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<br />Loan No, ....60~:n~1~J.S,.....
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PHOVISION ALLOwING FOR CHANGES IN THE INTEREST P.ATE. IN.
<br />CREASES IN THE INTEREST RATE WILLRESULTINHIGHERPAYMENT$;
<br />DECREASES IN THE INTEREST RATE WILL RESlJLT IN LOWERPAYMENTEL
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<br />This Rider is made this .....Um......... day of ......~P~................,' 19J14.., and is incQrpor4ted
<br />into and shall he deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure'~
<br />(the "Security Instrument") of the same date given by the undersigned (the "Borrower") tosecureBOr.,
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<br />rf'fgt ~~j~i~i" SavIngs '''iinii'Y.:oaii''As'socfaiion'' (;f'''Liiic'ciITi;'' a ''iiniteir'States''co'-oratt;;~r';'
<br />........,..,.".,......,................."",......,.......,...,...,...,..,......,..,'.'....,."...............",..,..,....,..................".....,.......~...--...."..,.....,
<br />(the "Lender") of thl!,same date (the "Note") and coveling the property deseri.bed,in t!1e8eeur:ity'Itllltru-
<br />ment and Joe'lted at .~9.1.1..~().s~1>llV11.P!,lye . .............. ...GX'.amL.:!:dand"...Nebxaaka...6;mJOL....,...,
<br />Property Address
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<br />MODIFICATIONS, In addition (() the covenantq and agreements made in the Security Itll!trument,Bflr"
<br />rower and Lender further covenant and agree as follows:
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<br />A, fNTElmST RATE ANn ;\WNTHLY PAYMENT CHANGES
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<br />The Not" has an "Initial Interest Ratc" of.. ...1.3.~A()() ....%
<br />Interest rat" changes may occur on the 1st. day of . .......J,a.n.\l#IT......., 19.~fL. andQil,tPe
<br />l~t day of...,........ ....".\"1'11......, J913.6.... and on the 1st day of .mm.....m.......,)'9J.Y...,.,.........,ltUifl:..
<br />and on the Jst day of.m.........,..O.ct;gJ,,"',r,., 19.?!l. ,he . on those dales of those month!lm~
<br />ypar thereafter, Each dat.eon which the rate of interl'8t ",,)' rL 6e will be called a "Rate CbangaDate',
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<br />Changl's in principal and interest payments t.o adjudt amortization of the loantu coneapondwith
<br />interest rate changes sball he made on the 1st day of.. ........ ..m.... .,Q.c,!;RQ#X,........., 1006..,. ;ll',d on that
<br />date every ------- year(R) thereafter, Each liatl> on which the principal and interest payment may
<br />"hange wjJ! he called a "Payment. Change Date",
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<br />Changes in the int,'resr, rat.e are governed hy changes in an interest rate index called the "Inde,;",
<br />Chl'ck box(P8) to indi<'Jlte Index.
<br />t I) "('ontmet Interest Rat", Purchase of Previously Occupied Homes, National Average for all
<br />\lnjo, Type,; of Lendr'r~" puhlished by the Federal Home Loan Bank Board,
<br />\~) X Adjustable Rate "ote .. Nonth1y average yie1don U.S~ T.;-e,<illllrYm5.l!r:.l,I.;:Htl[l.8.....
<br />adjusted to..a constant "'alurHy of i Year published by ti1e. F<;!der::il1,J:lef!eXY.iL.I3.Q.iH:4.L....
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<br />Check hOX(foSJ tu indicate limits.
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<br />(1) ~_.] If this box is ('hocked~ there wiH be no maxiU1UUi linlit on changes Ll"l t.he tr\terest Tate up or
<br />down. The Preliminary Hate refelTt'd to in the Nnte, will he the new intel'f.'llt. rate,
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<br />i;!) " If this box ;s ('hK'k..d, the interest rate that r pay shall not inerease more than
<br />pereent.age points on any Hat(~ Change Date.
<br />(;)) ,.." If this box j" dl&'kt'J, the mten,st l"dt(! that 1 pay shall not decrease more t.han ...
<br />pt"'rt'entage poinL~ on any I{ate ('hange Dal",
<br />. . (I). Xl Ilt~j~ ~~).x.i:::~~~,~ed, the intert!St rate that I pay shall neVl'r be Illore than .14..,950......%
<br />(1unug t:ne Pt:''CIUU .l UQVC lUJ .....'u#.
<br />\">) 'Xj If Ihis box is "h..eked, th... intr.ft'8t rate that I pay shall never be less than .10...950.. ...%
<br />during- the pt'riod i h.avt' IllY l(l-i.in.
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<br />If t his box ,s ch..d;ed, tilt' principal and intl're,;t pllyml'ni that I pay "hall not increase mor-"
<br />pert'put on any Payr.ncnt Change I)at.e.
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<br />if this box is che(~ke(t the principal ~'1d int~~t paym~ent th:\t 1 pay shall not decrease nl0f{":'
<br />pen-ent on any Payment Changl' Date,
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<br />The monthly f1ayment amounts will also change on Payment Change Dates as provided in the Note,
<br />!;,'cause payment changes may occur Ie&; often than intHest rate changes and/or may be subject to certain
<br />limitations described in the Note, the monthly payment" may be mlluf.fident at times to pay aceruing
<br />!I1ter'l'St. In such cas.., unpaid intl'rest is added to the principal halance of the Notl' and itself wiil aeerne
<br />interest t hf're-aiter.
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