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<br />~ <br /> <br />~,fi('84-005187 <br /> <br />ADDITIONAL TERMS <br /> <br /> <br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE: Evet! thouaJ> I do not have to pay mere !ban the 1elIUlar.cbeduled I!IOI!Ibly <br />righl to!'l':P"Y the _ _owing ID YOll in fuIIal any time or in part from time 10 time, Ifthel.ndins inslilutiOll or bw lhatbuys myCOlllnlCt <br />chlltge ClaiIy, I know my finaDoe cb!ltJe will be less if! make an early payment, and il will be higher if I payla1le;1 allO~ze tIIlIt 1QI <br />finance chlitge will be...fIeeted in myfmal bill; I 0110 know lhst 1be8JJlO1lll1$ shoWn OIl the nwefll/l ~forthe I"lIIlQICt.c::Illlrllie,'I' <br /> <br />i:'~=WIu:.~~~U';:'~':I==cn:~~~=~rt::::~n~ <br />=~J:':~ne::r""'~~~e=~:~~~~ <br />ofleu than $1.00 wIno! be made, <br /> <br />, IMPORTANT NOTICE ABOUT WARRAN11ES: .' . ." <br />Ca) W... SELLER HEREBY DISCLAIM ALL WARftANTlES. EXPRESSED'Off ... '.' <br />BIUTY AND FITNESS FORA PARTICULAR PURPOSE ON Al.LQOOOflAND~.' <br />NISHES BUVERWfTH A SEPARATE WRITTEN UMlTEDWARRANTV OR" . <br />LEA ON ITS OWN HHALF (WHICH. IF MADE, ACCOMPAN1E8 THIS CONTRACT). <br /> <br />(b) I have read, inde1ail, tbes.eplll'8le "UMr\1!I) WARRANTY" which accompaniathiscoil1tae1,ltexpli.insthecOllijlllOilnl1i!;' <br />IIfa<ttInd prodilcl$ will be ~ or~, I tab llOlice of the limilalions on the w8lTllll1Y i andtpartlculll'ij' tllCOgllialhatlllly~W <br />goods l....only..long..thew""""'Yor...rnceoontract. . '. ...;':. .. ......... ..' <br />Sl"IlOAL-ORDER GOODS: I know that you have measuted my house and its openinp 10 that youc... make theprodueta1!)flt II!Y~~,J." <br />goods that are manutacwred for m" .pecific howc prol>4b1y will lIOl fit anyOlbet hou_, and WIder wclI condltloDs;lknowthat..lcanilot.~'ti! <br />after the period of time given 10 me;l>Y law, in wl:iclllO cancel, Aftcrthat.periOO oftime,llatow that I ba\<etheob\igllicln tO~mmfllllthlO~, <br />OBLIGATIONS PERTAINING TO MY IlEAL ESTATE: 1.1 ~IO koepmy house ingoo<l repair and tOkJ:oipitinaundforlll..~ ' <br />by buying a fire.and ex_COV<:faI" inautanoe policy. !be insurance ~ mustbe~byyou,_ tbe~" _......, '. " <br />you are to be paid.f tbeno Ii a I.... The msunnce company mUll agree that it will not cancel iny P"li."Y wldlou; firstielJl!3ll~' I ~~'. <br />.ou dltecil" fur any lou, You can cb<:>oo;o 10 _!his ''''uraJJCe payment 10 Clther repay IIIl)' lII!IOUI\lS J 0.... you "" 10 replIIf my,~2".oc~ <br />anyone cIaO to J>Iace IIIl)' liens OR my real C<18le ....itIIout Yow' writtJm permiwon, 3. I promiae to.pay alllU!'I. asaessments and 1lIber~1lIi <br />4. I promise to lImely make all paymenlS on my pnor loaM 1eCwed by my real.talI!, r also prolJ1Iietllat I will _extend,...- orcbaDJ!eprior , <br />pr:nnission, 5, If I do IlOl1_ my house or fulfill my other obligations ID my real_, then VOII can do it forme ifyov want(butyou oo'JlClt <br />of_obligations fOl' me. I _10 pav vou bllck on<lemalld plllJ i_at the higbestlawfufCODttllCtratlOofintorest, Untlllpayyoubacl...