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<br />i!I <br /> <br />'.: <br /> <br />;84~ 004950 <br /> <br />ADDITIONAL TERMS <br /> <br />" <br /> <br />r <br /> <br />PREPA YMENT AND ACCRUAL OF THE, FINANCE CHARGE: Even thouJb I do DOt have to pay ~ than!he regular ocbecluled monIhIy payment. I have tile <br />tigh. w prepay the whol. amountow'na w you In full a1any lime or m pan from tlmeWl1me, If the I.nding motllUlIOn or bank that buys my COIIII'I<tCOlllplllel !be flnlllCe <br />charge daily. I know my finance charge win be Ie.. if J make an .arIy payment. and it will be higher if I pay 10le; I also recognize that any ne<:essaty Idiuatmeallo my total <br />t\nance charg. will be re_ in my final bill; J also know thai the attIOUJIlUhowo 011 the rev.... tide forthe F'maoceCbar8e. TOlIIofPaYJIlOIIl5.llIllf tIleTOlII:SaIOPrice <br />are em...... _ on the ....mptioft that XOU will """,iveeach oIthe ~..actly on its due date; and Ilmowthattbere,wiII be ,!"lef\mdifl pmav~__ <br />" nothing w refund if J am charged on a daily bat... If the IendUlg UlStltuttoll or bank does no( compute the finance charge daily. and If! prepa)' "wfKjJ..amoIUIt, you <br />will refund w me the uneamod portion of the finance charg. (i_) by the """ountina PIOCeClllnllmow11 u the IIClllriI metliocl: and the _of Illy tebalewill:be <br />figurod on the scheduled dates and amounts of my monthly payment and DOt on the octiial daIet and II1IOUnts of the preporymotIls lhat J pay III YOll, IlalOwlhat a refimd <br />of.... than $1.OOw1I100I be..-. <br /> <br />. IMPORTANT NOTICE ABOUT WARRANTIES: <br />(a. We .. SELLER HEREBY DISCLAIM ALL WARRANTIES. EXPRESSED ORIMPLIID,OF~~ <br />BlLJtY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND8ERVlCESUNLESa'~'AJRIi <br />NISHES BUYER WITH A SEPARATE WRmEN UMITED WARRANTYORSERYICE. CONTR>\CT_l_'-" <br />LER ON ITS OWN BlHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). <br /> <br />(b) I have read, in detail, the separate "LIMITED WARRANTY" whicll_paoies thisCODllllCl,ltcxplaiDslheconditi_lIIl6~i!I~..~ <br />f!..~I!'!~.!C5wm~:re~red!l!'~laced. I~e~clthe-li.."it,",f.m.J!M~~11!y. MdI~J!!rly~d=t~~~~~I~~......t.1 "~/. <br />goods Juts only ..Ions as the WIn'8lllY or servicccontnlct, .. ...... ......... . . <br />SJ'EC1AL-ORDEIl GOODS: J 1r;,'1OW that you have meaured my bouoe and its openings 50 lhat you COlI roW> thc ~ to fitmy pIIticulIlrlloulc<J_...lIie <br />goods lIlat are manofllCtUred for my spec:llie hou.. probably will DOt fie any other houHlI, and under SllCb cooditioiIa. I !mow tIlItr _~cIlli.llOllItli!lt,..&II71l\11O <br />after tbe penod of rime given 10 me, by law, in which to cancel. After that legal period of time, [know that I have !be oIlIigationlllpayyQU ialW~~tlWIcli'; '.' ", <br />OBUGA nONS PEJlT AINlNG TO MY RF.AL ESTATE: I. I promise to keep my hou.. in good tlIpIir and 10 keep !t!nnrecl for at 1e4ial;8Ot!