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<br />,;:1MH-..()05037 ADOOlONAL TERMS .
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<br />PREPA VMENT ANI) ACCRUAL OF THE FINANCE CHAIlGE: Even thoogh I do not bave to pay more than the regular iclJcdoled montbJy poyment, J have~.
<br />ngb! 10 preps{ the wbole amounl owing to you in full 81 any time or in part from ti~ to .time, If the lending institution or ~ !bat buys my CODtl'8Cl ~tbe ~
<br />chal!e daily. know my financecbarge wIn be I... if I mate an early payment, and 11 Wtll be blp ifl pay late; I also~ !batanl.~~llIanylOtlll
<br />finance cbarge will be refleeted in ~y final bill: labo Im<>w that the imoimts shown on lbt"":= side fottbe Pl_ Ch:orge, T~ Ql'. -,,. . _,,=mftbe1'<lllll~~'
<br />are estimates based '!" theassumpllOO that)lou will n,,,,..ve each of !he l"'Y."'""ts exactly on lis due daIle; and I know!bat Ih!m> .wII1 be,!" ttfund [ .,.'~
<br />is nothing to refund 1fT am charged on a daily basis, If the lendlltg m8UlUbOn or bank does DOt 00Itl\lI1111 tbe finance cb"!P.dailY. and iflJlllll"lll, Il<i~
<br />will ",fuoo to "'" t~ o"""rn<>d poni<m t'f t~ fi..._ c""'Be (i_} bv lI1e oa:o\Iftling orocedIlre 1mown all t1IUctuarial mediod~lII>lttbe: . . . '\!!III.-::
<br />flfl!ll<d on the sehtduled dales and amoulllO of my monthly payment &nci not on thuetUa1 dales and ~of tbe ~m.tl PlY teyou; [~d!Iltll;tel\IiKt., . ....
<br />"fless than $1. 00 will not be made.. ,'. .:'
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<br />IMPORTANT NOTICE ABOUT WARRANTIES:
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<br />B1uW::D~~r:J:~:R~t=~~~~~~
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<br />NISHES BUYER WITH A SEPARATE WRITTEN lIMITED WARRANTY OA SERVICE
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<br />LEA ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(1)) I have read, in detail, the sePlftte "UMITED WARRANTY" which aocompaniesthis eontracl,It~ains tbec:ollditiom ucI,,~_t'li!....,
<br />ilI'lI<bIn'lt prod""" will be repaired or repllK<<L I take notice of Ihe limitations on the \VllI'I1UUy, and I panieularly~ _.lIly lniplied'lQlt""" ~~_
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<br />goodslast>only..long..thewarrllllIyor_contnICt, .':' . ..::/,.,
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<br />Sl'ECIAL-01lDER GOODS: I !coo", _ you have measured .my house and itsopeDingsllO tbat you",," lIlIIketheprod_1O fitmypordClllar~.Itali:il~.IIji\t~
<br />goods that are _red fur my specific house probably wtll not fit any other houses. and lllllIer such c:o/ldi1lolll.llmmv tbal1:"-caDCel~1it...lliD!J:"
<br />after the periodoftime given tome, by law, mwhicb ",caned, Afterthat lqalperiod of time, I know that I have the obligalioDlOlIIIY youmfWltbe~. . . .......
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<br />OBLIGATIONS PERT..uNNG TO MY REAL ESTATE> 1,1 promi1elO kfJepmy house in good repair and IObepititmaedl":lUt.lllut8O'l&-of'_~~'
<br />by buying a r"".and e."'nded~ .DStIlI!lCe policy. The insurance eompaIl}' mnstbe approved by you, andtbepOliq. _baft.~~'~"
<br />you Ire 10 be paid if then: IS . loss. The insurance company "'....t asree _ it will not can<:el my policy without fim Idling you, Il1l1!IorizellldllllU_~t!i:JI!!f-.