~8IDlIIII1It, . '.' .' <br />10 my debt to you which is oecured by my iw estate and house, I know that if YOll decide to buy inIunmce for me that you do not have tOoblaitu"yllolileowllorOl'Ii!i/IiIilJi ' <br />iosUI'BDCC. <br />SALE OF MY ROL'SE: I promise _to ..II, ~orgivemy house 10 anyone \1llIi1 I have fully repaid my debl ID you. <br />DEfAULT, I will be in defaullundorthiseOll1J1ld if: <br />I. I don't make a payment when doe; or <br />'" I break any promix I made!o you in this COf1tnct~ or <br />j, Someuung else happens willen '-1IU5CS you to Deileve m p:.ood fwth tMt; gO OOt tr'~oo t <:' ,1 you as pt'OIr~ -:; or <br />4. I defaullooanyobliptiousfor....nichl... .....'my bumo ucollateral: or <br />5. _ng lIappeDs 10 my house..1tich-. yournglm. if any, in'I, <br />IF I AM IN DEFAULT: I undentandtllat)W have the riglIt 10 foreclole the Mort&8IC I have given 10 you andbaye myhollaesoklto.., any ItlIlllJllllJ'lowe you i(1 <br />am IOdefauI~ uoderthis contract. Belore my house issokl, you..-ill doeverytbing tbatthe law~. If"ou bite an attomey lOasaistyou tOiel1myllOulD,or,tO__, <br />OJ', ro ~yourrip,l_ to pay you for your n:uonabIe allG<Jley$' fees and forother,...Jaled.1pCnJ4l8 sucb ucounmsll. title MEcIleaandI1lllllll)'YOUflll\llllldOll,. <br />to JII'*C~ my house, if you.... a1lawec1 toeollect sucII_ by law, <br />OTHEllIUGH1'S: W..... chooIe not to..nfom! any 01 the nglm under thi. contract.. often as we wanl without losing tbem, Or, we can delay enfolociDalDyqt'lIII_ <br />without losing them, We ean also _any ngllts now or 10 !be futun: given Iou> by law. <br />DELA \"S: I know IblIl you will ... your best .fto.u 10 ....tall !be products I am purcllasl/l& on my house, bull alan lI1Ideratalld that ill some ailtl&ll_ you 1IlIiY___ <br />delays that are cllllSCld~, W1I8Iber eondJl1OJlJ. delays you have 10 obtaining materiala, or for other reasons that are beyon<lyOUl'controJ. I tlI1lienland that you will <br />nol be hable for sucII delays , <br />ARBITllATlON: If I haw a d1spute or claim willl}'OU ~ thequlllllity, 'f"aIily or port'ormance of tbeproducts, I unQntand that my diIputlImay lIuubmltt.tlV <br />and seI1led ICCOOIinC to the medulIIon-arbitrabOn ~ that may haw dewloped in my comll1UlUty, I allO lulow thaI any dcciJion .... by an ilbitntlX(1) woulcIlle_ <br />_ m the ooun ha'lDIjuri.diclloll 0_ me and you, <br />SALVAGE VALUE: I know that !be "'nOOw., woodwork. and other matIlriall that have 10 be removed by YOll for thil inItallallollllave IItl salvap value, ~ YOll... <br />move tben1. you. C&I.I have them for wMte\-'ef pu:poae )'ou wani. <br />SPl!CIAL SITUATIONS: Due to !be wuq_ of some of the prodUCU that you sell, I Wldentan<I that in opeciallituationa that fOUl' Rtlpmal otllce may bavw.lOlIIVIIw <br />and 8CI.'CpIllIis coo_-" I aIsc Ulldenland that Ill.. sale O,:.WTOd," my home and that you and I =y not have had alIlbe _ infOl'lMliotl imporlIJlt to IbIIlrIJlIIlllioe <br />at ourfmgertips; I giw yoo my ronacnl to rot'I'eCt any obVlOUI erronthat may haveo.:cuned...hen the blanks in tlIiscootraet wcreeompletcd, <br />!NV ALID PROVISIONS: If any provisioo of this c"""",,1 now... the law and .. uneeton:eable. theml of the comnct will be vall4. If any pIIrIoftbla__..... <br />POyulCll1 of _ i_ than !be law permits, then you will only have the riab1 to collect from me !be _of iIltcnalwbicll!be law allowl you IOcoIIGct. <br />COMPf,;..1 €NUSM'1'HISC6NftACI': Tbis..