>;~ . . ..., <br />by buYing. fi.. and ."teoded coverage Insurance poltcy. The insurance compa."l)' mU$l be _'Cd by you. and !be pOIky mustllawa ~..._, <br />you.... to be paid ir there IS a 10... 'f1le .nsurance COO1J'AI1y must agree that il will ntJI canceliny policy witholKflntlCun",w.l <br />you direc,ty (orany I...... You can c_to use this msurance paymenlto either repay any IIl1l1lIl1U I owe you or 10 teplIlI'my boaIe, 2,aIIO <br />anyone elie W place anv I..... on my real_Wlthout YOUfwrinenpertniuiOll, 3. fpromioe wpayall_. _Inclotber~ <br />4 I promi.. to timely niak. all payments on my prior loan..cc..~ by my realwate, r also promitc that I "!iI11lOl utend, _or clwlpprior . . ... ... <br />permi..iOII. 5. If! do DOt ill$1lre my house or fulfill my otherobi'llllllOllS to my reaI..tate,lhenyoucando It for me .fYOllwant(blltYOU40DOlhllvti .'. ..~",.' <br />oithcoe ol>ligal1OllS rorme, [lli""'topay you back on demaod plusi_atthehighest lawful contractraIC ofintcreat, Untillpayyou~~~ .... ~, <br />!o my debt W you wblch " secvred by my real .__ and 00""". I know that if you decide 10 buy in_ for me that you dtHIOt hilVlllllotilaiD atI)'~Ott~,i <br />inaurarlCe. <br />SALE OF MY HOUSE: J pI1>!11UCno!to >eU, lease or I!'v.my'housc10 anyone unlJlI hav.fuUy repiodmydebtw you, <br />DEF Am. T: J wl!l be tn default under this conlTllCt If <br />I ldolnmakeapaymem"'l1end..."cr <br />t bfeak any promise: lllllKk: ro ;rou in this t:onnact; or <br />.\ Son1<tlung else h_no whicb """"'" you to bebev. m good f.id> that I do not int.oOO to pay you .. promised; or <br />4 I der...ltooany ol>l1gatioM forwh.:hl am''''''g my oomeasroUatetal;or <br />5 Something boppenswmybouse whICh u.re.tens yournlhts.lfany, in It. <br /> <br />IFI AM L.... DEFAL'LT: I undentaod thai you hav. thenght .o.foreclose the.MOrtgaJe I hav. given.o yov and have my llou...aoldlllrepay~_l_7l'G.ltl <br />am '" default undertha L'mtract, &/on: my 1>00"".. said. you wdl do.verythtOl that ibclaw requu... Ifyov!tile an411ortlll)' 10"'" you Illiell. 11ll1.. 1tollW. .<<<._. '.' ..... _... <br /> .." <br />or, to prole<:t yt1Uf n~"', I a,g.... w pay you ior your ,"_Ie .uorney.' f... and ror otItet rel_ e"pen.estuell as court COSll.lillUCltlt'cbCIull4.ltIQlII\l)''''''~.. .... '.' <br />10 ~ my hou.e, If you "'" allowed to coilect ....h lll'!lO\lJlts by law. ... ". <br />OTfIER RIGHTS, W. can choose DOt to .of"..." .ny of the nJbts under this oontract as often as w. want withou!los.ng Ibem. Or. _CtlI1deltlY~"!lfll!il~'i <br />wlthOUl los1ng: them. We canaiao us.e any ng.hU no-worm thefuturc gJventcu5 by law ~ _ _ - _.: _ ; <br />DELAYS, I k_ that you wlll U.. )'OIIl bet, .ffOrts to ""tall the prodocu IItIl1put<;hUll1I on mv hou... bull alto underttaod that U.1lOmCl til\llllttlla you II!IJ---. ... . ... ;.. <br />delay> tIUIt are call1lCd by <trike., WC&Ihtt condllio... del.y, you ha.. to ""'lWIIIl8 _il., or tOr other rcuo..that are beyQnd ywr c:ontrot I ~that'Ylll!",IIH <br />not be lIable t(>!' such delay, . <br />AJUlITRAUON: If \ 4!"'