<br />you dll1>Ctly for any loss . You can d........ to "se this insurance payment to eitbet repay..ny amo\llll5l owe you or to repair my houao.2c I IIlao pnllIIlal!ctbathn1fiiill~,'
<br />anYone else to place any he... on my real.staIe WIthout your wrinell permission, 3, I promise to pay all laX... __ and otberc~.onmy~....~,~
<br />4. j prnnnse to timely mok. all payments on my pnor loons """,red by my realesl1lle, r a1sopromile!batl..'lll not.._. .........orc:ltanppnorlollilllwtlllout}'Olll'Wlilllll
<br />pcnni..ion.~. If I do_ mslll't my house or fulfill mv otherobliganons to my reai..tate, theIl you c... do it.formeifvou WIIlt(butyoudOJIOl~te), Ifyou;dopl;3'1!Ill'
<br />of tbese oblls,nons fur me, I asree to pay you back on demand plus Interest ai the highest lawful COl1lt1lCl rate of illlereit, UlItiH pay you bG, tIteoe _ wiIllleiddilil
<br />.0 my _to you winch .. ~ hy my real estll!e and bouse. I know ,hat.f you decide 10 buy itlStlt'lUtCe for 1M _ you do not have to,btlliJully~orllabllity
<br />Ul5urance.
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<br />SALE OF MY HOUSE, I prornise not to seli,!useor gIve my house to anyone until I have fuljyrepa.d my_to you.
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<br />DEFAULT: I will be m dclauIl under this coo""'" If
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<br />I r don't ma.k.e a payment when due;(Jf
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<br />! ~~, :;:;;y ~~~;<-~ ~ '!:~-":" ~:o.~ yt,"'l!~ &:;.,. ,_~~~: ~~
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<br />Somethin, d$e happens ",tach causes y'Ou to behe~ in good faith that I du ootinter;d > "-y yuu as. prorniied; or
<br />i deiault-6I'l any obhgatioos for which {arau$l..'~gmy ~""'fI'Je ,,-,roilatc:rai:or
<br />5 Somethina happem to my house wh,chltu'estens :'roorngh'-", jfw}, 10 f~
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<br />IF I AM L'Ii DEFAllL T: I u_!hat you have .he righllo foreclose the Mongll8" j bave given to you and have my house sold"loftpty arty _1_ you ifl
<br />MI in default under lh~~ "-ontJaCt. Before my ~Juse is. sold, y~ will do eV~lt}ing th~ Lite la\lt. requires, if you hire an anomey to ~ you to &ell my boule. f)f,,_toaemet-
<br />. or, <0 proia:t your rljlltt>. I """" to pay you "" yoor relWlllli>l. attorney. r...lUld lOt' othe< relateU exponseo such as coun ooats. title earcbeo and lIlOlIIlY.you ~
<br />to~tm)' tkJWie. If you tmlalk.'lwed lOcoHeGt such iID1t1Utmo)<' l.w.
<br />OTHER RIGHTS: W. can eI."".. I10l ..., .mot'" ll1IY of tho nghu under th.. <ontracr "" often.. w. wanl w,!bout losing them. Or, we can delayet!forcilla OlD)' of'tho riII\lt
<br />wdhoullo).mg them We can .tso UM': any nghu SlO1I' Of to the future ,Iven tl,J us by law
<br />DEU YS: I inow that you w,lI Uie yow belli eftort. to IltmIJthe prodUCts I am pun:hastng on my house, but I also undentanQ !bat in some oilUlliottlyou lIlllY-
<br />:~i~~~~""if I.::i~ ~~y~m.n. ""~ t.:ooomom, i.X1IY' yoo have In oolamIDI matmais. Qr tQf other teUQM that lite bcyood.)'Wf wmroi. I ~ ViltyOQ will
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<br />ARII111lATlON: If I iulve . <i1'I'UlO or dWl. w,th you wncenltng the qlWttity. qUalIty or p.rform..... 0; the products. I undentanQ that my di!lpullllllllY be IUbmIIlId to
<br />and settled ac'"ordtn~ Lt.' tht medlall~arbltfatlOO pt"I)Wllm that may h.lIV~ dc:wioped 1n my community, t Also &.now that in)" decision made by an ~I) wouid be..
<br />lered In the cOW1 ha...ms: )un:ftdJchon o\'t. me utd >-0'"
<br />SA!. V AGE V ALvt:: I know tit>! th< wm<low., ..",,>d..otk, ..'lllotber _al. L'lat t-.ave '0 be removed by you for lltil iIIitaIl<ltion have 110 N1~ap 'I<le, WItcD you reo
<br />nlO\>'C them. YOUI,;-4!l M\'c: u....tm tor whatever Jl!UllX* )'0\1 WilOt.
