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<br />D. UNIFORM SECURITY INSTRUMENT; GOVERNING LAW;8EVERABILITV <br />Uniform Covenant IS of the Security Instrument is amended to read as follows: <br />1$, UIIII_ SecUrIty I__t; Govenll:eg lMw; ~erablllty. This form of Security Instrumenl combin~ uniform covenants for national <br />use and non-uniform covenants with limited variatio.:s by jurisdiction to cOnstitute a uniform security instrulJ1ent COY~,realproperty.This <br />Security Il15trUmenl shall be governed by Fedetallawand the law of the juriSdiction in which the Property is iocalCt!. Iiiili;;a~....tll'.atan; <br />provisiQnor clause of this Security Inslr'UJnentor the Note conflicts with applicable law. suchconfJict'sllaiinot aifect otiJetprovislOii$'oH~ <br />Security Instrument or the Note which can be given effect without the conOicting provision; and to'tIm end the provisi<ms;of tijis'&,curity <br />Instrument and the Note are declared to be severable, <br /> <br />r' <br />I <br /> <br /> <br />E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN, BORROWER <br />Uniform C<lvenant J7 of tbe Security Instrument is amended to read as follow" <br />17. Tl'lIJISfer of the Property or . .....1IdaI1-.1p Borrower. If all or any pari of the Property or aninteresttl1cr#nissold'ortranilf~; <br />(or if a beneficial interest in Borrower is sold or lransferred and Borrower is not a nalUralpe:oon) withoutLcndlir;sprior~.~ti <br />Lender maYt at Lender"s optiuu, ~laro; aU the sun"'~ ~Ui."'ed -by this Sec!hr!ty Inst.l"\Lrnent to btq~telY'4~'~:~,'-H~_;':~~;-:~ <br />option shall not be exercised by Lender if exercise is not authorized by Federal law . . . .." <br />If Lender exercises such option to accelerate, Lender shall mail Borrower notice of acceleration inlU:C9rdallcc1ritb:~,I.~~~>' <br />notice shall provide.a period of not less than 30 days from the date the notice is mailed within whid1Boqower may.paythe~~#(I~i;; <br />Borrower fails to pay such SUlIl> prior to the expiration of such period, Lender may, without further notil:e or dematJd ,jI1I,flij,fOwes..involtlo'il1tfJ":; <br />remedies permitted by paragraph 18 hereof, . . '. , '; ..... ,. '.';' ',,' <br />No~withstaoding a sale or transfer, Borrower will continue to be obligated under the Note andtlm Securitylnstr\Ullel1t~4~J)u\~:":' <br />released Borrower in writing, c"':'- ~ <br /> <br /> <br />F, UlANCHARGES . . . ....'.,..........:: <br />If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that law isfil1alll'i~JlI)~.~:. - <br />interest or other loan chargeo collected Of to be collected in connection with the loan exceed permitted limits, theIl;(I)$tll'~~._..- <br />be reduced by the amoun~ necessary to reduce the charge to the permitted limit; and (2) any sums aIrcad)' ~'ftcB!i'~ ' <br />exceeded permitted limits will be refunded to Borrower, Lender may choose to make tlm refund by reducing the princlpal owecl '.' :, .'. ...... .,;...., <br />or hy making a direct pa)-'me.Y1t to Borrower. If a refund r<<luces principal~ tl:u: :'J.ction will be treated as-a partial _prepa~ ~_'~~:-' :-~ <br /> <br />'$i) IN WITNESS WHEREOF. Borrower IIu _ted tills Adj..1abIe Rae. RIder, <br /> <br />:- <br /> <br />)> <br />m <br />VI <br />:! <br />IV <br />.... <br /> <br />~ <br /> <br />Local Trustees for the Church of God <br />of Prophecy, a Rei igious Organization <br /> <br />11~. .~() fJ Cr- r <br /> <br />~.~.~ <br />2": .A'-' .-M(......, <br /> <br />~4 <br /> <br />L <br /> <br /> <br /> <br />(Seal) <br /> <br />~ <br />'':':.:1 <br /> <br />co <br />.s:::.. ,n <br />1 'S <br />.f ~ <br /> <br />~ <br /> <br />IZ::'7" ::). <br />'3 ~ <br /> <br />; >>l~ <br /> <br />o <br />o <br />U'l <br />N <br />..... <br />..&:' <br /> <br />Z <br />5=' <br /> <br />o <br />o <br />n <br />~~ <br />~~ <br />(~ <br />?. <br /> <br />1..,",..J <br /> <br />::-... <br /> <br />""" <br /> <br /><.n <br /> <br />co <br /> <br />';'''-1 <br /> <br />~ <br /> <br />~ <br />~. <br /> <br />\;; <br />