c <br />intereSt or other loan charges collected or to he collected in connection with the loan exceed permitted limits, then: (1)..anySuchloaJldlarBil~t' ' . "''t <br />be reduced by the amount necessary to reduce the charge to the permitt...l 1: . :'; and (2) anysumsa!ready colIected~~::"':~>: <br />exceeded permitted limits will he refunded to llorro,,'er, Lender may d",e '" ",de this refUl1l! ;':1 reducing the principal cOwed.lIilder'thl:Notci. <br />or by making if. dlrcu pii.)ilICIii to BofluWCi. If a refuriJ - :;&J.-<";eS p:incips, -. ' . .. reduction ~m be tte!t!ed tmll partial PrePayuiem-~thc~~~: <br /> <br /> <br />,,; <br />,J <br /> <br /> <br />- ",-+' <br />"1' <br /> <br />IN WITNESS WHEREOF, ~;.. bas eRCllted tbls Adjlllbthle Rate itider. ~ <br /> <br /> <br />'&Jcd--L. .rb~.. ..>_ <br /> <br />Dav i'd C. Huston Patrick E. Knoell BORR \ WER .' -...,;.. <br /> <br /> <br />':/I:::r/v~~~ -l!Yl , ~t,1%E-R-X- <br />J~ephi~ M. Knoell BORROWER <br /> <br />'>> fM.w-- (~, <br />Su~ E. Huston <br /> <br />.Ar...,.~_::tot.-... <br /> <br />{Sell) <br /> <br />BORROWER <br />(SIGN ORIGINAL ONLY) <br /> <br />(se.I) <br /> <br /> "' <br /> Q) l <br /> .. o CP .c:.. <br /> ~ 0-<< I <br /> c::J>o II <br /> c:::> z-f <br /> :~ ('"'> -im <br /> m -1 -<0 0 <br /> 0 0"'" ZPC'> 2 <br /> .. ~~~ <br />p 0 ""':z <br />if ::x;m ...-s; l <br />:- ",.. >0:> t~~ <br />.-::n <br />> :x .- J> <br />~ (f) , <br />. :x <br />~ J> <br /> ..... -- <br />1J (f) <br />~ CJ> <br />~ <br /> <br />\t{: <br />