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<br />sa. __ 1 nil A 1'11'11 <br />vv"'%, I"'" <br /> <br />Loan No, ....60~:n~1~J.S,..... <br /> <br />~ <br />~ '""i:iNCai.N <br /> <br />ADJUSTABLE RATE LOAN RIDER <br /> <br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS <br />A PHOVISION ALLOwING FOR CHANGES IN THE INTEREST P.ATE. IN. <br />CREASES IN THE INTEREST RATE WILLRESULTINHIGHERPAYMENT$; <br />DECREASES IN THE INTEREST RATE WILL RESlJLT IN LOWERPAYMENTEL <br /> <br />This Rider is made this .....Um......... day of ......~P~................,' 19J14.., and is incQrpor4ted <br />into and shall he deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure'~ <br />(the "Security Instrument") of the same date given by the undersigned (the "Borrower") tosecureBOr., <br /> <br />rf'fgt ~~j~i~i" SavIngs '''iinii'Y.:oaii''As'socfaiion'' (;f'''Liiic'ciITi;'' a ''iiniteir'States''co'-oratt;;~r';' <br />........,..,.".,......,................."",......,.......,...,...,...,..,......,..,'.'....,."...............",..,..,....,..................".....,.......~...--...."..,....., <br />(the "Lender") of thl!,same date (the "Note") and coveling the property deseri.bed,in t!1e8eeur:ity'Itllltru- <br />ment and Joe'lted at .~9.1.1..~().s~1>llV11.P!,lye . .............. ...GX'.amL.:!:dand"...Nebxaaka...6;mJOL....,..., <br />Property Address <br /> <br /> <br />MODIFICATIONS, In addition (() the covenantq and agreements made in the Security Itll!trument,Bflr" <br />rower and Lender further covenant and agree as follows: <br /> <br /> <br />A, fNTElmST RATE ANn ;\WNTHLY PAYMENT CHANGES <br /> <br />The Not" has an "Initial Interest Ratc" of.. ...1.3.~A()() ....% <br />Interest rat" changes may occur on the 1st. day of . .......J,a.n.\l#IT......., 19.~fL. andQil,tPe <br />l~t day of...,........ ....".\"1'11......, J913.6.... and on the 1st day of .mm.....m.......,)'9J.Y...,.,.........,ltUifl:.. <br />and on the Jst day of.m.........,..O.ct;gJ,,"',r,., 19.?!l. ,he . on those dales of those month!lm~ <br />ypar thereafter, Each dat.eon which the rate of interl'8t ",,)' rL 6e will be called a "Rate CbangaDate', <br /> <br />Changl's in principal and interest payments t.o adjudt amortization of the loantu coneapondwith <br />interest rate changes sball he made on the 1st day of.. ........ ..m.... .,Q.c,!;RQ#X,........., 1006..,. ;ll',d on that <br />date every ------- year(R) thereafter, Each liatl> on which the principal and interest payment may <br />"hange wjJ! he called a "Payment. Change Date", <br /> <br />Changes in the int,'resr, rat.e are governed hy changes in an interest rate index called the "Inde,;", <br />Chl'ck box(P8) to indi<'Jlte Index. <br />t I) "('ontmet Interest Rat", Purchase of Previously Occupied Homes, National Average for all <br />\lnjo, Type,; of Lendr'r~" puhlished by the Federal Home Loan Bank Board, <br />\~) X Adjustable Rate "ote .. Nonth1y average yie1don U.S~ T.;-e,<illllrYm5.l!r:.l,I.;:Htl[l.8..... <br />adjusted to..a constant "'alurHy of i Year published by ti1e. F<;!der::il1,J:lef!eXY.iL.I3.Q.iH:4.L.... <br /> <br />Check hOX(foSJ tu indicate limits. <br /> <br />(1) ~_.] If this box is ('hocked~ there wiH be no maxiU1UUi linlit on changes Ll"l t.he tr\terest Tate up or <br />down. The Preliminary Hate refelTt'd to in the Nnte, will he the new intel'f.'llt. rate, <br /> <br />i;!) " If this box ;s ('hK'k..d, the interest rate that r pay shall not inerease more than <br />pereent.age points on any Hat(~ Change Date. <br />(;)) ,.." If this box j" dl&'kt'J, the mten,st l"dt(! that 1 pay shall not decrease more t.han ... <br />pt"'rt'entage poinL~ on any I{ate ('hange Dal", <br />. . (I). Xl Ilt~j~ ~~).x.i:::~~~,~ed, the intert!St rate that I pay shall neVl'r be Illore than .14..,950......% <br />(1unug t:ne Pt:''CIUU .l UQVC lUJ .....'u#. <br />\">) 'Xj If Ihis box is "h..eked, th... intr.ft'8t rate that I pay shall never be less than .10...950.. ...% <br />during- the pt'riod i h.avt' IllY l(l-i.in. <br /> <br />If t his box ,s ch..d;ed, tilt' principal and intl're,;t pllyml'ni that I pay "hall not increase mor-" <br />pert'put on any Payr.ncnt Change I)at.e. <br /> <br />if this box is che(~ke(t the principal ~'1d int~~t paym~ent th:\t 1 pay shall not decrease nl0f{":' <br />pen-ent on any Payment Changl' Date, <br /> <br />The monthly f1ayment amounts will also change on Payment Change Dates as provided in the Note, <br />!;,'cause payment changes may occur Ie&; often than intHest rate changes and/or may be subject to certain <br />limitations described in the Note, the monthly payment" may be mlluf.fident at times to pay aceruing <br />!I1ter'l'St. In such cas.., unpaid intl'rest is added to the principal halance of the Notl' and itself wiil aeerne <br />interest t hf're-aiter. <br /> <br />iH) <br />than <br />(;') <br />than <br /> <br />fan;!;'! Sol:! <br /> <br />I I <br />U <br /> <br />L <br /> <br />.-J <br /> <br />j <br />L~ <br />