<br />SPEC!."'!. Stn!A'fJ~ l>M I!> L'>< Ulllq_ 01 some uf the pro4UCl> that you sell. I undentand that in speclallituati_ that yt>!Jl" RegiOl1al 0flIee lIlllY ba..lO,.....,
<br />>nd 1lC''q>< Ihi> <,<.mttkt. r also und<ntand that 11m >ale ""curre4 III my borne an<! that )'OU and IlItlly not iulve had all the correct infutmoIitm imporlMt 10 'itlJ ~
<br />a.t {jfJ,{ fingeruf". I gl'ie yoo m}' ......."Ment w \.-.\:~t an} OO'ilOO! emm that may h",vetAXurm1 when /.he blanks in this contrlCt werecomplcted.
<br />L'IV i\UD PIlO\'lSIONS: If an, proVtStOO of tin. <"n""". '101,,,,, !be law and " u""nron:eobl.. the ft'" of Ihe COttnet will be valid, If any part of tItill eontnlCl ~
<br />pii;-mo;;nv{ U-M~ il.w~~ ~oii.t. .....~!.... fNomiii. ~i....K'ii ~ ;:;"'';: yo..i]' ;...;:~~ ..ih~ :;;~!~ *'= =:.l;:;;:-~~~! ~ ,:;,!:ic..':;:!=. ~~ ~!~ )~.: :e~"
<br />COMPLl.'T'f~"ESSOFTHJSCOl'o"l1lA{''': Thio~~_t...uy be~~,t_y"" ......!.top................
<br />Thr to-ik1\\<Ulg notKC' hrina~ win)' ancnuo..n the ngb.l5 Uut~ i ~....c- ('ven .wilm thiS collU1tCt 1S sold to II ftnam::iallnMituuoo or a bank. and I thouJd DOticethll.--lbo impor-
<br />iUCt ot Uu~ pronstOn i." itfeS.!iCd '0.. tU ~<: m ten pt,)lnt, bolo tiK'e ('.'pe
<br />. . NOnCE - 005037
<br />Thill credit contract flnanc.e a purctt.... All legal r1thta whlc:h the Buyer hu agatnat the SeIllIr lIliIlIna
<br />out of ttt. t...~,. Imwddms; an ~;r.a a.-,Q dcfor...... .,. :lee vaJJd aQaIna1 =n'y hcIdor of thl. ~
<br />TM right to ...cover money from the holdei' under thl. provlalon II llmltecf to the .mount palcI by the buyer
<br />under thill contnICt,
<br />A clllm ill a leglily v.1Id reuon for Iulng the s.tilJ;. A defense I. . .lIy vllld reuon for not peylng
<br />the SeUer. A hoIdef II anyone trying to collect for the purch....
<br />I"<SUtAN(:t~ C",,'CELI.A nol'l: If I ha'e ",,,_In,,,,,,",,e on Ii", purciulse. I may cancel such roque>! for tnlUIlotl\.'t for any "'lSOn willtin fitl_ (5) d&y.lromtltt
<br />date of ttns,~. ~t b~' ~f)"Ulg)'oo (If ~Je hl.~ i)[ mu COilUllCt m wnung, i know thai: ~ '&ncellanon of m) cQvera&e Will be UTanp<i wlth the inlurance canier(t) and
<br />-ll fuU ~fufki {II m~- prenuutn(sl k"llether With appik:~le fli\&[k;:C charge ~:iU be ,~~ted to thu contract.