~ ~ dl~be Qf ctai.m_w~ you (:o~l! ~ qu.ntity, q~ty or p=rf(lrm~q(~ ~t!, I ~~~th.r my dL..~rMY-btt~.~.x <br />and settled accool1n~ to the medt""""-ort>ttnlllOn proJrIl1l that may ha~. dev.1oped '" my COllltl1lilt.ty, 11Ilso maw that ...y deeisiOII..- by 1Il~) WOlIId lie..... i <br />tered tD the courthavlllljuntdknon over me and yw. <br />SALVAGE VALUE, 1_ that the WIndows, woodworl<. and otheI' maIm.is thathav.lObe removed byyov forthi. il15taIlaliotlhllvti ItOwvapvalllt, WlIftYWl\li> <br />m.ovethem. y~~ c.yJ-~t.~ftn' wN:.tc'fer putl.1'05C" you WL"lt <br />SPECiAL SnvA1IDtosi b\.t 10 ,be umq..._ of some of the prodiL.... that you ..Ii. I u!Klerotillldthat In tpeciallitutltioot that )'O!If Relional otlb may bClwto mIft ,. <br />and lICe"!,, tht. emtr.... I ,",so 1ll1IIef$tand...... tha lole <",curted.a my home and that you and I mar.~bave bad all the comet inffltlDllion~ Ie Iilltlt'llllACiltlO. <br />at our fll1gett1po, I gtV< you my e"n..nt 10 Corl'CCI any OOvlQ\15cttvn that may ha,.,>c<:urred ...benthe_lolhis COlIU'Ilel"''''''compIcItlcl. . <br />!NV ALID PROVISIONS: If lIlty prov,lion ,,[ this L_I VIOl.... the law and i. W1enf-.hle.tIle_ofthc_ will be valid..lfay Jl!IIlllt___......., <br />pay"""" of more.- than the law pmmts, the1l you will only have the riJht weel*" from melbeatllOlltll of iaWutwllicbtlHo law alkI'wf you toGOlleCt. <br />COMPu,,'TEl!iESSOF,rms CON11lACT: T\1I& c_,""" only becl10nJed if both yoo_l"-,,,wfttlna. <br />'The tOUowUlg Di")t.~ bringc tu my ancnnoo tht "8bb ltt.at I t<,Ave cv~ wbe.u unt -contt'ilCt 15 &Okllo it fJ...'"latk.-W ini.tiMion Of a OWt and I mould JiOliee- that the impor- <br />taDC-eofthwpnwlliion. is straitd bYUi ~'e In f.t'mpotnt, bow tilC-c type. . <br />NOnCE 84 - 004950 <br />This credit conv.ct fl_ . pwchaae. All legal rlghts Whlctl the Buyer hM ..... tI'le 8IMer8Nlnll <br />out of thte tnImleet.'on. !ncludlng ell e!e!me end defeneee, ere e!eo v-:'tt3-~ :my ~cfttml ~ <br />The rlght to ~ver money trom tha holder under thl. pro>Aalon 1$ II - to t.'le amount ;:;aId by the bl.l~,'" <br />under uu. contract. <br />A claim I. a legally valid reMOn to!' sulno the s.ller. A cIeMn.. 