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I I COMPLETENESS OF THIS CONTRACT: This contraCt can only b<; changed jfboth you and I agree in writing_ The following notice brings to my attention the rights that I have even when this contract is sold to a financial institution or a bank, and I should notice that. the ~ tanceofthis provision is stressed by its appearance in ten point, bold faeetype: NOnCE 84 _ 00471:1 This credit contract f1nt1ncea a purche... Alllegslrlght8 which the Buyer haa agalnatthe Seller arlalrig out of this transaction. Includln. 9 all claIms anddefen.... are also valldagaln.t anYholder.ofthla. ::contract. . ..' . The right to recover money from the holder under thl.provl.lon Is limited to the amount paid by thabilyer under this contract. . . A claim Is a legally valle! raallOn for suing the Seller. A defen.. I. .Ieglllly valid fUlIOnfor not paying' the Seller. A holder Is anyone trying to collect for thepurch.... . INSURANCE CANCELLATION: Ir I have tequested insurance in this purchase, I may cancel such request for ir............", for any reason within F.fteen (! 5}day.fl'omlhe:' date of this contt1lCt by notifying you or lbe holder of this contract in writing. I know that the cane. enation of my coverage will be arranged with theinl_caitlei(. .. . .... ....). lInd.... a full refund of my premium(s) together with applicable finance charge will be credited to thiscontraCt. PLEASE NOTE: IfIhave tequosted insurance in this purchase, i wiU receive within thirty (30) days a certificate of insurance motto fully de.cribingtbe inIurance~'.' I know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I am coveted on1y kv the e:tfent stated in the following Notice of Proposed Insurance. I also know that I bave insurance coverage only if! have been charged for it: -' " tt 'i' t, \I Ii NOTICE OF PROPOSED INSURANCE ! take noti~ that eithe;--Credit Life or Credit Accident. and Health Insurance, or both. will be-applicable to this Sales, Contract on the,fe'VerSe_side'only'.If I'have,cbO&eft it by si$ning the request for such insunmce. This insurance will only cover the ~ signing the request at'the cost-for each type of-insurance Sbown'-'Su~. _ to_acceptance. .. by the msurance company, the insurance will be effective as of today and mil continuo only for the number of months after the effective date equaho the IlDIDber of monthly payments. I understand that this particular insurance ~ not provide coverage for my last few {'&yme~ts; and that during_ tbat:~od or-time- I _will 1?-othaVe"~ :ri=:an~~;t~'I~~~r;::;:;abl:t~~~i~ti=ou~tl~~~:~Jt;~~;~ni~i~a::~:~~~~i~~~of~~aIes_,~?~~ decreases by the amount of each monthly payment on a scheduled 30 day basis. If I am jointly obligated on the Sales Contract with a co:.;~er; and-wc'biye-_l:KJtb:.igDed the request for Credit Life Insurance. death benefits will be payable only with respect to the fmt one of us to die. Subject to exclusions. elimina_tions:orwaiting~~- in themsurance policy or certificate. Credit Accident and Health Insurance is for me benefit amauntof 1/30th of each month's payment foreacb'daytbat I amtOtit1lY'~eid. due to an injury or sickness while I owe any payment to yeu; however. I understand that I have to be prevented from working due to such total disability formore1h8D f9Ur.. teen (14) consecotive deys before the insurance benefit is paid back to the!in;t day of my total disability. I also know Ibot I ClIIUJOl oblalD anylnsuraDoerr-youlfI am over 65 yoan of age today, and I also Imow lbatlbe Jnsunmce coverage provided to me may conlalD a maximum amowIt of coverap - wUJ nolllOY In_ cues, the entire amount tbat (owe you. Due to the maximum amount of coverage stated in the insurance policy. I know that any unpaidamtiUnt in excess oftfle inIuraDce coverage win still have to be paid. If the Sales Contract is prepaid in full prior to the last payment date. any unearned insurance premiums will be refunded to me in the man- ner 'prescribed by law. Within thirty (30) days, I will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is-not ~-by thc msurance company, I wiD receive a refund of the insurance premiums I have paid. BUYER: The next two paragraphs contain wammties relative to this sale given by us to the fmancial institution orbank in order-for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLI'IISI\h5ALES ~NTRACT AND..-btORTGAGE FOR VALUE RECEIVED, SeUerhereby seUs, assigns. cou"'ys, transfe", and delivo" .'( is-!- \ IC{-'il\'I1(,' ( t-- J M ,t"7 (Assignee) all of its rights. title and interest in and to the Installment Sales Contract and ?\'i\..-iigage. together with all liens e:tisting to secure its payment, and the~ encumbered hereby, Assignee is hereby substituted as Mongagee under the Mongage provisions of this contract, Sener warrants and represents; (I) It has the rightro ffiakO this assignment; (2) AU statements and figures in this contract and in the Buyer's statement are materially true and correct; (3) This contract arose from the bona fide sale of the goods and ser...;ces described herein_; (4) The cash downpayment $hown in this contract was actually paid by Buyer and no part of said downpayment was loaned di~ rectiy or indirectly by Seller to Buyer; (5) Each Buyer is legally competent to contract; (6) This contract is not and wi.ll not be subject to any ciaim, defense, deti"d..'1d orrig.'1t of offset; (7) The execution of this contract and the underlying sales saction givin~ rise thereto did not violate any federal or state law. di~tive, rule or regulation now in effect; (8) In the event that this contract or t.lte underlymg sales saction is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella~ tion period has expired and neither the sale nor this cootract cancelled or rescinded, THIS CONTRACT IS SOLO BY SEUER WITHOUT RECOURSE, IN TESTIMONY WHEREOF, the unde"igned is ~Crized re7~f the Seller and has signed below on &ohair of the SeUer on thia day of / ,19 .,' ~.., The f""'going instrument was acknowledged ber.... me 01).:' 7/ '. PACE~R PRODUCTS, ~C:""Iotj.~ ~ ~? . J~, "cJjf. . .,-::&::L /Ma-~ by the authorized agent of Seller who is {-;;, 4-;<- :"--R-' -:'~t.. <!.-e~o"" :- '. I:>' "'. Mycommissionexpin:s: ,- 6 __ =c."=~ '<~;'I'.;:i;:'~, . r- :~~~~-~~ -, -" ~ L L --1 L