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I r D, UNIFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABIUTY Uniform Covenant 15 of the Security Instrument is amended to read as follows: 15. Uniform Security Instrument; Governing Law; Severability. This form of Security Instrument combines uniform covenants for ~tio.~ use and non.uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real-property, This Security Instrument shall be governed by Federal law and the law or the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not- affect other proVisions of this Security Instrument or the Note which can be given effect without the conflicting pr-ovision, and to this end the provisions of ~s--Security Instrument and the Note are declared to be severable. E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 17 of the Security Instrument is amended to read as follows: 17. Transfer of tbe Property or a BeneIlciallnlerest in Borrower. If all or any part of the Property or an interest therein is sold Or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without-Lendei'Js prioT_written:coi1serit;: Lender may. at Lender's option, declare all the sums secured by this Security Instrument to be immediately due--and:payable;, How,everrthis- option shall not be exercised by Lender if exercise is not authorized by Federal law . If Lender exercises such option to accelerate. Lender shall mail Borrower notice of acceleration in accordance with panigraph'--14:'hereo.f;~;Sliclr notice shall provide a period of not less than 30 days from the date the notice is mailed within which Borrower may pay thesums'declared'du~"~f-, Borrower fails to pay such sums prior to the expiration of such period, Lender may. without further notice or,demand on 'BOrrower~-_'ig.v~ke ~y , remedies permitted by paragraph 18 hereof. ,_ _ Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and this Security Instiument:unl~,~~'::tuls:,; released Borrower in writing. F, LOAN CHARGES If the loan secured by the Security Instrument is subject to a law which sets maximum lo~.. charges, and that law is finally,_int~r.~'S;O,til~;*, interest or other loan charges collected or to be collected in conn(..~iion with tht '. 1,n ex._:- \~ permitted limits. then: (1) ~y such.lllaI1':~.~~ -~" be reduced by the amount necessary to reduce the charge to th~ pel mined Idnil-; and (2) any sums already coll~ .fro~ -BOrrowe,r.;'~~~':~__; exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed'undef;~:N~ or by making a direct payment to Borrower. If a refund reduces principal. the reduction will be treated as a partial prepayment undet,the;NOte~,: BORROWER <Seal) Q 1_ ......-< )a/YU)/ 1.1} oandra K, Vol f IJ 11111 f,- B~~ (Seal) BORROWER (SIGN ORIGINAL ONLY) (Seal) .. earn ~)J 0:> Ocr> ~~ ...r: o -l c::> %~O 1 i V> ;" -l fT1 -lfT> 3~~ "-g -<0 "'-5 llJ 9 \ <~ -"'1'1 ~~~ ... '" ~ $ "" -s::- 'TIz 0 -cj fi. =rn 0 ~~\ > 0'" .... ~ -c l" :-:0 c: 1\ 01 i~ f) = ~- 1-:000 :I ~ '1 en <D -::J ~.. '" a. :.0 ::>< ):>- 0 ~ (- ~~ Z r.... ,n to ? ' \ c' ... = ~- "- en ,-', "\i \. I r L ~\ \\ K i'< ~:' t '~