's . legally valid reaaon for not ~ylno <br />the Seller. A holder II anyone trylno to collect fO!' the purcnue. <br />fNSllkA!'iCE CANCELLA nON: If I have fCQuemd .osurance. U1 thu pu....!wIc, I may c&JlCCltucb roque&! for msuttlDcc for any rcuon within fifteen (15) daYJ from the <br />dole. of lit.. COIlInCI by notlly'na you or the holder of Illl> c""lI'I<l '" WIlling. I know that the cllltC.llal1on of my co""noge will be &rrlUlged willt the iDl_ cllll'iflt{t) and <br />. full..fu.od "f my pmmuffi\.) :0&_ ,,'1lh applICable fmancecllltrg. will be cffilJle<I to thlScontl'II<:l. <br />~.EASE N~ If I hAy. ""1.,1IC5Ied .\""_ '" iJlI. pur:cha><:, I will !"C.tve !"hln ,!,,,,y (30.' day", ,c.'J1fica.. of ""urancc 1Tl<>f< fully deoctibinl! the inlurance c:ovorop, <br />t UIU'W it. u (~ .I:' an)" o;:om net in ~ i.:U"cnap or the WljUOIiC 01 me cenmC-&1e OJ. msuranu: ana me IOUO~m.g Nonce of Proposed ~1Ui\lrUCC Ulat I am coverea only to <br />tMU!eht ~LUc:dU1 the ioUowi1iJ N-otlt.eo( Pr~ll'UiWlUlt,.':e, I aho Uww that I have UUUfal'!(;e (overage ontj' 1ft ha~'e been charged fOHt. <br /> <br /> <br />L <br /> <br />NOTICE OF PROPOSED INSURANCE <br />l.lal<e """"~ thoI..thcr Cn>ltt lA~ Q' C<e<I11 A<<:,dent and HuIlh IDSUf1lI1l;<. or both, wdi be appilCJlbk to lb.. Sale& COnUK! on the """If" "de only if I have <hooc<t <br />\f b) M$Btl1J tb!; ~l JUt sudl. t~, 11m msurance will onl). CQVCt' the ~n .ugnmi the, requc-st.at the cost fQ1'each type 01 tnSU~ she. 'Nil. SubJOCtto ~ <br />try the ..._"""" """"",,y, tbe """'"""~ will be effecllve .. L,f today ~ ...111 continue oaIy 1m the n_ber of monllls after the .ff_v. date equal 10 the mamIler of <br />m<.>ntllly pay........ I under$tand that thi& pana:uJar mswanc. may !lot provide co.e~. for m~ Iut f.w l"'ymeots. and that during that pcnod of lime I will1lOl have any <br />ms..-"C<OV<I<II". All bettotfilS _ ~ or the msurOD<'C ...iII be paid to you or 10 a final1CiaI in.ri"",on or . bank if i. pur. eh.... the Sal.. ConltlCl w the Utetll 01 its <br />:nweots and ..y btll..... will be payable It> me. Tho lf~lIai antOUtll 01 Cred,t Ufo In.ur__ IS the lllOOU!l1 required !o ..pay ,he Total ofP,Ymen1>; thenil&l'tcr, the inIurana <br />docr>>ue. by the 1Ut~-. 01 _h mootltIy poty"",'" 01\ . ,d>t<lule<i 30 day ba>J. III "'" )O",tly obhgatcd on the Sale. ComrK1 WIth a Co-lIuyer, and we have both siple<l <br />llllJ ""fl'CO' for Cred.. Lif. 1......-., <kalh bc1lcfitl wlll be ""lablo ""Iy wilb te""",ltu the lint one of... w die. Sub;ec' to uclu"OIU. elim.nation. 0< .....una ~od IlaIed <br />In the ,___ pol"y Of ,......t;.,.... C....u, AcCIdent llod H<i.tltl.IO>!lflID<;. " for the bc1lcfil a"',)un< 011'3Qlh uf each mol!lit'. payment fo< _It day thall am ti)qIIy dt",b!ed <br />- '? M JtJjur). {,If _*ld$CM 1lo<"bde-l (l"<.W any PJ-)meill to you, Mw~v~r. I u~ that J ha'lt' to bt p!:C","'C'-nled from WorlU1B due- to $Ul.:'h toW diMbihty for more thaft fOUl'- <br />,..., ,.14) <""""""'.. days be""" \boo ill"",""", bc1lcfll i. ""14 back 1<1 .be fi11ll day of my Ioull d,,,,,,.!ity I............. lIlat I c_ obtain an, '-"__ from ''''' If I <br />-- 6!1 ,....ot...tuohoJi.....l..... ........lhM u...ltmu-.. _<<.,..,.....10 "'" _, _taiA. ____t 0( ,.......... wltld>wlll_ pay In_ <br />~ tbe ~...... tW. ~)W~ f)oe to the maXlf.1lUm .t.n'KX.tnt oJ cm:~ auu.ed m the Ul"Uill1lC4!! 