-.....otllybecltaapdif_ __I....u.......,., <br />!be following l>OI><:e brinJr> to my _the rigbu 1lIa11 ha'. even when thi. contracl i. IOld to a financtal institution nr a hank. and I ohouId llOlice tllat!be itnpor- <br />_oftllisp"ml;on.._~ Itl _........"'.n "'" POlll', bold face type: <br />NOTICE <br />ThIa cnN:I/t contract tInancea I purchaM. All legal rtghta which the Buyer Ilu apiMt the ....... III'IIIna <br />out of tNa tr'aneKtIon, Including III cIallM and ~ are IItIo valid again" any holder of Ihfa oontl'IlOf. <br />The I1ght to I'lICOWIl' montty from the holder under thl. provlalon I. II","" to the lmount paid by the buyer <br />untier lhla contract. <br />A claim Ie . legally valid I'MIOrI for aulng the Seller. A defMM II . lqatIy valid I'NeOfI for not ~ng <br />the Seller. A hoIcIer Ie anyone trying to collect for the purohue. <br /> <br />lNSVIL\NCE CANCEU.AnoN: If I ha", teqUtiled iDsurance in thi. pun:....... I may eancellucb teqUeiI fur iMurance louny......,., within fifteen (15) day. from the <br />dale oftbileOlllnll;1by nolifyilll)'ou or the holder oftlliHontracl in writin&. I know that the canc'OUatlOR of my co.'0J88. will be manpd with the illl_ oairieI(.) and <br />. fulllCfundof my pmlUum(') tlJCeIberwitb applICable f1l>ltlCllebarge will be credited to this contract. <br /> <br />~~~~I:~::~:h~.~~u:.~~~~.:;~~I!~::.~:.:~~n",~,~_~~~~~.:~~~.?!tnsN. "~. _~~~~Yl~~~.&tbef~m~~~)'';' <br />~e-xtc;~~~uiefu!tO.;;&~~lf~I';~"7a1~.b;;'ib;I~v~i;$~~v~r:a~~nl;7fit:v;'~;~~ir.:--'" ~ ~ -, __Uk~...m - <br /> <br />. NOTICE OF PROPOSED INSURANCE 84 --005187 <br />I taJ<. notice lhaI ellher CreoIll Lif, or Lndlt Ac<tdeDt and Health "'--". or both. win be applicable to this SaleI ContnlCt on I.... "'_ side only if I ha'" eholeD <br />M bl'...,una. the ~ for.....1>_. This ilt6Uh.D':" will only """",the 1""'''' "Pin.& lb<: req..... at thecos<foreacll type oflDatItllllCO ohown, Subjectto~ <br />by !be """"""'" CO$tlp!!IIy. the ............. will be effocti... u of today and will continue oiIly for !be 11....... of months after the eff....tiv. dale equaJ to the naber of <br />-"Iy poymeJlts, J un<IcnoIand dl8I tbi> panicuW in--... _y IlOl provi.le coverage for my Jut few l"'ymenu, and that durinB that period of time I will not have any <br />i--. ""......... All beneflU .00 ~ 01 the ins""""", will be paid to ~w or to. flllanciaJ insUtullon or a bank ir il "",,,lwe. !be Safe. Contract to lb<: ..""'t of its <br />i_1Dd 8Ily f>alan.... will be poyollle to mo. 1M initial amount of Credil Lire Itulll8nCC i. dlC amount required to repay the Total of Paymeats; ~, the insur...", <br />__ b)' tbe """""lI. t>C _II mootblypaymonr on.-.ocbedvled 30 do.y j>ui!l. If I amjoill.tly obIiptMon,"'le Sal,.Con~ w.llI. ~"'B~r, and we have both oiaoed <br />tIllo roqueot- Cledlt J.m.i.......,., .