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<br />IMPORTANT NOTICE ABOUT WARRANTIES:
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<br />(a) We a. SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
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<br />BILI1'Y AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERViCES UNLESS SELLER FUR-
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<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL-
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<br />LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />lb) I have read, in detail, the separate' 'UMITED WARRANTY" which accompanies this contract. It explains th~ conditions and circumstances in which the man..
<br />ufactured products will be repaired or replaced. I take notice of the limitations on the warranty. and I particularly recogmze that any implied warranty which applies to the
<br />goods lasts only as long as the warranty or service contract.
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<br />SPECIAL..ORDER GOODS: I know lhat you have measured my house and its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods that are manufactured for my specific house probably will not fit any other houses. and under such conditions. I know that I cannot cancel this contract at any time
<br />after the period of time given to me, by law, in which to cancel. Afterthat legal period of time, I know that I have the obligation to pay you in full the amount owed.
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<br />OBLIGATIONS PERTAINING TO MY REAL EST ATE: I. I promise to keep my house in good repair and to keep it insured for at least 80% of its replacement value
<br />by buying a fire and extended cove~e insurance policy. The insurance companfi must be approved by you. and the policy must have a beneficiary clause which says that
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<br />3.n10ne else to place any liens on my real estate without your written pennission. 3. I f.romise to pay all taxes, assessments and other charges on my real estate when dUe.
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<br />of these obligations for me, I agree to pay you back 00 demand plus interest at the highest lawfuf contract rate of interest. Until I pay you back, these amounts win be added
<br />to my debt to you which is secured by my real estate and house. I know that if you decide to buy insurance forme that you do not have to obtain any homeowner or liability
<br />insurance.
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<br />SALE OF MY HOUSE: J promise not to sell, lease or give my house to anyone until J have fully repaid my debt to you.
<br />DEFAULT: 1 will be in default underthis contract if:
<br />1. 1 don't make a payment when due; or
<br />") I break any promise I made to you in this contract; or
<br />3. Something else happens which causes you to I-,elieve in good faith that f do not intend to pay you as promised; or
<br />4. I defaultoD any obligations for which I am using my home as collateral; or
<br />5. Something happens to my house which threatens your rights. if any. in it.
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<br />IF I AM IN DEF A UL T: I understand that you have the right to foreclose the Mortgage I have given to you and have my house sold to repay any amounts I owe you if I
<br />am in default under this contract. Before my house is sold, you will do everything that the law requires. If you hire an attorney to assist you to sell my house', or, to sue-me,
<br />or, to pnJtect your ri~hts, I agree to pay you for your reasonable attorneys' fees and for otherreiated expenses such as court costs. title searches and money YQuexpended
<br />to protect my house, if you are allowed to collect such amounts by law.
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<br />OTHER RIGHTS: We can choose not to enforce any oftbe rights under this contract as often as we want without losing them. Or. we can delay enforcing any of the rigbta
<br />without losing them. We can also use any rights now or in the future given to us by law,
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<br />not be liable for such delays.
<br />ARBITRATION: If I have a dispute or claim with you concerning the quantity, quaiity or perfonnance of the products, I undernafid thai my displIte may be subnh~ w
<br />and settled according to the mediation-arbitration program that may have developed in my community. I also know that any decision made by an 8rbitrator(s) would be en-
<br />tered in the court having jurisdiction over me and you.
<br />SAl.V AGE VALUE: I know that the windows, woodwork, and other materials that have to be removed by you for this instaUation have NO salvage viJue. When you re-
<br />move memo you can have them for whatever purpose you want.
<br />SPECIAL SITUA nONS: Due to the uniqueness of some of the products that you sell. 1 understand that., ;pecial situations that .tour Regional Office may bave to review
<br />and accept this contract. I also understand that this sale occurred m my home PJld that you wr ~ '11ll}' !It', .: V't had all t.~e correct mformation important to this trannctioa
<br />atourfingenips; I give you my consent to correct any obvious errors tP1t may have occurred Whf '. ':c blU1i.<LS in this contractwerecompl=ted.
<br />!NV !LID PRQV'-.SIONS: If any provision of this contract vio!a!e~ the law and is unenfo<<=e.wle, the rest of the contract will be valid. If any part of this contract requires
<br />payment of more interest than the law permits. then you will only ha\'e the right to <;ollect from me the amount of interest which the law allows you to collect,.
<br />COMPI_ETENESS OF TIllS CONTRACT: This<omractcan only bechanged ifboth you and I agree in writing,
<br />The foHowing notice brings to my attention.the rights that I have even when this contract is sold to a financial institution or a bank. and I should notice- that the i:mpor--
<br />tance afthis provision is stressed by its appearam;e m ten point, bold face type: NOTICE 84 -- 0046 a 5-
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<br />This credit contract finance. a purcha... All legal right. whIch the Buy.r h.. agaln.t the Seller Irlllng
<br />out of this tran.actlon, Including all claim. and d.f.n.... are also valid agaln.t any holder of thl. contl'lCt.