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<br />n;;~S~;;:~ii~ ~:'~~~:h=::::U:~~:~i5(k\m=~t"~;I~I:~~~t~;~t~:I~k~~1~~at~:?~~~~!~~ ~~~1 ~YI~=:~~li:n~~=
<br />tht utent 1-tatcU H'l t1le folk~wl1lg SN1I.:( (If Prop...;:~ Ifburarn:e 1'4ht) ;.m~"" tllat 1 hlI\ie liU~UIaocC' ,;(l\.t:ntgc: l1nlj ill fUI''-C been "harged t"()r H. '
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<br />NOTICE OF PROPOSED INSURANCE
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<br />I..." "''''''.. tbot .,ther (.""'" L.le 0< llWit ...'''ldem...... Health Inounu",., .." bo<h, wlil be "WuUlbIe to tm. Salt:s ConuOCI on Ute ..v...... siIle onIv If J have cboseII
<br />it tty 5tp1-nt the ~ fur ~h In.wrance, Thu m~ will 001)' co\<-er tbe ~ slJnmg t.be reque$t af the co~t f\.')f each type of Insurance shown. Su~ to ~
<br />t.-,.. t.~ tnmtlllalt n'llIpiiUl). the tu~flU)Ct w111 be_ e~tI..t M \.~t todi} anJ Will contm>K UGI) fv{ lhe: number ot Int'\fltb~ after !.he etlccu\'e d"te equal to the DU!IIber of
<br />l'no...~~ P"yrt~-ilb, llltlderstaDtJ tNtl tha Jl*tK:UW ImW'l.rh.'e mal not pn.n'ldt ~O\ferq:e for m;o<_ taM ftw payments, a.rtO th,u during mat perit.:4 of time 1 witt nof: have an)'
<br />~ c....n-ct._ AU bt-.ae:fiu ~ ~ of the ,In.1our:''""KC' wdl t"'C' poud. t~l ~QI,I Of to a ft.Mrk;la.l U'}!Ututl-.:}11 ..:If.. banl.. it It pur-.;has<< the Sales Conttlili:l to the u.u::rw
<br /> of It!
<br />I~$ti &nJ ~) ~ wUl be piila.hle to fit _ The m.ltW .:tn~.t of CreWt LIfe Inswano:e l~ !he il1tll.lUnl reqUl~ h_l tepay {h~ Total of ~aynl:C'nu; thereafter. the IIl3~ance
<br />d<<~~ tl'" OW ~vf eAl(h ffi{lOthl~ p.It)mcrn on i;j _\l.;;haj~ ~dal) htil.\. If i am)OuUl)' ..4)hgt.ted vn the SalC'.'~ Cl..1ntt1.k:l \l>lth It Co~BuYef. ill'ld -"e bav-tboth 't&ned
<br />:iw~ tOtC~ Life- tM~~, i,,\c..d\ be,ocfiu ""tl! be piI;}.bJ(:O-nl)- 'o%tih ~t h.) t~ first (~Of Uj, to dlt SUbJiC"t fou.tlw....."u, cliouMtioniOt waiting,period stated
<br />lntht ummU),i;:e pG-i.k'j or..::a1Jfh:_~ CrndH AC\;!~1 and Ht'.ahh lnsYnft..'t: tit fOf tbt btncJlt attR~Uof 1:.\Otb uf C'lIo.:'h m(.-"nth'~ Vollyment f(~t.~h~a)' th.tlam totallydlMbled
<br />dw ~.~ t~ Of M\-K~ wb,Ue r \,.!.. ~..}- P4lrucnt ~l. }'...~iJ. h?wc~<<, I u~rn~ that) .hili't'e fO ~ PfC\'en;cd from ~\.."'fkii'-i JU(' to su\;n IO~iJl dlS.b-Wt)- for IlM.X~ than tuur-
<br />\'etff , J -lj ~\~l.I-t>v-e da"l betcq ~ lllM.&r&n<< bt't!('!tf ~~ p~Ui.:.t *i. tv tM tlOt UI.) t}f m~ tobt,l dl~tllry, , al80 k.hO. thaa 1 cunot obiaio any iMw.~ from.," if 1
<br />__ 6$ _ol....lolh), _1__ _dlo _._co'_ p....v_..._ may "mlllln 0""_"'" _t of cov__hkb _i1lnoc pay In_
<br />t:WIIIIa. tlw............... I.... ".,-~ l~ \0 the- n\A~HlWll1 il!t'lO\un of (o'\'crlt,e st~ If) the Ul..'\-\lfilf\\,:;!( poh..:.,-, I knQ\1I dun an~ unpllt\1 amount Hl fw...::eu ot
<br /> the' im~
<br />~\.w.. 'W~U J.b,U l'uIlO': ~beplkJ U me S.lr-lConu-... l~pc~-.piW.i lit fuB pour ii.llM lWoi ("a)Oltll-', datI', an; UlleMJl<!lJ tn)UI"~e premhUll\ ~jil be- !'efundcd t(1l1lletnthc n~
<br />n(:( ~r~~ b)' ta.. \\ttthm: thut)-' U<:H.d.t}'\, I 'IInH ~c-p,c t.."i<: i,;ct"ltl\.'tUt' {d Im'Ut~\i;e n~'t~ tull~ d<:!,i.;nbmll tW. HU-l,tra.flo<:f; (.,,"'enB~ If W lfti\tf-.ftl.."C
<br /> u. rn~ a.;t::e~ b)
<br />the ~"""'-. "...~}.1 ..ill ~cni< i refunJ of I.he m&uf&I\(.( pr'C1wunu i h.~c ~hj
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<br />atr'l'U: "0. ,~.ll t~'O palI-~'Jt9h. c\.mt&J;n ..itil~.te.s r~i&ti~'e-tl..l tJU) Mit '-1\'t1\ b) UI- to IDt thw};.:ul IhtU.ll,lUI..~ ot t'I.I.nk iO ()f(~t ft..1' H W b-U'f UHll"."(,'mtf1l,i,;t
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<br />Hll.ER'1 WARRANTIES ANO AI8lQNMI!NT OF IN$TAI.LMEN! SALES COJ'fJ{\ACT "NO MO"TQ~QI!