- benefiu WIll be P,W- ollly ..,th _'110 U>e 1l1$l one of.. OJ we. Sub}CCi to ..c........., ......_. or w&ttln& period .ial\!ld <br />in the ,__. t>OIl<1' <>< ctttIIkllle. Creolit AcctdeDt and Reallll 1--. .. fur the benefit .mown of 1'30tl1 of eacb ...mtb'. payment lor ...h do.y thaI I am tol.ll~ dilal>led <br />.. to Ulll>JlllY .. "'*- willie I owe any p;o.yment '" ~ou; bow.",., 1 undenland tbat I have to be I'''"...'''ted from wottina due 10 .....hlOl1l disability for _than four' <br />L - \14) ,-.rove. before the 10'__ benefit .. poi<! bock to !be r...t day of my IOI1l d._lily. I aiIo kDu-<< thai 1_ obtUn aD)' ~ Ihlm '....111 <br />. ~~~'=i~~=t'.::i==...~-::;:=:t~"l:..~~.J.i~=t:.~":.::..:~.='.~t.e!,...= <br /> <br />~...uhtill ha'ta1obe.J>8i<l.,lflbeSalooC_t io fl'1IIllIld infuU priof '" tIio lastraymut date, any \lIlNI'DOd inll''-'" prllmi\lllt. will be refundeci leme in the"'.... <br />""" ~ by t.w Within thirty ,3<>1 day., I will ""'.lVO the ce'bfkate of HtS~' """" fully ~bill' my i..\Il'8nt't ,,<,,~, If !be .........."" \j not.....epted by <br />ll>o_-..aY, I willllt(Cl...aroll\ulilofthe_Jlf'IIOI~","1 hav.paiI!, <br /> <br />~"'TIa: Tht.IIU.ttwu..........~~...~ R!latiw lOom ~ liven by .\ti 10 the f.liWhtW 1MUtUtloo Of b6nk.lfi oNoifcof it to bU). thti COJlnt:t, <br /> <br /> <br />!~.. >~~:~~=..~~~~=:::=,~~~~~~~~T~, ~'":e~~~, ( U)_ <br />-L~.-DI~~ ~ a( ~4 f:~. ~~ _l~!~ M!4 ~ tho! ~~~!~ CL~~l &00 ~~~. ~,~..Mt ~'ttb!H ~i~ !U~..tn. i'-~ ._. .., jt;. ~fn=mt. ;;00 t.he ~j <br />-..' _' :.'. ..-. '.. ~ 4. ....,~~ _~. ~. .!........ __..i!~.. j ~ ~~'?~. __. '.~~.' ~.o' lb.. _ Mt_~__.4~..._ r<<"';'~~~ ofrl'u$. i.'"ac~kt. Se-Uf:f ~--.rr-mt. ,~41Kl t't'~. - u; (1) <br /> It hilA the-right tt\ ~ <br />i~~.. t..._1 A!1 ~ _&Ad ~J ,m tbu ;,':(mtfiCt ww.i U'l (be 8\)}'<<'; ~l!tl1i.iU'f. tl~'\.at_t> tNt..oo ':_~i:, j 3l rhh ;;"OOtrifi:t -ah..-"lj(- fn.x}1 t~ bL'!lUt fu:k ~~ <br />.............. _1.""""'" ~tlbed......., '''I Tho catl! &1<",'_)'"",,,, _Wft it> !hit <""It""t..... ...1~lIlly paiIIl>) fI~y.,. AAJ ""!>!Ii of..w <1<,....~j"'.t>1 "II k..no<I .1,. <br />'....'l} '" ....-'It. "r~lJe. k' lhYff. '.~I c..:l>&~ i, llopIly ~~ "'~~: \1>) Thlu",nltro:1 i. OO!"'" \O'1lll!<.>t buubje<t """"" d,lO', ikfr1\R, d<:0llIl\<l 0' "ih, <br />~~,- ,_~~ "f1wi t.;q,.~_~<fa'f~A-{'f.lM'..--:t ~ ~ ~ijtnJ~~':l..f-i\lUiJ mct.~4Mtnnt \<lQt-M} t~tl t)r $w:k ill"-. ..h-rt.':'\lYt, t\~kof,,,..ulilltio-n 0\.1\\ <br />~ ~i ,_~) ~ (1M ~ ~ ~.;~~~ (it ttMo ~. ,~'.. ~ tt~tiW.__Jt "'~..- "t tu., ri'~ i..~f ~;~~ "'W ;;~'t-l~~ t>y -UfI; ij-Ut~--r, ~i.t<,Jl_ tt#-k;tiJ-lOO Ct 'C'lIftt~t.- <br />'''''~ ~~i!\~~ ~ d,~_~.~ ~J;-:tMll: tM uM N.~ ~~i!..<ffi'1~:t,*, ~ ,;".\t<l_j'3't~~ ltRIC:R1IAtl J$ SlUt I' UUlI Wt'rMIt lic-MU~ . )"'4 ~ <br />~~ tl'$n:~.~-l\ W:>>~,W"_ ~ t~-IIW'i- ~~~(~J.~ ,1.1' ~ ~Hr.r #,I$iill-~~ t-J,'~~:f ~Iof";'~n\ ~ht;l-jt <'I !~ ~UM ~ ,hI$: <br />""*1 _"",.~{~_''''-'" "' I'J,_~,:,/ <br />/' <br /> <br />r <br /> <br /> <br />'" :;.e~I'-,;t,'o~_.,"" <br /> <br />t:) Jil., ~ <br />