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I (8) Additions to My Unpaid ?rincipal: If I choose to pay the Limited Payment. my monthly payment could be less than the amount of the interest portion of the monthly payment that would he sufficient to repay the unpaid principal I owe at the monthly payment date in full on the maturity date in substantially equal payments. If so, each month that the Limited Payment is less than the interest portion; theN~ Holder will subtract the Limited Payment from the amount of the inte!est portion and will add the diffetenceto my un. paid principal. The Note Holder will also add interest on the amount of this difference to my unpaidpnncipal each month, The interest rate on the interest added to principal will be the rate required by Section A(3)abl>ve. (9) limit on My Unpaid Principal; IIIt7e88ed Monthly Payments: My unpaid principal C!IJ1 neverexceel:t:a' maximum amount equal to one hundred twenty.five percent (125%) of the principal amount I originally .bOt:' rowed, My unpaid principal could exceed that maximum amount if I pay a Limited Payment..1fso,on~date that my paying my Limited Payment would cause me to exceed that limit, I wilI,insteadbegin.paying;anew monthly payment until the next rate change date, The new monthly payment will he in an amount cwhich would be sufficient to repay my then unpaid principal in full on the maturity <latest mYc\lrrentinterestrate. in substantially equal payments, By signiDjo( below, Borrow('r accepts and agt't>eS to the terms and covenants contained in this Adjuatable Rate Rid~f. ~t ......",.' :...k'''' / .A.- . ~ . ,r .,<--.----. Borrower 1101 Required Full Payment: Beginning with the first monthly payment after the final RateChliJl8l'Ullte;'I will pay the Full Payment as my monthly payment. B. LOAN CHARGES: I t could be that the loan secured by the Security Instrument is subject to a law whlchsets In....vmtml(JeJ1\ charges and that law is interpreted so that the interest 01' other loan charges collected or to be collected in eon. , noction with the loan would exceed permitted limits. If this is the case, then: (1) any such loaJ1 cIIllrp8haJU~.' reduced hy the amount necessary to reduce the charge to tL \ ennitted limit; and (2) any _~'col-, . lected from Borrower which exceedtod permitted limits ' '.~" refunded tc, liorrower. Lender mayeho08e<f;O. make this refund by reducing the principa~ ,lwed under L:€ Note or by making a direet payment to ~ C. PRIOR LIENS: If Lender determines that all or any part of the sums secured by this Security Illlltrument are subject to a lien which has priority over this Security Instrument. Lender may send Borrower a notlce identil'JiDgtbat, lien, Borro'A'er shall promptly secure an agreement in a form satisfactory to Lender suhordinatingthat _to' this Security Instrument. ..... iT'n... "TC<VPD Ft.... 'TlLJ: I:' DDnDJ:lDTV_ ..... 1 ~l...~r r.on vr 1 '-'At.- r u,~r ou..I. ... If there is a transfer of the Property as described in the Security Instrument, Lend81 may l'IlquiretlllQl,in- crease in the current Note interest rate. or l21 an increase in lor removal of) the limit on the llJDOUJ1t of any 0Il8 ii:1t-ete8th:tteeiwng~tif tl~ is it Ihuitj. Of (3; a cJ~ ill the Ba~ Index fi~, oraUoft~as.eonditioDoi- the Lender's waiving the option to accelerate provided in the Security Instrument. Borrower oo:r p . -e.- ~ (') en ~ ~ .-- .... - ~ :r I' "\/\ -" . - '11.:.. ... :- ("::>c: CA,.. ~'>,...... , = '- -HI a::o ~ \--~ c-> ~:'H~ ~ '-" -1 CD c, \. <l. 0 ~ 0 <.0 0 :::> :1: 1'1 . 0 <:l ~ " ,~" 3 )l. '':> t"- =:: ~~ Ul .. ~ .'" f r-)..... _ " u> N c::> '" S v~ )> CO '" ........... <.J:) (f) ..... u> '-." \0 ADJUSTABLE RATE lOAN RIDER t8tH" U