1'O~u.,. 1 know lMI illY uI\I)&ld atl..wnt Hl C'l\.'fl"- of tM- tnfW'a:nc-e <br />C:Q~ \If'iU itiUhw1te tc-;br",.."t littw S-tie_ Ce:mtrac.t l:f; ~ 10 tuH po'" to the- iMl ra,yme.at date. an)' l,a~..."'DtJ4.I..n.~'( preUUUtmi WIU ben~ to me If! the n1fln~ <br />net pn::kf1~b-y tA-., WJtblA tbW:tY t3Q} lU)'~, i 'WtH ~lV(: thr-l-ettilkate: 01 1!\iUt'MU mot'e fun)' dcJcnhini my i:J1iUaJK:t c-Ov-er-ife_ If the I!\jU~C tl not ~opcoa by <br />lIte_"""""", .I..ill"""......fund "fthe__e_",,,,..1 ha..~ <br />IliYE... n...t ht(-(;!~(;,{~ ~_ relluveUE tht. uUo jJt"dN"i OJ' Ult.o It.1e fUW\l:-W int.tlhnwnnr bani; H\ onio-r for H ro buy WI ronb1!t;l <br />nu...ews WAMAHT1U AND AsatGNMEHT OF IHlTAu.Me!'U ~AI.e:S ~~ACT A~Q MORlOAGf!. . <br />f{* VA!,.!;}, "I'X1'l>,F)), !ie."" l...~ ..ii" ....".., c''''''Y'. "....,t" .~04 .1<:;".",., ,,,.rf.t,U{J~,_.j,JL\f;'W..:lJ::w1.dA..::U,,l.J~{ i.!fY __. <br />; '~i#$~.,n AJ} ;.;:4 i~ i~_ Ill. .. ~~,:m fAd t~) ~_~~ S~k~ C(,rnf1lA.( .~l MiJon't..c ,_ t(;-~~h(rt ,'nth .H_ H~m ui,tt(li-t~-~YI'T 10, VI.Yf>>tflL ant1lht -pmpet1} <br />i~if~D~_~ ~~. ~ 4~~- .!~~~,.u ~1~ ~,t a'~ Ms,m:iirtit" pt'9-"'i!!'lot~; .or !-!'H-S: ..'(:.n.tr~l,:t ~ikr ~'ll,f'fj;tt"~ iutd ,~MtU:&;. ~! llt~! i~ n.ht ttll1~C <br />:j'r~~~ ~:~~~ :;::~i:~ n;~':h~~~~t;:~4~~~);~f\j1=~~~~:--Z::~~l ~ ~ B~~;~~' ~~~1~.:~\~t.~::~;~~~~~; \\~~~~~~if: <br />_~~~~:>f tf~~~~'~ *~ Sotj;~ 1.') ~~}~~, ~_~, r':a!;l>8-1f;~ ',t k..Hy ~l;.~nt_~p'.:,.~-d:fliiCL ~6; fha \.'t.Wl'tr~l i$ ~?{~l;;t :'-'1-l~ l":"(!lot ",uh?h,:{ n'lIb~'; .:l~H''''' ,,~d!'ft!~w, <br /> Ur-f:f'W14 >;11' f1;thl <br />..{ ,'~ )~- ',~ -' lNt ~ l:4':,,;""f~)f:i ;;,cf tt.hll ~t~-*,1 ~~ t_b~f ~ffl$ot~y1'#' ,~_ Ulin~-tHJ.f!, ~v..-,i,"f" nw ~eID_ 4w ~ \'~'i%...t~ i;l;,."1~ ~~~1<t~ '-_~ ~i,JtM_ lot'#- , <br /> ;j~m.1JH _ n.1 W '-', f~,.~I.Hnn Th;.>lI. <br />'1i-t~, 1$4 ftl. - i''f~ f~ fh~~ ,;..~~"_~ \.\f ;ht- ~.t'}JMtI ~-u.. tf~~iW~l "-*'- !).ut~$'iK'l iA.l' ~ 1\~lit 0_r't'~;1if-~;;<.~ _~ ,: il*""t,#~"}i;'" 1"~ U>f" Hl!\'f.:'t. .,,,..'w! <br /> tY~.j:l'-~!(lft (.1~ \,*r~'*1';~ <br />"_"'~*-~ ~- $ tpiii'!!"i14i$.':4 l..m~'i ~f~ 'l,4~ ~~i't U't'<<,#1;.,-~:f"'-:1_ ~ (.~4}!Wjl)". ~~-.tl"'JoN. nttS cmaacr j$ MII1 mu:. fflTI8VT ltCl'Vl$(. ~_ <br />rN fl'->.n~,:P4"f ~~Ui~' ...hg w.:'~Y''1i'''~ .~-i! 4Wi ..~~j!)".-'~ r"'f1<f'P~ll',~~~"!;h! .'WrHt"l ,.t~-.;i f>.~'" Li._'l~~; }"~f_",,, '.0~4<' ."" ,.",i;-I'"~ <br />,.., " 'i:A~~~_l' J" .. <br />