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<br />UNCOI..N
<br />NOTICE: THESECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVI$IO~ ALWWING FOR CHANGES IN THE INTEREST RATE, IN.
<br />CREASES; IN\THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS;
<br />DECREASES"INTHEINTEREST RATE WiLL RESULT IN U>WERPAY'M:ENTS;
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<br />94 ___: 005128
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />Loan No. ,..,5.\l.812,~1...1a,....
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<br />This Rider i..~ made this ..,...,~~.t.h........ day of .....,........~t:~.........., 19.~,L, and is incorporated
<br />int~ and shall he deemed to amend and supplement the Mortgage, Deed of Trust, or DeedtoSecure'Deht
<br />{the "Security Instrument") of the same date given by the undersigned (the "BOrrower") to ~re-Bor"
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<br />rower's Note to ,............,...,'..',....."."....,... ..", .,....." ..,............ m ,..."...,..,..,...... ........,... ........,~ ....,........".~.;..'_,',..:..,..",'
<br />.F.~1'~.LF.Eld~!:1l1..~:<'~I1g~..!!I1,1.J~~,l!,..!\;!!?9.C.~1!U.Q.U.. .<;<f,J,.J.n9.gJn~ ..;;,J,ll:l;l,j;~!LS.J;a.t.~~..~.o.r.RQ1.'a.Ulm.,.
<br />(the "Lender") of the same date (the "Note") and (~Overilig the property described inthe -8ecuri:ty Iristru-
<br />ment and located at ..3J.'...li9.r.!;!),..ll;!QY....".........,.........,...Grand..Island....Nebraskac.6BS!1.1..........c
<br />Property Address
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<br />]\fODIFICNfIONS. In addition to the covenants and agreements made in the Securitylnstrument. Bor-
<br />rower and Lender further <ovenant and agree as follows:
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<br />A. fNTERES1' HATE AND MONTHLY PAYMENT CHANGES
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<br />The Not.e has an "Initial Interest Rate" oL ...1.2.95.U.... %
<br />Interest rate changes nUl)' oeeur on the 1st day of ..h. ...January......, 19..86.. and on.the
<br />1st day Di. __u__ ...,..^........ ._mA!1x:iL.....om. 19J16... and on the- 1st: dav of __ .-~lulv,,"_ .m_d' 19__86~_
<br />and o~ the 1st day of ...'.......mOc,tober....., 19 (L ~Ild;n t.hose dates of those ~onths 'in evfI!rY
<br />year thereafter, Each date on whieh the rate of intere--' ll)",; chanl{e will ',a ealled a "Rate Change Date".
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<br />Changl"s in principal and interest },'dymenu. to ''-Just amortization of the loan to eorrespond with
<br />intt'rest rate ('hanges shall be made on the 1st day of .........,.QQto~........, 19-36... and on that
<br />date every .....,,,.,.-..,"'''',,... . year(s) thereafter, Each date on which the prindpal and interest payment may
<br />dUlnlle will be called 11 "Payment Change Date",
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<br />Changes in t.he interest rate are governed by "hang"" in an int.erest rate index ealk.,J the "Index",
<br />Cilt'ek hox (es) to indicate Index,
<br />(I} [j h(:\-{)nt."'8ct lutt'fest Rste" PurdUl~ of Previously <hx:upied Hotnt~". National Av(~rage for all
<br />Major TylX'" of Lenders" published by the Federal Home Loan Bank Board,
<br />(~) XJ Adjustable..Rat.e..No.te.- Monthly.alleragevield.on,U..s...Tr.easurv..SeGul'i.t.i.es..,
<br />ad just.ed .,t,o..a.. c.ons.tant..ma\:.urit-y..of.. .1.. year pub.lished..by..the.Fedel'a.l ReS$l"lJQ..Eoar.d,.,
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<br />Cheek l.>ox(t'$} to indi<'atelimits
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<br />(l) ::'J If this box is ehecked, there will be no maximum limit on ehanges in t.he intel'(ffit. rate up or
<br />down, The Preliminary Rale referred to in the Note, will he the new interest rate.
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<br />l 2) ::J If this box is chocked. the interest rate that I pay shall not inecoase more than
<br />p,'reentage points on any Rate Change Dat~"
<br />(:n ... If this box is dll'eked, the intere,;t rat.e that T puy shall not deeroose more than.
<br />percentage poillls 011 any Rate Change Dat:..,
<br />(4) 'll If this box is e!u,...,k..d, th.. intNest rate thaI. I pay shall nev..r be more than .13"'950....%
<br />during the period I have my loan,
<br />, t:,) 'i) If this box is cht;ek~'d, tht' intefl",t rate that I pay shall neVt'r he less than . 4..<\50.... . %
<br />dut'inj{ th{~ r--rwd. 1 h:ivt' my lc~n.
<br />(6) If this box L< ched,ed, the prilleipal and intere;;t payment that I pay shall not inereasc more
<br />Ihan perct'nt on any PaYllll'nt Change Date.
<br />\ j.\ If this box is checked, the principal and interest payment that I pay shall not decrease more
<br />than percent on any Payment Change Date,
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<br />The monthly {lllyment amounts will also ehange on Payment Change Dates as provided in the Note.
<br />B&:'lIuSt' payment changes may occur less oft.en than interest rate changes and/or may be subject to certain
<br />h:rn\q.,~t_'ns {~~ il. tha 1"{ot.;. the illuntt-tly pAvn16n"td IDay b€ iriBufficient at thuGS to pay ~~x~r..1inh
<br />inteJ't'st. In such case, unpaid interest is added to the prineipnl halanct; of the Note and itself will accrue
<br />interest tht'reafter.
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