<br />The right to recover money from the holder und.r thIs provIsIon I. limited to the amount paid by the buyer
<br />und.r thl. contract,
<br />A claim Is a legally valid reason for suIng the Sell.r. A d.fen.. 18 a legally valid raa.on for not paying
<br />the Seller, A hold.r Is anyone trying to collect for the purchas..
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<br />INSIiRANCE CANCELLATION: IfI have r<quested insurance in this pun:hase, I may cancel such request for insurance for any reason within fifteen (15) da)'l from the
<br />date of this contract by notifyi.ng you or the holder of this conttact in.writing. I know that the cancellation of my coverage will be arranged with the insurance cUrier(a) and
<br />a full refund of my premium(s) together with applicable finance charge will be credited to this contract.
<br />PLEASE N9TE: IfI have request~d insurance in ttis purchase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance cove.~
<br />I know that If th~re is any conflict In the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to
<br />the extent stat~d ~_n,.th~ following Notice of Proposed Insurance. I also know that I have insunmce <;overageonly if 1 have been charged for it.
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<br />NOTICE OF PROPOSED INSURANCE
<br />! take notic(' that either Credit Life or Credit Accident and Health Insurance. or both. will be applicable to this Sales Contract on the reverse side onl)' if I have chosen
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<br />monthly payments. I understand that this particular insurance may not provide coverage for my last few {Jayments. and that during that period of time 1 will nothave ~
<br />insurance coverate. AU benefits and ~roceeds of the ins~rance will be laid to you or to a financial institutlon or a bank if it lhurchases the Sales Contract to the extent of ita
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<br />the request lor Cred.it Life Ins~nnce, death benefits will be payable only wi.th respect to the first one of us to die. Subjcct to exclusions, eliminations or waiting ~od stated
<br />in the insurance pohcy or certificate, Credit Accident and Health Insurance 15 for the benefit amount of 1 f30th of each month's payment for each day that I am totallf disabled
<br />due to an injury or sick.ness while I owe any payment to you~ however. I understand that I have to be prevented from working due to such total. disability for more than four-
<br />teen (14) consecutive days befon: lhe insurance benefit is paid back to the first day of my total disability. I also know that I cannot obtain any Inauraftc:e from you Ifl
<br />am over 6S years of qetoday t and 1 also know that the insurance coverage provided to me may contain a maximum amount of ooverage whleb ,..UI not pay in aome
<br />case5t tbe entire amount that I owe vou. Due to the max.imum amount of coverage stated in the insurance policy, I know that IlI1Y unpaid amount in excess oCtIle inlurance
<br />co\'erage will still have to be paid. If the Sales Contract is prepaid in full prior to the last rayment date, any unearned insurance premiums will be refunded to me in the man-
<br />ner prescribed by iaw. Wit~in thirty \30) days. I wi~1 re..:eive the certificate of insura...'1(;e more fully describing my insurance coverage. If the insurance is not accepted bi'
<br />the insurance <;ompany. I Will receive a refund oflhe msurance premiums I have paid.
<br />BUYER: The nex.t two paragraphs conrain warranties reJati'.-e to this sale given by us to the financial institution or bank in order for it to buy this contract.
<br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT.SALE CONTRA T NO M~RTGA
<br />FOR VALUE RECEIVED, Seller hereby sells, assigns. conveys. transfers. and delivers to ~ . - <: c:c:....
<br />(Assignee) aU of its rights. tille and interest in' and to the Installment Sales Contract and Mortgage, together With all liens existing to secure its pay l and the property
<br />encumbered herebf" Assignee is here~ substituted as Mortgagee under the Mortgage provisions of this contract. SeUer warrants and represents; (t) It has the right to make
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<br />reedy or l~direclly by Seller to Bu)'e-r; (5) Each Buyer is legally com tent to contract; (6) This contract is not and will not be subject to any claim, defense, demand or right
<br />of offset; \ 7l The execution of this C'ontra(;t and the underlving sal saction givioa; rise thereto did not violate any tederal or state law, directive, rule or regulation now
<br />i~ effect; (8) Tn the event Lh~ this contract or the underlying sa! transaction is subject to a right of rescission or cancellation by the Bu~er. such tescission or canceUa.
<br />non period has expiiW and ne.ther the sale nor this COnlra~'_~ n cancell~ or rescr~ed. THIS CONTRACT IS S.OLO BY SELLER WITHOUT RECOURSE,
<br />IN TESTIMONY WHEREOF. the undersigned ~~ a ~d repre~i;l of the SeHer and h~S ~gfk:d below on behalf of the SeJl~~ on this
<br />day of . 19 2r'-~/.-" .-"--
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<br />The foregOing Instrumelll was acknoWI~ed l:>e~reAon {' ~L/ .PACESE~~ PR~DU,c;ri>, INC~- /'~
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<br />7' ,,1 /,zJ r .., f /'. /' ;t '" /-'74
<br />='-~ll <c, t~" /~~) ,.'" ' '-" d /' 'U - --r--'~~~-
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<br />by the authoflzed agent of Seller wh& --::r--- .L~ _ .... t {- ?---"""
<br />\'-1y commi~~ion expm:.s:
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