<br />FU1i:, -" ,,-L\,:!:'_ it.i.t 'H'il:U, ~tltt henb) )~~b_, lljO\!j.Ulll, ....."'lH.c-y,', H~u-ie-l'!> -lJiwJ dtl.l"'(T" r- cct.itJ,LlJ., 1J...il~:1......1J.k~i.2___~"",>w.::_J
<br />:::kM~-t:~ Ah pf iJ':<.: ng.ht'i_, utk ~~ j~Ut';t~ ,_P -.t~,h., Jh~dn.l!<(AUrrl!!:m S_<<J~~ C;lrn.n..l.,t &.1,.,,1 \hli't-"'S~_, ~\Jjftt\hef '!OH.h iI,;1 h'(:i!" t\!,~tl"'i /1\ ~-,,",-'u.1i~
<br /> ~~) !1~t~L ~{iJ tiw pror.e.n'!>
<br />N"'~'lE(::-oJ t'Jtf~l).f, --\_,,\.,,~ ~~ ~~ ~'t)oflnt~..J a:!o MtJ<<&"cc ~f '!ht' M~~1..iif( pW"'L\H,l\'i-~ 01 H~l~ (t.tnt~, ~ :,.."lkl '~-.t;l....litl' -$!h.1 rep!'('-S(',fll\, ',Ii
<br /> I! hll;' b"l( n~tH t\'l11*(
<br />,~ ~W:At i....' '.\Jl ~t;it.W ~ r'$llitt'~ iJ'l; t.~~ t,.(miJ*;I ~_ _tn dw- Hi.tJ.t'.. ~l~$a~nt JU't n~,.t'wh tnw 0.1 >;\.n"Ttlb:.t. l; fh!_, ....oniuol..-{ en,lU fn..)fn U'lt! txma
<br /> fiM ~l(
<br />,~tho!: l')(-cl,,. .!tfd..')lfn-~'*, ~n~ Mtt'W,. ,ii, rht' u~l<t (tAY~"P.)~-.et1i ~.I:#\"'n It~ thtli 'J~llhlU \4'-u ....!u*l!: }\6I.J b~ ihl~(., .-.nJ 11,' pan vf \.llhJ U-MU~lr4:-
<br /> rflClU 'I+;A!i< ;,>.11K:t1 lob
<br />,,' '"'~'~~~ ;;~~3 ""v~'"~::~;?=~E~:2',!;!~~~~n"",' ,f::I:~~~~:;~~;~~:~:~~~,~:',:,:~:,::,,:E~~'::~;'~'~~~;,f~~':::t::::::~~~l;I;;~:;;:'
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<br />1,*:;;;:<-"'-;.\ h.~t 'l:'~0\.!"I%:-' ~t""i ~',,_d* "he ",*",t ''!-.'<! ~J'''',~.~.:..l4.~-ih: ~ t~'r;,.. ~',:O:'i::-P-J,,.. :'<'M. ,,,.:t-.i_ nus-co.t"'l!$ i:O:U) at $.!Ullt WfHftlUl
<br /> MfC-UU-aSl
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<br />.'4' '~' 'T""~k"" ""i""";,~::.~(r'.~''''m'''''''~l'~;''
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<br />""" ',-{-"n 'iJ' ,_~, ~:~"';"
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